--- title: "New Jersey State Pba Credit Union Rates - New Jersey" description: "Current auto loan, personal loan, and savings & cd rates from New Jersey State Pba Credit Union in New Jersey. Updated daily with source verification. See who can join New Jersey State Pba Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/new-jersey-state-pba" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New Jersey State Pba Credit Union Rates - New Jersey ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New/Used Auto Loan** auto_any_60mo | — APR | 5.750% | 60 mo · any | Standard | New Jersey State Pba Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.200% | — | Standard | | **Personal loans up to $15,000** personal_unsecured | — APR | 7.750% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 7.750% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.750% | — | Standard | New Jersey State Pba Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Local pba checking** checking | — APY | 1.00% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.30% | 12 mo | Standard | New Jersey State Pba Credit Union savings & cd rates as of November 12, 2026 New Jersey State Pba Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/new-jersey-state-pba) , verified from [New Jersey State Pba Credit Union's official website](https://njspbafcu.org/) Loading branch locator… ## About New Jersey State Pba Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.1K Assets $7.1M Founded 2024 Locations reported 2 NCUA charter 24958 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Central Jersey** MAIN ST · Woodbridge · NJ · 07095 About 0.5 miles away](https://rateapi.dev/credit-unions/new-jersey/central-jersey) [**Ukrainian National** Perth Amboy · Perth Amboy · NJ · 08861 About 2.3 miles away](https://rateapi.dev/credit-unions/new-york/ukrainian-national) [**United Poles** MAIN OFFICE · PERTH AMBOY · NJ · 08861 About 2.6 miles away](https://rateapi.dev/credit-unions/new-jersey/united-poles) [**Division 726** DIVISION 726 FCU · STATEN ISLAND · NY · 10309 About 3.2 miles away](https://rateapi.dev/credit-unions/new-york/division-726) [**Terminals** TFCU · CARTERET · NJ · 07008 About 3.6 miles away](https://rateapi.dev/credit-unions/new-jersey/terminals) [**Mid-State** MidState FCU · Carteret · NJ · 07008 About 3.9 miles away](https://rateapi.dev/credit-unions/new-jersey/mid-state) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join New Jersey State Pba Credit Union Membership eligibility from New Jersey State Pba Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on New Jersey State Pba Credit Union's website. Check the membership page below to confirm whether you qualify. - Association NJS PBA locals, NJS PBA affiliates Verified from [New Jersey State Pba Credit Union's membership page](https://njspbafcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for New Jersey State Pba Credit Union Associations 3 · Family 4 published paths to membership, last verified August 21, 2026, quoted from New Jersey State Pba Credit Union’s own published criteria. ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of New Jersey State PBA “Membership eligibility includes all New Jersey State PBA Members” > [source ↗](https://njspbafcu.org/) - Member of New Jersey State PBA - Member of NJS PBA locals “Membership eligibility includes all NJS PBA Members, locals and affiliates.” > [source ↗](https://njspbafcu.org/) - Member of NJS PBA locals - Member of NJS PBA affiliates “Membership eligibility includes all NJS PBA Members, locals and affiliates.” > [source ↗](https://njspbafcu.org/) - Member of NJS PBA affiliates ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Once you are a member, your family members are eligible to join.” > [source ↗](https://njspbafcu.org/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for New Jersey State Pba Credit Union? Yes No ## Work at New Jersey State Pba Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New Jersey State Pba Credit Union ranks against New Jersey peers. - See which AI assistants fetched New Jersey State Pba Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=new-jersey-state-pba&state=new-jersey&code=NJ&name=New%20Jersey%20State%20Pba%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does New Jersey State Pba Credit Union offer? New Jersey State Pba Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are New Jersey State Pba Credit Union rates updated? RateAPI verifies New Jersey State Pba Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get New Jersey State Pba Credit Union's rate data? Rate data is collected directly from New Jersey State Pba Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join New Jersey State Pba Credit Union? New Jersey State Pba Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 associations for New Jersey State Pba Credit Union, each quoted from New Jersey State Pba Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare New Jersey State Pba Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [New Jersey personal loan leaders](https://rateapi.dev/personal-loan-rates/new-jersey) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://njspbafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track New Jersey State Pba Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for New Jersey State Pba Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /new-jersey-state-pba " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## New Jersey State Pba Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/new-jersey-state-pba Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp