--- title: "Liberty Savings Credit Union Rates - New Jersey" description: "Current auto loan, heloc, personal loan, and credit card rates from Liberty Savings Credit Union in New Jersey. Updated daily with source verification. See who can join Liberty Savings Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/liberty-savings" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Liberty Savings Credit Union Rates - New Jersey ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.500% | — | Standard | Liberty Savings Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 5.750% | — | Standard | | **Home Equity Loans and Lines of Credit** heloc | — APR | 6.500% | — | Standard | Liberty Savings Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.750% | — | Standard | | **Overdraft Lines of Credit** personal | — APR | 14.500% | — | Standard | Liberty Savings Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.000% | — | Standard | Liberty Savings Credit Union credit card rates as of November 12, 2026 Liberty Savings Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/liberty-savings) , verified from [Liberty Savings Credit Union's official website](https://www.lsfcu.org/) Loading branch locator… ## About Liberty Savings Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.9K Assets $135.5M Founded 1951 Locations reported 5 NCUA charter 7184 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Xcel** XCEL Federal Credit Union · Jersey City · NJ · 07306 Branch in the same ZIP](https://rateapi.dev/credit-unions/new-jersey/xcel) [**Ridgedale** Liberty Federal Credit Union · Jersey City · NJ · 07306 About 0.6 miles away](https://rateapi.dev/credit-unions/new-jersey/ridgedale) [**Selfreliance** Jersey City Branch · Jersey City · NJ · 07306 About 0.7 miles away](https://rateapi.dev/credit-unions/illinois/selfreliance) [**New Brunswick Postal** New Brunswick Postal FCU Jersey City Branch · Jersey City · NJ · 07097-0001 About 1.2 miles away](https://rateapi.dev/credit-unions/new-jersey/new-brunswick-postal) [**Hoboken School Employees** OFFICE · HOBOKEN · NJ · 07030-2002 About 1.9 miles away](https://rateapi.dev/credit-unions/new-jersey/hoboken-school-employees) [**Financial Resources** Financial Resources FCU - Jersey City Branch · Jersey City · NJ · 07310 About 2.0 miles away](https://rateapi.dev/credit-unions/new-jersey/financial-resources) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Liberty Savings Credit Union Membership eligibility from Liberty Savings Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Atlantic Payroll Service +5 more) - Location Hudson — NJ - Employer Atlantic Payroll Service, CarePoint Health, Hudson Toyota, Inc., Jersey City Medical Center, RWJBarnabas Health, United States Postal Service Verified from [Liberty Savings Credit Union's membership page](https://www.lsfcu.org/about_us/membership-eligibility/) . Final membership determination is always made by the credit union. ## Work at Liberty Savings Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Liberty Savings Credit Union ranks against New Jersey peers. - See which AI assistants fetched Liberty Savings Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=liberty-savings&state=new-jersey&code=NJ&name=Liberty%20Savings%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Liberty Savings Credit Union offer? Liberty Savings Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Liberty Savings Credit Union rates updated? RateAPI verifies Liberty Savings Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Liberty Savings Credit Union's rate data? Rate data is collected directly from Liberty Savings Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Liberty Savings Credit Union? Membership via employers (Atlantic Payroll Service +5 more) ## Related Rate Data Compare Liberty Savings Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [New Jersey HELOC rate leaders](https://rateapi.dev/heloc-rates/new-jersey) [New Jersey personal loan leaders](https://rateapi.dev/personal-loan-rates/new-jersey) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Liberty Savings Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Liberty Savings Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /liberty-savings " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Liberty Savings Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/liberty-savings Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp