--- title: "Loco Credit Union Rates - New Mexico" description: "Current vehicle loan, and personal loan rates from Loco Credit Union in New Mexico. Updated daily with source verification. See who can join Loco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-mexico/loco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Loco Credit Union Rates - New Mexico ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Repossessions** auto | — APR | 3.000% | — | Standard | | **Auto Loan** auto | — APR | 4.950% | — | Standard | | **RV Loan** rv | — APR | 5.750% | — | Standard | | **Motorcycles, ATV's** motorcycle | — APR | 6.000% | — | Standard | | **Utility Trailer** powersports | — APR | 8.750% | — | Standard | Loco Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 3.250% | — | Standard | | **Celebration Event Share Secured Loan** personal_secured | — APR | 4.000% | — | Standard | | **Holiday Loan** personal | — APR | 8.250% | — | Standard | | **Vacation Loan** personal | — APR | 8.500% | — | Standard | | **Signature / Line of Credit** ploc_variable | — APR | 10.750% | — | Standard | | **Payday Loan – Payroll Deduction Only**** personal | — APR | 18.750% | — | Standard | Loco Credit Union personal loan rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Wha What? Loan** other | — % | 12.750% | — | Standard | Loco Credit Union other rates as of November 12, 2026 Loco Credit Union is a credit union in New Mexico. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-mexico/loco) , verified from [Loco Credit Union's official website](https://www.lococreditunion.com/) Loading branch locator… ## About Loco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.3K Assets $62M Founded 1953 Locations reported 1 NCUA charter 66117 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Otero** Holloman Office · Holloman AFB · NM · 88330 About 9.7 miles away](https://rateapi.dev/credit-unions/new-mexico/otero) [**Navy Federal Credit Union** White Sands MR NM · White Sands · NM · 88002 About 35.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Evolve** Las Cruces Branch · Las Cruces · NM · 88011 About 39.8 miles away](https://rateapi.dev/credit-unions/texas/evolve) [**Firstlight** Lohman Branch · Las Cruces · NM · 88011 About 39.8 miles away](https://rateapi.dev/credit-unions/texas/firstlight) [**Nusenda** Sonoma · Las Cruces · NM · 88011 About 39.8 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) [**GECU** Las Cruces - Rinconada · Las Cruces · NM · 88011 About 48.6 miles away](https://rateapi.dev/credit-unions/texas/gecu) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Loco Credit Union Membership eligibility from Loco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Loco Credit Union's website. Check the membership page below to confirm whether you qualify. - Location otero — NM - Employer School Board, Board of Regents, School, Loving School Verified from [Loco Credit Union's membership page](https://www.lococreditunion.com/about-loco-credit-union) . Final membership determination is always made by the credit union. ## Membership rules for Loco Credit Union Geography 1 county · Employers 5 · Family 7 published paths to membership, last verified August 21, 2026, quoted from Loco Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Otero County, NM “Membership is open to all residents of Otero county” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of LOCO Credit Union “Employees of this credit union” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Employee of LOCO Credit Union - Employee of School Board “active Board of Regents, School Board members, and School employees in Lincoln, Catron, Socorro, Torrance, Guadalupe, DeBaca, Hidalgo, Union and Harding Counties” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Employee of School Board - Employee of Board of Regents “active Board of Regents, School Board members, and School employees in Lincoln, Catron, Socorro, Torrance, Guadalupe, DeBaca, Hidalgo, Union and Harding Counties” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Employee of Board of Regents - Employee of school “active Board of Regents, School Board members, and School employees in Lincoln, Catron, Socorro, Torrance, Guadalupe, DeBaca, Hidalgo, Union and Harding Counties” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Employee of school - Employee of Loving School “Loving School Employees in the State of New Mexico” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Employee of Loving School ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member relative by blood or marriage, foster children, adopted children “Immediate family of members are also welcome to join.” > [source ↗](https://www.lococreditunion.com/about-loco-credit-union) - Family member (relative by blood or marriage, foster children, adopted children) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Loco Credit Union? Yes No ## Work at Loco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Loco Credit Union ranks against New Mexico peers. - See which AI assistants fetched Loco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Mexico - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=loco&state=new-mexico&code=NM&name=Loco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Loco Credit Union offer? Loco Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Loco Credit Union rates updated? RateAPI verifies Loco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Loco Credit Union's rate data? Rate data is collected directly from Loco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Loco Credit Union? Loco Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 county and 5 employers for Loco Credit Union, each quoted from Loco Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Loco Credit Union's rates against national credit-union benchmarks. [More New Mexico credit unions](https://rateapi.dev/credit-unions/new-mexico) [New Mexico auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-mexico) [New Mexico personal loan leaders](https://rateapi.dev/personal-loan-rates/new-mexico) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lococreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Loco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Loco Credit Union curl "https://api.rateapi.dev/credit-unions/new-mexico /loco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Loco Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-mexico/loco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp