Terminals Credit Union
Verified rate book
Current Terminals Credit Union rates
33 published offers verified as of August 3, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.250% APR | 6.250% | — | Standard |
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| 10-Year Fixed10 year fixed | 5.500% APR | 5.500% | — | Standard |
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 5.000% APR | 5.000% | 36 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.250% APR | 5.250% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.500% APR | 5.500% | 72 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| Classic Autoauto_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 6.000% APR | 6.000% | 72 mo · used | Standard |
| 84-Month New Auto Loanauto_new_84mo | 6.000% APR | 6.000% | 84 mo · new | Standard |
| 60-Month New Boat Loanboat_new_60mo | 7.000% APR | 7.000% | 60 mo · new | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 7.000% APR | 7.000% | 60 mo · new | Standard |
| 60-Month Used Boat Loanboat_used_60mo | 7.000% APR | 7.000% | 60 mo · used | Standard |
| 48-Month Used Motorcycle Loanmotorcycle_used_48mo | 7.500% APR | 7.500% | 48 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 144-Month Share-Secured Loanpersonal_secured_144mo | 5.000% APR | 5.000% | 144 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Educationother | 10.000% APR | 10.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Revolvingcredit_card | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.15% APY | 0.15% | — | Standard |
| Club Accountsavings | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| Money Marketmoney_market | 1.26% APY | 1.25% | — | Standard |
| Money Marketmoney_market | 1.76% APY | 1.75% | — | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.76% APY | 1.75% | 60 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.02% APY | 2.00% | 48 mo | Standard |
| IRAira | 2.52% APY | 2.50% | — | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.53% APY | 2.50% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.78% APY | 2.75% | 24 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.04% APY | 3.00% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.30% APY | 3.25% | 6 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Bill Payerother | 10.000% % | 10.000% | — | Standard |
| Anything Loanother | 28.000% % | 28.000% | — | Standard |
As of August 3, 2026, Terminals Credit Union offers a 30-year fixed mortgage at 6.25% APR. Vehicle loans available from 5% APR for 36 months. Personal loan rates from 5% APR. Credit card rates from 12% APR. Savings and certificate yields up to 3.30% APY.
Source: RateAPI.dev, verified from Terminals Credit Union's official website
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About Terminals Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 83
- Assets
- $964.2K
- Founded
- 1967
- Locations reported
- 2
- NCUA charter
- 17969
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Terminals Credit Union
Membership eligibility from Terminals Credit Union's own published criteria. How we verify this.
Membership via employers (APM Terminals +2 more) or the International Longshoremen’s Association +1 more
- EmployerAPM Terminals, Maher Terminals, Global Container Terminals
- AssociationInternational Longshoremen’s Association, New Jersey Financial Services
Cost to join: About $100.
Verified from Terminals Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Terminals Credit Union?
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Frequently Asked Questions
What rates does Terminals Credit Union offer?
Terminals Credit Union currently offers mortgage, vehicle loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Terminals Credit Union rates updated?
RateAPI verifies Terminals Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Terminals Credit Union's rate data?
Rate data is collected directly from Terminals Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Terminals Credit Union's mortgage rate?
As of August 3, 2026, Terminals Credit Union offers a 30-year fixed mortgage at 6.25% APR.
What are Terminals Credit Union's auto, boat & motorcycle loan rates?
As of August 3, 2026, Terminals Credit Union offers vehicle loans from 5% APR.
What is Terminals Credit Union's personal loan rate?
As of August 3, 2026, Terminals Credit Union offers personal loans from 5% APR.
What is Terminals Credit Union's best CD rate?
As of August 3, 2026, Terminals Credit Union offers savings and certificate (CD) yields up to 3.30% APY.
Related Rate Data
Compare Terminals Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Terminals Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/terminals" \
-H "Authorization: Bearer YOUR_API_KEY"