---
title: "Hoboken School Employees Credit Union Rates - New Jersey"
description: "Current auto loan, personal loan, credit card, and savings &amp; cd rates from Hoboken School Employees Credit Union in New Jersey. Updated daily with source verification. See who can join Hoboken School Employees Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/new-jersey/hoboken-school-employees"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Hoboken School Employees Credit Union Rates - New Jersey

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loans -- New or Used Under 3 years** auto_any_36mo |  — APR |  3.990% |  36 mo · any |  Standard |
Hoboken School Employees Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo |  — APR |  9.900% |  60 mo |  Standard |
Hoboken School Employees Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Platinum Credit Card** credit_card_platinum |  — APR |  9.900% |  — |  Standard |
Hoboken School Employees Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

8 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Regular shares and clubs** savings |  — APY |  1.25% |  — |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  3.90% |  6 mo |  Standard |
| **12-Month Certificate** share_certificate_12mo |  — APY |  4.00% |  12 mo |  Standard |
| **24-Month Certificate** share_certificate_24mo |  — APY |  4.05% |  24 mo |  Standard |
| **60-Month Certificate** share_certificate_60mo |  — APY |  4.10% |  60 mo |  Standard |
| **IRA** ira |  — APY |  4.10% |  — |  Standard |
| **36-Month Certificate** share_certificate_36mo |  — APY |  4.10% |  36 mo |  Standard |
| **48-Month Certificate** share_certificate_48mo |  — APY |  4.10% |  48 mo |  Standard |
Hoboken School Employees Credit Union savings & cd rates as of November 13, 2026

Hoboken School Employees Credit Union is a credit union in New Jersey. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/hoboken-school-employees) , verified from [Hoboken School Employees Credit Union's official website](https://www.hsefcu.coop/)

Loading branch locator…

## About Hoboken School Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.5K

Assets

$73.6M

Founded

1937

Locations reported

1

NCUA charter

2155

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Financial Resources** Financial Resources FCU - Jersey City Branch · Jersey City · NJ · 07310 About 1.3 miles away](https://rateapi.dev/credit-unions/new-jersey/financial-resources) [**Penn South Cooperative** Penn South Credit Union · New York · NY · 10001-4818 About 1.6 miles away](https://rateapi.dev/credit-unions/new-york/penn-south-cooperative) [**Liberty Savings** Liberty Savings FCU · Jersey City · NJ · 07306-2379 About 1.8 miles away](https://rateapi.dev/credit-unions/new-jersey/liberty-savings) [**Ridgedale** Liberty Federal Credit Union · Jersey City · NJ · 07306 About 1.8 miles away](https://rateapi.dev/credit-unions/new-jersey/ridgedale) [**Selfreliance** Jersey City Branch · Jersey City · NJ · 07306 About 1.8 miles away](https://rateapi.dev/credit-unions/illinois/selfreliance) [**New Brunswick Postal** New Brunswick Postal FCU Jersey City Branch · Jersey City · NJ · 07097-0001 About 1.9 miles away](https://rateapi.dev/credit-unions/new-jersey/new-brunswick-postal)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Hoboken School Employees Credit Union

Membership eligibility from Hoboken School Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Hoboken School Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [Hoboken School Employees Credit Union's membership page](https://www.hsefcu.coop/) . Final membership determination is always made by the credit union.

## Work at Hoboken School Employees Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hoboken School Employees Credit Union ranks against New Jersey peers.

- See which AI assistants fetched Hoboken School Employees Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in New Jersey
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=hoboken-school-employees&amp;state=new-jersey&amp;code=NJ&amp;name=Hoboken%20School%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Hoboken School Employees Credit Union offer?

Hoboken School Employees Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Hoboken School Employees Credit Union rates updated?

RateAPI verifies Hoboken School Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Hoboken School Employees Credit Union's rate data?

Rate data is collected directly from Hoboken School Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Hoboken School Employees Credit Union?

Hoboken School Employees Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Hoboken School Employees Credit Union's rates against national credit-union benchmarks.

[More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [New Jersey personal loan leaders](https://rateapi.dev/personal-loan-rates/new-jersey) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.hsefcu.coop/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Hoboken School Employees Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Hoboken School Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey /hoboken-school-employees " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Hoboken School Employees Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/new-jersey/hoboken-school-employees
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
