--- title: "Del Norte Credit Union Rates - New Mexico" description: "Current auto loan, personal loan, and savings & cd rates from Del Norte Credit Union in New Mexico. Updated daily with source verification. See who can join Del Norte Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-mexico/del-norte" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Del Norte Credit Union Rates - New Mexico ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New and Used Auto Loans - Cars & Trucks (Model Year 2024-2027)** auto_any | — APR | 3.990% | any | Standard | | **Auto Loan (2024–2027)** auto | — APR | 3.990% | — | Standard | | **New and Used Auto Loans - Cars & Trucks (Model Year 2023 or older)** auto_any | — APR | 5.740% | any | Standard | | **Used Auto Loan (2023 and Older)** auto_used | — APR | 5.740% | used | Standard | Del Norte Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loans (Type of Loan Share or Certificate Secured‡)** personal_secured | — APR | 2.000% | — | Standard | | **Personal Loans (Type of Loan Unsecured Personal Loan)** personal_unsecured | — APR | 10.490% | — | Standard | | **Repayment Period ($3,000.00)** personal | — APR | 11.740% | — | Standard | | **Personal Loans (Type of Loan Unsecured Revolving Line of Credit †)** ploc_variable | — APR | 12.990% | — | Standard | | **Repayment Period ($2,000.00)** personal | — APR | 15.280% | — | Standard | | **Repayment Period ($1,871.68)** personal | — APR | 17.950% | — | Standard | Del Norte Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 91 offers | Product | Published | Rate | Term / condition | Status | | **Savings Type Business Savings with Average Daily Balance of $5.00 - $1,999.99** savings | — APY | 0.10% | — | Eligibility restricted | | **Savings Type Business Savings with Average Daily Balance of $10,000 - $24,999** savings | — APY | 0.10% | — | Eligibility restricted | | **Savings Type Business Savings with Average Daily Balance of $2,000 - $9,999** savings | — APY | 0.10% | — | Eligibility restricted | | **Savings Type Business Savings with Average Daily Balance of $25,000 - $49,999** savings | — APY | 0.15% | — | Eligibility restricted | | **Savings Type Business Savings with Average Daily Balance of $50,000** savings | — APY | 0.20% | — | Eligibility restricted | | **Savings Type Holiday Savings Account** savings | — APY | 0.25% | — | Specialty offer | | **Savings Type IRA Savings Account** ira | — APY | 0.25% | — | Standard | | **Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $2,000-$9,999.99** savings | — APY | 0.75% | — | Standard | | **Money Market** money_market | — APY | 0.75% | — | Standard | | **Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $10,000-$24,999.99** savings | — APY | 0.80% | — | Standard | | **Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $25,000-$49,999.99** savings | — APY | 1.00% | — | Standard | | **Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $50,000-$99,999.99** savings | — APY | 1.25% | — | Standard | | **Minimum Average Daily Balance to obtain APY Each Monthly Statement Cycle $100,000** savings | — APY | 1.50% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 3.50% | 3 mo | Standard | | **3-Month IRA Certificate ($1,000+)** ira_cd_3mo | — APY | 3.50% | 3 mo | Standard | | **3-Month IRA Certificate ($10,000+)** ira_cd_3mo | — APY | 3.55% | 3 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 3 month)** cd_3mo | — APY | 3.55% | 3 mo | Eligibility restricted | | **IRA Certificate ($10,000+)** ira_cd | — APY | 3.55% | — | Standard | | **Business Certificates - $1,000+ Minimum Balance (Term 3 month)** cd_3mo | — APY | 3.56% | 3 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 3 month)** cd_3mo | — APY | 3.60% | 3 mo | Eligibility restricted | | **3-Month IRA Certificate ($100,000+)** ira_cd_3mo | — APY | 3.60% | 3 mo | Standard | | **6-Month IRA Certificate ($1,000+)** ira_cd_6mo | — APY | 3.75% | 6 mo | Standard | | **12-Month IRA Certificate ($1,000+)** ira_cd_12mo | — APY | 3.75% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.75% | 6 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.75% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.75% | 12 mo | Standard | | **9-Month IRA Certificate ($1,000+)** ira_cd_9mo | — APY | 3.75% | 9 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.75% | 9 mo | Standard | | **18-Month IRA Certificate ($1,000+)** ira_cd_18mo | — APY | 3.75% | 18 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 18 month)** cd_18mo | — APY | 3.80% | 18 mo | Eligibility restricted | | **9-Month IRA Certificate ($10,000+)** ira_cd_9mo | — APY | 3.80% | 9 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 12 month)** cd_12mo | — APY | 3.80% | 12 mo | Eligibility restricted | | **6-Month IRA Certificate ($10,000+)** ira_cd_6mo | — APY | 3.80% | 6 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 9 month)** cd_9mo | — APY | 3.80% | 9 mo | Eligibility restricted | | **18-Month IRA Certificate ($10,000+)** ira_cd_18mo | — APY | 3.80% | 18 mo | Standard | | **12-Month IRA Certificate ($10,000+)** ira_cd_12mo | — APY | 3.80% | 12 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 6 month)** cd_6mo | — APY | 3.80% | 6 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 18 month)** cd_18mo | — APY | 3.82% | 18 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 6 month)** cd_6mo | — APY | 3.82% | 6 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 12 month)** cd_12mo | — APY | 3.82% | 12 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 9 month)** cd_9mo | — APY | 3.82% | 9 mo | Eligibility restricted | | **12-Month IRA Certificate ($100,000+)** ira_cd_12mo | — APY | 3.85% | 12 mo | Standard | | **Business Certificates - $100,000+ Minimum Balance (Term 12 month)** cd_12mo | — APY | 3.85% | 12 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 18 month)** cd_18mo | — APY | 3.85% | 18 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 6 month)** cd_6mo | — APY | 3.85% | 6 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 9 month)** cd_9mo | — APY | 3.85% | 9 mo | Eligibility restricted | | **18-Month IRA Certificate ($100,000+)** ira_cd_18mo | — APY | 3.85% | 18 mo | Standard | | **6-Month IRA Certificate ($100,000+)** ira_cd_6mo | — APY | 3.85% | 6 mo | Standard | | **9-Month IRA Certificate ($100,000+)** ira_cd_9mo | — APY | 3.85% | 9 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.00% | 24 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.00% | 60 mo | Standard | | **48-Month IRA Certificate ($1,000+)** ira_cd_48mo | — APY | 4.00% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.00% | 36 mo | Standard | | **60-Month IRA Certificate ($1,000+)** ira_cd_60mo | — APY | 4.00% | 60 mo | Standard | | **24-Month IRA Certificate ($1,000+)** ira_cd_24mo | — APY | 4.00% | 24 mo | Standard | | **36-Month IRA Certificate ($1,000+)** ira_cd_36mo | — APY | 4.00% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.00% | 48 mo | Standard | | **36-Month IRA Certificate ($10,000+)** ira_cd_36mo | — APY | 4.05% | 36 mo | Standard | | **24-Month IRA Certificate ($10,000+)** ira_cd_24mo | — APY | 4.05% | 24 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 48 month)** cd_48mo | — APY | 4.05% | 48 mo | Eligibility restricted | | **Business Certificates - $10,000+ Minimum Balance (Term 36 month)** cd_36mo | — APY | 4.05% | 36 mo | Eligibility restricted | | **60-Month IRA Certificate ($10,000+)** ira_cd_60mo | — APY | 4.05% | 60 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 24 month)** cd_24mo | — APY | 4.05% | 24 mo | Eligibility restricted | | **Business Certificates - $10,000+ Minimum Balance (Term 60 month)** cd_60mo | — APY | 4.05% | 60 mo | Eligibility restricted | | **48-Month IRA Certificate ($10,000+)** ira_cd_48mo | — APY | 4.05% | 48 mo | Standard | | **Business Certificates - $1,000+ Minimum Balance (Term 24 month)** cd_24mo | — APY | 4.08% | 24 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 60 month)** cd_60mo | — APY | 4.08% | 60 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 48 month)** cd_48mo | — APY | 4.08% | 48 mo | Eligibility restricted | | **Business Certificates - $1,000+ Minimum Balance (Term 36 month)** cd_36mo | — APY | 4.08% | 36 mo | Eligibility restricted | | **60-Month IRA Certificate ($100,000+)** ira_cd_60mo | — APY | 4.10% | 60 mo | Standard | | **36-Month IRA Certificate ($100,000+)** ira_cd_36mo | — APY | 4.10% | 36 mo | Standard | | **24-Month IRA Certificate ($100,000+)** ira_cd_24mo | — APY | 4.10% | 24 mo | Standard | | **Business Certificates - $100,000+ Minimum Balance (Term 60 month)** cd_60mo | — APY | 4.10% | 60 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 48 month)** cd_48mo | — APY | 4.10% | 48 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 24 month)** cd_24mo | — APY | 4.10% | 24 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 36 month)** cd_36mo | — APY | 4.10% | 36 mo | Eligibility restricted | | **48-Month IRA Certificate ($100,000+)** ira_cd_48mo | — APY | 4.10% | 48 mo | Standard | | **8-Month IRA Certificate ($1,000+)** ira_cd_8mo | — APY | 4.25% | 8 mo | Standard | | **8-Month Certificate** cd_8mo | — APY | 4.25% | 8 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 8 month Special)** cd_8mo | — APY | 4.30% | 8 mo | Eligibility restricted | | **8-Month IRA Certificate ($10,000+)** ira_cd_8mo | — APY | 4.30% | 8 mo | Standard | | **Business Certificates - $1,000+ Minimum Balance (Term 8 month Special)** cd_8mo | — APY | 4.34% | 8 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 8 month Special)** cd_8mo | — APY | 4.35% | 8 mo | Eligibility restricted | | **8-Month IRA Certificate ($100,000+)** ira_cd_8mo | — APY | 4.35% | 8 mo | Standard | | **13-Month IRA Certificate ($1,000+)** ira_cd_13mo | — APY | 5.00% | 13 mo | Standard | | **13-Month Certificate** cd_13mo | — APY | 5.00% | 13 mo | Standard | | **13-Month IRA Certificate ($10,000+)** ira_cd_13mo | — APY | 5.05% | 13 mo | Standard | | **Business Certificates - $10,000+ Minimum Balance (Term 13 month Special)** cd_13mo | — APY | 5.05% | 13 mo | Eligibility restricted | | **Business Certificates - $100,000+ Minimum Balance (Term 13 month Special)** cd_13mo | — APY | 5.10% | 13 mo | Eligibility restricted | | **13-Month IRA Certificate ($100,000+)** ira_cd_13mo | — APY | 5.10% | 13 mo | Standard | | **Business Certificates - $1,000+ Minimum Balance (Term 13 month Special)** cd_13mo | — APY | 5.13% | 13 mo | Eligibility restricted | Del Norte Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Online Banking Access** other | — % | 3.490% | — | Standard | Del Norte Credit Union other rates as of November 12, 2026 Del Norte Credit Union is a credit union in New Mexico. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-mexico/del-norte) , verified from [Del Norte Credit Union's official website](https://www.dncu.com/) Loading branch locator… ## About Del Norte Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 67.9K Assets $1.5B Founded 1954 Locations reported 10 NCUA charter 64759 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Nusenda** Southside · Santa Fe · NM · 87507 About 4.1 miles away](https://rateapi.dev/credit-unions/new-mexico/nusenda) [**Sandia Area** Santa Fe · Santa Fe · NM · 87507 About 4.4 miles away](https://rateapi.dev/credit-unions/new-mexico/sandia-area) [**Guadalupe** Airport Branch · Santa Fe · NM · 87507 About 4.5 miles away](https://rateapi.dev/credit-unions/new-mexico/guadalupe) [**State Employees** State Employees CU Cerrillos Road · Santa Fe · NM · 87507 About 4.6 miles away](https://rateapi.dev/credit-unions/new-mexico/state-employees) [**Los Alamos Schools** Del Norte Credit Union · Santa Fe · NM · 87507-2925 About 6.4 miles away](https://rateapi.dev/credit-unions/new-mexico/los-alamos-schools) [**Northern New Mexico School Employee** Northern NM School EFCU · Santa Fe · NM · 87505 About 9.4 miles away](https://rateapi.dev/credit-unions/new-mexico/northern-new-mexico-school-employee) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Del Norte Credit Union Membership eligibility from Del Norte Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Del Norte Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Los Alamos National Laboratory (LANL) Verified from [Del Norte Credit Union's membership page](https://www.dncu.com/join/) . Final membership determination is always made by the credit union. ## Membership rules for Del Norte Credit Union Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Del Norte Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Los Alamos National Laboratory (LANL) “Employees of the Los Alamos National Laboratory (LANL); other personnel assigned to LANL.” > [source ↗](https://www.dncu.com/join/) - Employee of Los Alamos National Laboratory (LANL) - Employee of Del Norte Credit Union “Employees of this credit union” > [source ↗](https://www.dncu.com/join/) - Employee of Del Norte Credit Union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “members of the immediate families of such persons.” > [source ↗](https://www.dncu.com/join/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Del Norte Credit Union? Yes No ## Work at Del Norte Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Del Norte Credit Union ranks against New Mexico peers. - See which AI assistants fetched Del Norte Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Mexico - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=del-norte&state=new-mexico&code=NM&name=Del%20Norte%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Del Norte Credit Union offer? Del Norte Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Del Norte Credit Union rates updated? RateAPI verifies Del Norte Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Del Norte Credit Union's rate data? Rate data is collected directly from Del Norte Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Del Norte Credit Union? Del Norte Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Del Norte Credit Union, each quoted from Del Norte Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Del Norte Credit Union's rates against national credit-union benchmarks. [More New Mexico credit unions](https://rateapi.dev/credit-unions/new-mexico) [New Mexico auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-mexico) [New Mexico personal loan leaders](https://rateapi.dev/personal-loan-rates/new-mexico) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.dncu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Del Norte Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Del Norte Credit Union curl "https://api.rateapi.dev/credit-unions/new-mexico /del-norte " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Del Norte Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-mexico/del-norte Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp