--- title: "Wakefern Credit Union Rates - New Jersey" description: "Current auto loan, personal loan, and savings & cd rates from Wakefern Credit Union in New Jersey. Updated daily with source verification. See who can join Wakefern Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/wakefern" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Wakefern Credit Union Rates - New Jersey ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **72 months Minimum loan amount $30,000** auto_any_72mo | — APR | 4.990% | 72 mo | Context only | Wakefern Credit Union auto & vehicle rates as of November 11, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60 months Minimum loan amount $20,000** personal_unsecured_60mo | — APR | 8.990% | 60 mo | Context only | Wakefern Credit Union personal loan rates as of November 11, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auxiliary Savings** savings | — APY | 0.04% | — | Context only | | **48-Month Certificate** cd_48mo | — APY | 3.99% | 48 mo | Context only | | **60-Month Certificate** cd_60mo | — APY | 4.49% | 60 mo | Context only | Wakefern Credit Union savings & cd rates as of November 11, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60 months Minimum loan amount $20,000** other | — % | 7.990% | — | Context only | Wakefern Credit Union other rates as of November 11, 2026 Wakefern Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/wakefern) , verified from [Wakefern Credit Union's official website](https://wakefernfcu.org/) Loading branch locator… ## About Wakefern Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $11.8M Founded 1962 Locations reported 1 NCUA charter 15016 Charter type Federal credit union ### Services and member support - Electronic statements - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Elizabeth Police Department E** ELIZABETH POLICE DEPARTMENT FCU · ELIZABETH · NJ · 07201-2300 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-jersey/elizabeth-police-department-e) [**Seaport** Seaport Federal Credit Union · Elizabeth · NJ · 07201 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-jersey/seaport) [**Affinity** Elizabeth Branch · Elizabeth · NJ · 07201-2312 About 2.1 miles away](https://rateapi.dev/credit-unions/new-jersey/affinity) [**Financial Resources** Financial Resources FCU - Elizabeth Branch · Elizabeth · NJ · 07202-3401 About 2.1 miles away](https://rateapi.dev/credit-unions/new-jersey/financial-resources) [**Union County Employees** Union County Employees FCU · Elizabeth · NJ · 07202-3451 About 2.1 miles away](https://rateapi.dev/credit-unions/new-jersey/union-county-employees) [**Elizabeth (n.j.) Firemen's** Fire Headquarters · Elizabeth · NJ · 07208 About 2.2 miles away](https://rateapi.dev/credit-unions/new-jersey/elizabeth-nj-firemens) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Wakefern Credit Union Membership eligibility from Wakefern Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Wakefern Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Wakefern Food Corporation, Food Haulers, Inc., National Transport Services Company, PriceRite, ShopRite Verified from [Wakefern Credit Union's membership page](https://wakefernfcu.org/aboutus/membership.html) . Final membership determination is always made by the credit union. ## Membership rules for Wakefern Credit Union Employers 5 5 published paths to membership, last verified September 13, 2026, quoted from Wakefern Credit Union’s own published criteria. ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Employee of Wakefern Food Corporation “Our current field of membership includes all Wakefern Food Corporation employees” > [source ↗](https://wakefernfcu.org/aboutus/membership.html) - Employee of Wakefern Food Corporation - Employee of Food Haulers, Inc. “its wholly-owned subsidiaries, Food Haulers, Inc.” > [source ↗](https://wakefernfcu.org/aboutus/membership.html) - Employee of Food Haulers, Inc. - Employee of National Transport Services Company “National Transport Services Company” > [source ↗](https://wakefernfcu.org/aboutus/membership.html) - Employee of National Transport Services Company - Employee of PriceRite “all PriceRite store employees” > [source ↗](https://wakefernfcu.org/aboutus/membership.html) - Employee of PriceRite - Employee of ShopRite “ShopRite store employees if their owners have signed up with the Credit Union.” > [source ↗](https://wakefernfcu.org/aboutus/membership.html) - Employee of ShopRite Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Wakefern Credit Union? Yes No ## Work at Wakefern Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Wakefern Credit Union ranks against New Jersey peers. - See which AI assistants fetched Wakefern Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=wakefern&state=new-jersey&code=NJ&name=Wakefern%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Wakefern Credit Union offer? Wakefern Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Wakefern Credit Union rates updated? RateAPI verifies Wakefern Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Wakefern Credit Union's rate data? Rate data is collected directly from Wakefern Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Wakefern Credit Union? Wakefern Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 5 employers for Wakefern Credit Union, each quoted from Wakefern Credit Union's own published membership criteria. ## Related Rate Data Compare Wakefern Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [New Jersey personal loan leaders](https://rateapi.dev/personal-loan-rates/new-jersey) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://wakefernfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Wakefern Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Wakefern Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /wakefern " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Wakefern Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/wakefern Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp