--- title: "Public Service H C Employees Credit Union Rates - New Jersey" description: "Current savings & cd rates from Public Service H C Employees Credit Union in New Jersey. Updated daily with source verification. See who can join Public Service H C Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/public-service-h-c-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Public Service H C Employees Credit Union Rates - New Jersey ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Share Drafts** checking | 0.05% APY | 0.05% | — | Context only | | **All regular shares and clubs ($100.00 minimum)** savings | 0.15% APY | 0.15% | — | Context only | | **$5,000.00 - $50,000.00** savings | 0.50% APY | 0.50% | — | Context only | | **$50,000.01 - Above** savings | 1.00% APY | 1.00% | — | Context only | | **60-Month Certificate** cd_60mo | 2.52% APY | 2.45% | 60 mo | Context only | | **48-Month Certificate** cd_48mo | 2.62% APY | 2.55% | 48 mo | Context only | | **36-Month Certificate** cd_36mo | 2.72% APY | 2.65% | 36 mo | Context only | | **24-Month Certificate** cd_24mo | 3.47% APY | 3.40% | 24 mo | Context only | | **12-Month Certificate** cd_12mo | 3.57% APY | 3.50% | 12 mo | Context only | | **6-Month Certificate** cd_6mo | 3.67% APY | 3.60% | 6 mo | Context only | Public Service H C Employees Credit Union savings & cd rates as of November 9, 2026 Public Service H C Employees Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/public-service-h-c-employees) , verified from [Public Service H C Employees Credit Union's official website](http://psfcunj.com/) Loading branch locator… ## About Public Service H C Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 614 Assets $7.2M Founded 1953 Locations reported 1 NCUA charter 9082 Charter type Federal credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**1st Bergen** Ocean County · Toms River · NJ · 08753-7669 About 3.1 miles away](https://rateapi.dev/credit-unions/new-jersey/1st-bergen) [**First Financial** Toms River Branch · Toms River · NJ · 08755 About 3.4 miles away](https://rateapi.dev/credit-unions/new-jersey/first-financial) [**First Atlantic** Toms River - Rte 9 · Toms River · NJ · 08754 About 3.9 miles away](https://rateapi.dev/credit-unions/new-jersey/first-atlantic) [**Garden Savings** Brick Branch · Brick · NJ · 08723 About 5.2 miles away](https://rateapi.dev/credit-unions/new-jersey/garden-savings) [**Lakehurst Naval** Lakehurst Naval FCU · Joint Base MDL · NJ · 08733-5021 About 11.7 miles away](https://rateapi.dev/credit-unions/new-jersey/lakehurst-naval) [**United Teletech Financial** NEPTUNE · NEPTUNE · NJ · 07753 About 16.2 miles away](https://rateapi.dev/credit-unions/new-jersey/united-teletech-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Public Service H C Employees Credit Union Membership eligibility from Public Service H C Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Public Service H C Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer PSE&G - Association UWUA Local 601, IBW Local 94, UA Local 855 Verified from [Public Service H C Employees Credit Union's membership page](https://www.psfcunj.com/member-application.php) . Final membership determination is always made by the credit union. ## Membership rules for Public Service H C Employees Credit Union Employers 2 · Associations 3 · Family 6 published paths to membership, last verified August 21, 2026, quoted from Public Service H C Employees Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of PSE&G “Active employee PSE&G” > [source ↗](https://www.psfcunj.com/member-application.php) - Employee of PSE&G - Retired employee of PSE&G “Retired employee PSE&G” > [source ↗](https://www.psfcunj.com/member-application.php) - Retiree of PSE&G ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of UWUA Local 601 “Member of UWUA Local 601” > [source ↗](https://www.psfcunj.com/member-application.php) - Member of UWUA Local 601 - Member of IBW Local 94 “Member of IBW Local 94” > [source ↗](https://www.psfcunj.com/member-application.php) - Member of IBW Local 94 - Member of UA Local 855 “Member of UA Local 855” > [source ↗](https://www.psfcunj.com/member-application.php) - Member of UA Local 855 ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Family member” > [source ↗](https://www.psfcunj.com/member-application.php) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Public Service H C Employees Credit Union? Yes No ## Work at Public Service H C Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Public Service H C Employees Credit Union ranks against New Jersey peers. - See which AI assistants fetched Public Service H C Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=public-service-h-c-employees&state=new-jersey&code=NJ&name=Public%20Service%20H%20C%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Public Service H C Employees Credit Union offer? Public Service H C Employees Credit Union is a credit union in New Jersey. Rate data is currently being verified. ### How often are Public Service H C Employees Credit Union rates updated? RateAPI verifies Public Service H C Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Public Service H C Employees Credit Union's rate data? Rate data is collected directly from Public Service H C Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Public Service H C Employees Credit Union? Public Service H C Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 2 employers and 3 associations for Public Service H C Employees Credit Union, each quoted from Public Service H C Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Public Service H C Employees Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](http://psfcunj.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Public Service H C Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Public Service H C Employees Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /public-service-h-c-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Public Service H C Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/public-service-h-c-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp