--- title: "New Jersey Community Credit Union Rates - New Jersey" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from New Jersey Community Credit Union in New Jersey. Updated daily with source verification. See who can join New Jersey Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/new-jersey-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New Jersey Community Credit Union Rates - New Jersey ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Motorcycle New Used (Up to 4 years)** motorcycle_any_48mo | — APR | 4.740% | 48 mo · any | Standard | | **Auto Loan Rates (New Used) (5 years or less)** auto_any_60mo | — APR | 5.240% | 60 mo · any | Standard | | **Auto Loan Rates (New Used) (Up to 6 years)** auto_any_72mo | — APR | 5.990% | 72 mo · any | Standard | | **Auto Loan Rates (New Used) (Up to 7 years)** auto_any_84mo | — APR | 6.240% | 84 mo · any | Standard | | **Boat/RV s New Used (5 years)** boat_any_60mo | — APR | 7.740% | 60 mo · any | Context only | | **Boat/RV s New Used (10 years)** boat_any_120mo | — APR | 9.490% | 120 mo · any | Context only | New Jersey Community Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Savings Secured 100% (4 years)** personal_secured_48mo | — APR | 4.490% | 48 mo | Standard | | **Savings Secured 100% (5 years)** personal_secured_60mo | — APR | 4.990% | 60 mo | Standard | | **Savings Secured 100% (6 years)** personal_secured_72mo | — APR | 5.240% | 72 mo | Standard | | **Savings Secured 100% (7 years)** personal_secured_84mo | — APR | 5.490% | 84 mo | Standard | | **Unsecured Home Improvement Loans (4 years)** personal_unsecured_48mo | — APR | 9.740% | 48 mo | Context only | | **All Other Secured Unsecured Loans (3 years or less)** personal_unsecured_36mo | — APR | 9.990% | 36 mo | Standard | | **Unsecured Home Improvement Loans (10 years)** personal_unsecured_120mo | — APR | 9.990% | 120 mo | Context only | | **All Other Secured Unsecured Loans (4 years)** personal_unsecured_48mo | — APR | 10.240% | 48 mo | Standard | | **All Other Secured Unsecured Loans (5 years)** personal_unsecured_60mo | — APR | 10.740% | 60 mo | Standard | New Jersey Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Check Credit Line (5 years)** credit_card | — APR | 13.240% | — | Context only | New Jersey Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **$2,500-$19,999.99** savings | — APY | 0.01% | — | Standard | | **Roth IRA Money Market Account ($1,000 - $19,999.99)** ira | — APY | 0.03% | — | Context only | | **$20,000.00 & Greater** savings | — APY | 0.05% | — | Standard | | **Roth IRA Money Market Account ($20,000 - $49,999.99)** ira | — APY | 0.35% | — | Context only | | **Roth IRA Money Market Account ($50,000 & greater)** ira | — APY | 0.55% | — | Context only | New Jersey Community Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Repair Loan (6 months)** other | — % | 28.000% | — | Standard | New Jersey Community Credit Union other rates as of November 12, 2026 New Jersey Community Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/new-jersey-community) , verified from [New Jersey Community Credit Union's official website](https://newjerseycommunityfcu.com/) Loading branch locator… ## About New Jersey Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 777 Assets $8.7M Founded 1954 Locations reported 1 NCUA charter 9555 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Garden State** MAIN OFFICE · MOORESTOWN · NJ · 08057-3223 About 1.5 miles away](https://rateapi.dev/credit-unions/new-jersey/garden-state) [**Energy People** Moorestown · Moorestown · NJ · 08057-1140 About 2.1 miles away](https://rateapi.dev/credit-unions/new-jersey/energy-people) [**American Heritage** Moorestown · Moorestown · NJ · 08057-1505 About 2.8 miles away](https://rateapi.dev/credit-unions/pennsylvania/american-heritage) [**First Harvest** Mount Laurel · Mount Laurel · NJ · 08054-1172 About 3.0 miles away](https://rateapi.dev/credit-unions/new-jersey/first-harvest) [**Police & Fire** Moorestown Mall · Maple Shade · NJ · 08052-1601 About 3.0 miles away](https://rateapi.dev/credit-unions/pennsylvania/police-fire) [**Campbell** CAMPBELL FEDERAL CU · Maple Shade · NJ · 08052-2036 About 3.6 miles away](https://rateapi.dev/credit-unions/new-jersey/campbell) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join New Jersey Community Credit Union Membership eligibility from New Jersey Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Cinnaminson, Delran, Eastampton +14 more Verified from [New Jersey Community Credit Union's membership page](https://newjerseycommunityfcu.com/resources/membership-information/) . Final membership determination is always made by the credit union. ## Membership rules for New Jersey Community Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Burlington County, NJ “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Burlington County, NJ” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for New Jersey Community Credit Union? Yes No ## Work at New Jersey Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New Jersey Community Credit Union ranks against New Jersey peers. - See which AI assistants fetched New Jersey Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=new-jersey-community&state=new-jersey&code=NJ&name=New%20Jersey%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does New Jersey Community Credit Union offer? New Jersey Community Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are New Jersey Community Credit Union rates updated? RateAPI verifies New Jersey Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get New Jersey Community Credit Union's rate data? Rate data is collected directly from New Jersey Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join New Jersey Community Credit Union? Community charter: live/work in Cinnaminson, Delran, Eastampton +14 more RateAPI tracks 1 published membership path covering 1 county for New Jersey Community Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare New Jersey Community Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [New Jersey personal loan leaders](https://rateapi.dev/personal-loan-rates/new-jersey) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://newjerseycommunityfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track New Jersey Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for New Jersey Community Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /new-jersey-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## New Jersey Community Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/new-jersey-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp