Union Building Trades Credit Union
Verified rate book
Current Union Building Trades Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 3.990% APR | 3.990% | new | Standard |
| Used Auto Loanauto_used | 3.990% APR | 3.990% | used | Standard |
| Used RV Loanrv_used | 5.990% APR | 5.990% | used | Standard |
| New RV Loanrv_new | 5.990% APR | 5.990% | new | Standard |
| New Boat Loanboat_new | 6.840% APR | 6.840% | new | Standard |
| New Motorcycle Loanmotorcycle_new | 6.840% APR | 6.840% | new | Standard |
| New Personal Rec Vehiclesauto_new | 6.990% APR | 6.990% | new | Standard |
| Used Personal Rec Vehiclesauto_used | 6.990% APR | 6.990% | used | Standard |
| Used Motorcycle Loanmotorcycle_used | 7.040% APR | 7.040% | used | Standard |
| Used Boat Loanboat_used | 7.140% APR | 7.140% | used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity - Installmentheloc | 5.840% APR | 5.840% | — | Standard |
| HELOC (Variable)heloc_variable | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.590% APR | 11.590% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 5.840% APR | 5.840% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 2.00% APY | 2.00% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.00% APY | 2.00% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| Money Marketmoney_market | 3.04% APY | 3.04% | — | Standard |
| 6-Month Certificatecd_6mo | 3.25% APY | 3.25% | 6 mo | Standard |
| 3-Month Certificatecd_3mo | 3.50% APY | 3.50% | 3 mo | Standard |
Vehicle loans available from 3.99% APR. HELOC rates from 5.84% APR. Personal loan rates from 11.59% APR. Credit card rates from 5.84% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Union Building Trades Credit Union's official website
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About Union Building Trades Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24.4K
- Assets
- $84.2M
- Founded
- 1973
- Locations reported
- 1
- NCUA charter
- 21244
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Union Building Trades Credit Union
Membership eligibility from Union Building Trades Credit Union's own published criteria. How we verify this.
Membership criteria are published on Union Building Trades Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Union Building Trades Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Union Building Trades Credit Union offer?
Union Building Trades Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Union Building Trades Credit Union rates updated?
RateAPI verifies Union Building Trades Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Union Building Trades Credit Union's rate data?
Rate data is collected directly from Union Building Trades Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Union Building Trades Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Union Building Trades Credit Union offers vehicle loans from 3.99% APR.
What is Union Building Trades Credit Union's HELOC rate?
As of August 4, 2026, Union Building Trades Credit Union offers home equity lines of credit from 5.84% APR.
What is Union Building Trades Credit Union's personal loan rate?
As of August 4, 2026, Union Building Trades Credit Union offers personal loans from 11.59% APR.
What is Union Building Trades Credit Union's best CD rate?
As of August 4, 2026, Union Building Trades Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Union Building Trades Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Union Building Trades Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/union-building-trades" \
-H "Authorization: Bearer YOUR_API_KEY"