--- title: "Union Building Trades Credit Union Rates - New Jersey" description: "Current credit card rates from Union Building Trades Credit Union in New Jersey. Updated daily with source verification. See who can join Union Building Trades Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/union-building-trades" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Union Building Trades Credit Union Rates - New Jersey ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | 5.840% APR | 5.840% | — | Standard | Union Building Trades Credit Union credit card rates as of November 13, 2026 Credit card rates from 5.84% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/union-building-trades) , verified from [Union Building Trades Credit Union's official website](https://www.ubtfcu.org/) Loading branch locator… ## About Union Building Trades Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 24.4K Assets $84.2M Founded 1973 Locations reported 1 NCUA charter 21244 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Picatinny** Parsippany · Parsippany · NJ · 07054-2010 About 0.9 miles away](https://rateapi.dev/credit-unions/new-jersey/picatinny) [**Garden Savings** Main · Parsippany · NJ · 07054-1869 About 1.2 miles away](https://rateapi.dev/credit-unions/new-jersey/garden-savings) [**Selfreliance** Whippany Branch · Whippany · NJ · 07981 About 1.8 miles away](https://rateapi.dev/credit-unions/illinois/selfreliance) [**Gaf Linden Employees** office location · Parsippany · NJ · 07054-4404 About 3.1 miles away](https://rateapi.dev/credit-unions/new-jersey/gaf-linden-employees) [**Liberty Savings** Novartis FCU · East Hanover · NJ · 07936-1016 About 3.1 miles away](https://rateapi.dev/credit-unions/new-jersey/liberty-savings) [**Ridgedale** Ridgedale Office · East Hanover · NJ · 07936 About 3.5 miles away](https://rateapi.dev/credit-unions/new-jersey/ridgedale) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Union Building Trades Credit Union Membership eligibility from Union Building Trades Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Union Building Trades Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Union Building Trades Credit Union's membership page](https://www.ubtfcu.org/) . Final membership determination is always made by the credit union. ## Work at Union Building Trades Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Union Building Trades Credit Union ranks against New Jersey peers. - See which AI assistants fetched Union Building Trades Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=union-building-trades&state=new-jersey&code=NJ&name=Union%20Building%20Trades%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Union Building Trades Credit Union offer? Union Building Trades Credit Union currently offers credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Union Building Trades Credit Union rates updated? RateAPI verifies Union Building Trades Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Union Building Trades Credit Union's rate data? Rate data is collected directly from Union Building Trades Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Union Building Trades Credit Union? Union Building Trades Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Union Building Trades Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ubtfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Union Building Trades Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Union Building Trades Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /union-building-trades " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Union Building Trades Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/union-building-trades Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp