Raritan Bay

Sayreville, New Jersey
Last verified: July 25, 2026

As of July 25, 2026, Raritan Bay offers mortgage rates from 5.74% APR. Auto loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 0.10% APY.

Source: RateAPI.dev, verified from Raritan Bay's official website

Mortgage Rates

Rates as of July 25, 2026

other
5.740% APR
Rate5.740%
Points0
2nd Mortgage

Auto Loan Rates

Rates as of July 25, 2026

auto_used_60mo
4.740% APR
Rate4.740%
Used Auto Loans
auto_new_60mo
6.000% APR
Rate6.000%
New Auto Loans
boat
7.740% APR
Rate7.740%
Boat & RV Loans

HELOC Rates

Rates as of July 25, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity Open Line of Credit

Personal Loan Rates

Rates as of July 25, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loans
personal
10.740% APR
Rate10.740%
Promotional Loans
personal
10.990% APR
Rate10.990%
Lifestyle Loans
personal_unsecured
10.990% APR
Rate10.990%
Personal Loans
ploc_variable
12.500% APR
Rate12.500%
Checking Line of Credit

Savings & Certificate Rates

Rates as of July 25, 2026

savings
0.03% APY
Dividend Rate0.03%
Rewards Checking
share_certificate
0.10% APY
Dividend Rate0.10%
Share Certificates (CDs)

Frequently Asked Questions

What rates does Raritan Bay offer?

Raritan Bay currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 25, 2026 directly from the credit union's official website.

How often are Raritan Bay rates updated?

RateAPI verifies Raritan Bay's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 25, 2026.

Where does RateAPI get Raritan Bay's rate data?

Rate data is collected directly from Raritan Bay's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Raritan Bay's mortgage rate?

As of July 25, 2026, Raritan Bay offers mortgage rates from 5.74% APR.

What is Raritan Bay's auto loan rate?

As of July 25, 2026, Raritan Bay offers auto loans from 4.74% APR.

Related Rate Data

Compare Raritan Bay's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Raritan Bay rates

Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Raritan Bay
curl "https://api.rateapi.dev/credit-unions/new-jersey/raritan-bay" \
  -H "Authorization: Bearer YOUR_API_KEY"