Members 1st Of Nj Mortgage, Auto Loan, HELOC & Personal Loan Rates

As of July 10, 2026, Members 1st Of Nj offers a cd_12mo mortgage at 1.99% APR (1.99% rate, 0 points). Auto loans available from 4.8% APR. HELOC rates from 4.75% APR. Personal loan rates from 9.3% APR.
Source: RateAPI.dev, verified from Members 1st Of Nj's official website

Mortgage Rates

Rates as of July 10, 2026

cd_12mo

1.990% APR

Rate1.990%

Points0

12 Months Share CD

cd_18mo

1.990% APR

Rate1.990%

Points0

18 Months Share CD

cd_24mo

1.990% APR

Rate1.990%

Points0

24 Months Share CD

cd_30mo

1.990% APR

Rate1.990%

Points0

30 Months Share CD

cd_36mo

1.990% APR

Rate1.990%

Points0

36 Months Share CD

cd_48mo

1.990% APR

Rate1.990%

Points0

48 Months Share CD

cd_9mo

2.240% APR

Rate2.240%

Points0

9 Months Share CD

cd_3mo

3.200% APR

Rate3.200%

Points0

3 Months Share CD

cd_6mo

3.250% APR

Rate3.250%

Points0

6 Months Share CD

cd_60mo

3.250% APR

Rate3.250%

Points0

60 Months Share CD

cd_7mo

3.750% APR

Rate3.750%

Points0

7 Months Share CD

Auto Loan Rates

Rates as of July 10, 2026

auto_any_38mo

4.800% APR

Rate4.800%

[PROMOTIONAL] New and Used Vehicle Loan (1-38 months)

auto_any_48mo

4.800% APR

Rate4.800%

[PROMOTIONAL] New and Used Vehicle Rates (up to 4 years old)

auto_any_50mo

5.050% APR

Rate5.050%

[PROMOTIONAL] New and Used Vehicle Loan (39-50 months)

auto_any_62mo

5.300% APR

Rate5.300%

[PROMOTIONAL] New and Used Vehicle Loan (51-62 months)

auto_used

5.450% APR

Rate5.450%

[PROMOTIONAL] Used Vehicle Rates (Models 2018-2021)

auto_any_74mo

5.800% APR

Rate5.800%

[PROMOTIONAL] New and Used Vehicle Loan (63-74 months)

auto_any_84mo

6.050% APR

Rate6.050%

[PROMOTIONAL] New and Used Vehicle Loan (75-84 months)

auto

6.500% APR

Rate6.500%

[PROMOTIONAL] Boat Loan (2022-2026)

auto

6.500% APR

Rate6.500%

[PROMOTIONAL] Boats

auto

6.500% APR

Rate6.500%

[PROMOTIONAL] RV Loan (2022-2026)

auto

6.500% APR

Rate6.500%

[PROMOTIONAL] RV Loan Rates

auto

6.650% APR

Rate6.650%

[PROMOTIONAL] Motorcycle Loan (2022-2026)

auto

6.650% APR

Rate6.650%

[PROMOTIONAL] Motorcycles

auto

7.450% APR

Rate7.450%

[PROMOTIONAL] Boat Loan (2018-2021)

auto

7.450% APR

Rate7.450%

[PROMOTIONAL] RV Loan (2018-2021)

auto

7.700% APR

Rate7.700%

[PROMOTIONAL] Motorcycle Loan (2018-2021)

auto

8.000% APR

Rate8.000%

[PROMOTIONAL] Boat Loan (Up to 2017)

auto_used

8.450% APR

Rate8.450%

[PROMOTIONAL] Used Vehicle Rates (Models Up to 2017)

credit_card

10.500% APR

Rate10.500%

VISA

HELOC Rates

Rates as of July 10, 2026

heloc

4.750% APR

Rate4.750%

[PROMOTIONAL] Home Equity

heloc_fixed

4.750% APR

Rate4.750%

[PROMOTIONAL] Home Equity Loan

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured

9.300% APR

Rate9.300%

[PROMOTIONAL] Personal Loan

personal_unsecured

9.300% APR

Rate9.300%

[PROMOTIONAL] Personal Loans

ploc_variable

12.250% APR

Rate12.250%

[PROMOTIONAL] Personal Line of Credit

Frequently Asked Questions

What rates does Members 1st Of Nj offer?

Members 1st Of Nj currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Members 1st Of Nj rates updated?

RateAPI verifies Members 1st Of Nj's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Members 1st Of Nj's rate data?

Rate data is collected directly from Members 1st Of Nj's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Members 1st Of Nj's mortgage rate?

As of July 10, 2026, Members 1st Of Nj offers a cd_12mo mortgage at 1.99% APR.

What is Members 1st Of Nj's auto loan rate?

As of July 10, 2026, Members 1st Of Nj offers auto loans from 4.8% APR.

Related Rate Data

Compare Members 1st Of Nj's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Members 1st Of Nj
curl "https://api.rateapi.dev/credit-unions/new-jersey/members-1st-of-nj" \
  -H "Authorization: Bearer YOUR_API_KEY"

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