--- title: "First Financial Credit Union Rates - New Jersey" description: "Current mortgage, auto loan, and credit card rates from First Financial Credit Union in New Jersey. Updated daily with source verification. See who can join First Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/first-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Financial Credit Union Rates - New Jersey ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First Mortgage** other | — APR | 6.500% | — | Standard | First Financial Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 4.490% | any | Standard | First Financial Credit Union auto & vehicle rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA Simply First Credit Card** credit_card | — APR | 14.400% | — | Standard | First Financial Credit Union credit card rates as of November 13, 2026 First Financial Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/first-financial) , verified from [First Financial Credit Union's official website](https://www.firstffcu.com/) Loading branch locator… ## About First Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.5K Assets $175.8M Founded 1936 Locations reported 4 NCUA charter 1021 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** NWS Earle NJ · Colts Neck · NJ · 07722 About 7.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**United Teletech Financial** MARLBORO · MORGANVILLE · NJ · 07751 About 9.3 miles away](https://rateapi.dev/credit-unions/new-jersey/united-teletech-financial) [**First Atlantic** CORP HEADQUARTERS · EATONTOWN · NJ · 07724-2210 About 12.3 miles away](https://rateapi.dev/credit-unions/new-jersey/first-atlantic) [**United Poles** EAST BRUNSWICK BRANCH · EAST BRUNSWICK · NJ · 08816 About 13.3 miles away](https://rateapi.dev/credit-unions/new-jersey/united-poles) [**Garden Savings** Brick Branch · Brick · NJ · 08723 About 14.2 miles away](https://rateapi.dev/credit-unions/new-jersey/garden-savings) [**Monmouth County Postal Employees** MCPECU · Red Bank · NJ · 07701-2057 About 14.3 miles away](https://rateapi.dev/credit-unions/new-jersey/monmouth-county-postal-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Financial Credit Union Membership eligibility from First Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Financial Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [First Financial Credit Union's membership page](https://www.firstffcu.com/membership/first-financial-membership) . Final membership determination is always made by the credit union. ## Membership rules for First Financial Credit Union Geography 2 counties · Family 3 published paths to membership, last verified August 21, 2026, quoted from First Financial Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Monmouth County, NJ - Ocean County, NJ “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Monmouth County, NJ; Ocean County, NJ” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family “And - once you're a member, your immediate family can join too!” > [source ↗](https://www.firstffcu.com/membership/first-financial-membership) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Financial Credit Union? Yes No ## Work at First Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Financial Credit Union ranks against New Jersey peers. - See which AI assistants fetched First Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-financial&state=new-jersey&code=NJ&name=First%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Financial Credit Union offer? First Financial Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are First Financial Credit Union rates updated? RateAPI verifies First Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get First Financial Credit Union's rate data? Rate data is collected directly from First Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Financial Credit Union? First Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 counties for First Financial Credit Union, each quoted from First Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Financial Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [New Jersey mortgage rate leaders](https://rateapi.dev/mortgage-rates/new-jersey) [New Jersey auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-jersey) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstffcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Financial Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /first-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Financial Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/first-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp