Liberty Savings Credit Union

Jersey City, New Jersey
Last verified: August 4, 2026
Work at Liberty Savings Credit Union? Claim this profile →

Verified rate book

Current Liberty Savings Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Liberty Savings Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.500% APR5.500%Standard

HELOC rates

2 offers
Liberty Savings Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc5.750% APR5.750%Standard
Home Equity Loans and Lines of Creditheloc6.500% APR6.500%Standard

Personal loan rates

2 offers
Liberty Savings Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.750% APR9.750%Standard
Overdraft Lines of Creditpersonal14.500% APR14.500%Standard

Credit card rates

1 offer
Liberty Savings Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card11.000% APR11.000%Standard

Auto loans available from 5.5% APR. HELOC rates from 5.75% APR. Personal loan rates from 9.75% APR. Credit card rates from 11% APR.

Source: RateAPI.dev, verified from Liberty Savings Credit Union's official website

Loading branch locator…

About Liberty Savings Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17.9K
Assets
$135.5M
Founded
1951
Locations reported
5
NCUA charter
7184
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Liberty Savings Credit Union

Membership eligibility from Liberty Savings Credit Union's own published criteria. How we verify this.

Membership via employers (Atlantic Payroll Service +5 more)

  • LocationHudson — NJ
  • EmployerAtlantic Payroll Service, CarePoint Health, Hudson Toyota, Inc., Jersey City Medical Center, RWJBarnabas Health, United States Postal Service

Verified from Liberty Savings Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Liberty Savings Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Liberty Savings Credit Union ranks against New Jersey peers.

Frequently Asked Questions

What rates does Liberty Savings Credit Union offer?

Liberty Savings Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Liberty Savings Credit Union rates updated?

RateAPI verifies Liberty Savings Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Liberty Savings Credit Union's rate data?

Rate data is collected directly from Liberty Savings Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Liberty Savings Credit Union's auto loan rates?

As of August 4, 2026, Liberty Savings Credit Union offers auto loans from 5.5% APR.

What is Liberty Savings Credit Union's HELOC rate?

As of August 4, 2026, Liberty Savings Credit Union offers home equity lines of credit from 5.75% APR.

What is Liberty Savings Credit Union's personal loan rate?

As of August 4, 2026, Liberty Savings Credit Union offers personal loans from 9.75% APR.

Related Rate Data

Compare Liberty Savings Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Liberty Savings Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Liberty Savings Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/liberty-savings" \
  -H "Authorization: Bearer YOUR_API_KEY"