Seaport Credit Union

Elizabeth, New Jersey
Last verified: August 3, 2026
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Verified rate book

Current Seaport Credit Union rates

34 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

3 offers
Seaport Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.250% APR6.250%—Standard
15-Year Fixed15 year fixed5.750% APR5.750%—Standard
10-Year Fixed10 year fixed5.500% APR5.500%—Standard

Auto & vehicle rates

12 offers
Seaport Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo5.000% APR5.000%36 mo · newStandard
60-Month New Auto Loanauto_new_60mo5.250% APR5.250%60 mo · newStandard
36-Month Used Auto Loanauto_used_36mo5.500% APR5.500%36 mo · usedStandard
72-Month New Auto Loanauto_new_72mo5.500% APR5.500%72 mo · newStandard
60-Month Used Auto Loanauto_used_60mo5.750% APR5.750%60 mo · usedStandard
Classic Autoauto_any_72mo6.000% APR6.000%72 moStandard
84-Month New Auto Loanauto_new_84mo6.000% APR6.000%84 mo · newStandard
72-Month Used Auto Loanauto_used_72mo6.000% APR6.000%72 mo · usedStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo7.000% APR7.000%60 mo · newStandard
60-Month Used Boat Loanboat_used_60mo7.000% APR7.000%60 mo · usedStandard
60-Month New Boat Loanboat_new_60mo7.000% APR7.000%60 mo · newStandard
48-Month Used Motorcycle Loanmotorcycle_used_48mo7.500% APR7.500%48 mo · usedStandard

Personal loan rates

3 offers
Seaport Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured3.000% APR3.000%—Standard
144-Month Share-Secured Loanpersonal_secured_144mo5.000% APR5.000%144 moStandard
60-Month Signature Loanpersonal_unsecured_60mo10.000% APR10.000%60 moStandard

Student loan rates

1 offer
Seaport Credit Union student loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Educationother10.000% APR10.000%—Standard

Credit card rates

1 offer
Seaport Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
VISA Revolvingcredit_card12.000% APR12.000%—Standard

Savings & CD rates

12 offers
Seaport Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.15% APY0.15%—Standard
Club Accountsavings0.75% APY0.75%—Standard
Money Marketmoney_market1.00% APY1.00%—Standard
Money Marketmoney_market1.26% APY1.25%—Standard
Money Marketmoney_market1.76% APY1.75%—Standard
60-Month Certificateshare_certificate_60mo1.76% APY1.75%60 moStandard
48-Month Certificateshare_certificate_48mo2.02% APY2.00%48 moStandard
IRAira2.52% APY2.50%—Standard
36-Month Certificateshare_certificate_36mo2.53% APY2.50%36 moStandard
24-Month Certificateshare_certificate_24mo2.78% APY2.75%24 moStandard
12-Month Certificateshare_certificate_12mo3.04% APY3.00%12 moStandard
6-Month Certificateshare_certificate_6mo3.30% APY3.25%6 moStandard

Other rates

2 offers
Seaport Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Bill Payerother10.000% %10.000%—Standard
Anything Loanother28.000% %28.000%—Standard

As of August 3, 2026, Seaport Credit Union offers a 30-year fixed mortgage at 6.25% APR. Vehicle loans available from 5% APR for 36 months. Personal loan rates from 3% APR. Credit card rates from 12% APR. Savings and certificate yields up to 3.30% APY.

Source: RateAPI.dev, verified from Seaport Credit Union's official website

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About Seaport Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.7K
Assets
$108.3M
Founded
1969
Locations reported
4
NCUA charter
19185
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Bilingual services
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AffinityElizabeth Branch · Elizabeth · NJ · 07201-2312Branch in the same ZIPElizabeth Police Department EELIZABETH POLICE DEPARTMENT FCU · ELIZABETH · NJ · 07201-2300Branch in the same ZIPWakefernWakefern FCU · Elizabeth · NJ · 07201Branch in the same ZIPAmerican AirlinesAAFCU - EWR · Newark · NJ · 07114About 1.9 miles awayLocal 123319 Fenwick St. · Newark · NJ · 07114About 1.9 miles awayFinancial ResourcesFinancial Resources FCU - Elizabeth Branch · Elizabeth · NJ · 07202-3401About 2.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Seaport Credit Union

Membership eligibility from Seaport Credit Union's own published criteria. How we verify this.

Membership via employers (APM Terminals +2 more) or the International Longshoremen’s Association +1 more

  • EmployerAPM Terminals, Maher Terminals, Global Container Terminals
  • AssociationInternational Longshoremen’s Association, New Jersey Financial Services

Cost to join: About $100.

Verified from Seaport Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Seaport Credit Union?

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Frequently Asked Questions

What rates does Seaport Credit Union offer?

Seaport Credit Union currently offers mortgage, vehicle loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Seaport Credit Union rates updated?

RateAPI verifies Seaport Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Seaport Credit Union's rate data?

Rate data is collected directly from Seaport Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Seaport Credit Union's mortgage rate?

As of August 3, 2026, Seaport Credit Union offers a 30-year fixed mortgage at 6.25% APR.

What are Seaport Credit Union's auto, boat & motorcycle loan rates?

As of August 3, 2026, Seaport Credit Union offers vehicle loans from 5% APR.

What is Seaport Credit Union's personal loan rate?

As of August 3, 2026, Seaport Credit Union offers personal loans from 3% APR.

What is Seaport Credit Union's best CD rate?

As of August 3, 2026, Seaport Credit Union offers savings and certificate (CD) yields up to 3.30% APY.

Related Rate Data

Compare Seaport Credit Union's rates against national credit-union benchmarks.

More New Jersey credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Seaport Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/seaport" \
  -H "Authorization: Bearer YOUR_API_KEY"
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