--- title: "Federal Employees Newark Credit Union Rates - New Jersey" description: "Federal Employees Newark Credit Union is a credit union in New Jersey. Rate data is being verified. See who can join Federal Employees Newark Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-jersey/federal-employees-newark" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Federal Employees Newark Credit Union Rates - New Jersey ### Other rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Online Banking (1 year)** other | — % | 3.000% | — | Standard | | **Online Banking (2 year)** other | — % | 3.500% | — | Standard | | **Online Banking (3 year)** other | — % | 4.000% | — | Standard | | **Online Banking (4 year)** other | — % | 4.500% | — | Standard | | **Online Banking (5 Years)** other | — % | 6.000% | — | Standard | | **Online Banking (10 Years)** other | — % | 6.250% | — | Standard | | **Online Banking (15 Year)** other | — % | 6.500% | — | Standard | | **Online Banking (20 Years)** other | — % | 6.750% | — | Standard | | **Online Banking (3 years)** other | — % | 6.990% | — | Standard | | **Online Banking (2 years)** other | — % | 6.990% | — | Standard | | **Online Banking (30 Years)** other | — % | 7.000% | — | Standard | | **Online Banking (4 years)** other | — % | 7.250% | — | Standard | | **Online Banking (5 years)** other | — % | 7.500% | — | Standard | | **Online Banking (6 years)** other | — % | 7.990% | — | Standard | Federal Employees Newark Credit Union other rates as of November 9, 2026 Federal Employees Newark Credit Union is a credit union in New Jersey. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-jersey/federal-employees-newark) , verified from [Federal Employees Newark Credit Union's official website](https://www.fenfcu.com/) Loading branch locator… ## About Federal Employees Newark Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.7K Assets $14.8M Founded 1942 Locations reported 1 NCUA charter 4894 Charter type Federal credit union ### Services and member support - Online loan application - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Public Service Plaza** PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION · Newark · NJ · 07102 About 0.3 miles away](https://rateapi.dev/credit-unions/new-jersey/public-service-plaza) [**Newark Post Office Employees** NEWARK POST OFFICE · NEWARK · NJ · 07102-3515 About 0.3 miles away](https://rateapi.dev/credit-unions/new-jersey/newark-post-office-employees) [**North Jersey** Newark · Newark · NJ · 07103 About 0.8 miles away](https://rateapi.dev/credit-unions/new-jersey/north-jersey) [**Garden Savings** Regular Branch · Newark · NJ · 07105 About 0.8 miles away](https://rateapi.dev/credit-unions/new-jersey/garden-savings) [**Harrison Police & Firemen's** HPFFCU OFFICE · Harrison · NJ · 07029-3059 About 1.1 miles away](https://rateapi.dev/credit-unions/new-jersey/harrison-police-firemens) [**Liberty Savings** Iron Bound · Newark · NJ · 07105 About 1.6 miles away](https://rateapi.dev/credit-unions/new-jersey/liberty-savings) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Federal Employees Newark Credit Union Membership eligibility from Federal Employees Newark Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Federal Employees Newark Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer UNITED STATES POSTAL SERVICE, Department of Energy, Food and Drug Administration (FDA), Customs and Border Protection (CBP), Federal Protective Service (FPO), Immigration and Customs Enforcement (ICE), Transportation Security Administration (TSA), Fish and Wildlife Service, United States Attorney’s Office, United State Trustee’s Office (USTO), Internal Revenue Service (IRS), Secret Service, Environmental Protection Agency, Equal Employment Opportunity Commission (EEOC), Federal Mediation and Conciliation Service, Government Services Administration (GSA), Social Security Administration (SSA), Small Business Administration (SBA) - Association unions for federal employees - Occupation federal_government_employee Verified from [Federal Employees Newark Credit Union's membership page](https://www.fenfcu.com/about.php) . Final membership determination is always made by the credit union. ## Membership rules for Federal Employees Newark Credit Union Employers 18 · Associations · Family · Other 21 published paths to membership, last verified August 27, 2026, quoted from Federal Employees Newark Credit Union’s own published criteria. ### Employers 18 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of United States Postal Service “There is also no longer any restriction on postal employees.” > [source ↗](https://www.fenfcu.com/about.php) - Employee of United States Postal Service - Employee of Department of Energy “Department of Energy” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Department of Energy - Employee of Food and Drug Administration “Food and Drug Administration (FDA)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Food and Drug Administration - Employee of Customs and Border Protection “Customs and Border Protection (CBP)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Customs and Border Protection - Employee of Federal “Federal Protective Service (FPO)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Federal - Employee of Immigration and Customs Enforcement “Immigration and Customs Enforcement (ICE)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Immigration and Customs Enforcement - Employee of Transportation Security Administration “Transportation Security Administration (TSA)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Transportation Security Administration - Employee of US Fish & Wildlife Service, Hadley “Fish and Wildlife Service” > [source ↗](https://www.fenfcu.com/about.php) - Employee of US Fish & Wildlife Service, Hadley - Employee of United States Attorney's Office “United States Attorney’s Office” > [source ↗](https://www.fenfcu.com/about.php) - Employee of United States Attorney's Office - Employee of state “United State Trustee’s Office (USTO)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of state - Employee of Internal Revenue Service “Internal Revenue Service (IRS)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Internal Revenue Service - Employee of Secret Service “Secret Service” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Secret Service - Employee of United States Environmental Protection Agency “Environmental Protection Agency” > [source ↗](https://www.fenfcu.com/about.php) - Employee of United States Environmental Protection Agency - Employee of Equal Employment Opportunity Commission “Equal Employment Opportunity Commission (EEOC)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Equal Employment Opportunity Commission - Employee of Federal Mediation and Conciliation Service “Federal Mediation and Conciliation Service” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Federal Mediation and Conciliation Service - Employee of Government “Government Services Administration (GSA)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Government - Employee of Social Security Administration “Social Security Administration (SSA)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Social Security Administration - Employee of Business “Small Business Administration (SBA)” > [source ↗](https://www.fenfcu.com/about.php) - Employee of Business ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of unions for federal employees “and organizations of such person (e.g., unions for federal employees).” > [source ↗](https://www.fenfcu.com/about.php) - Member of unions for federal employees ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Membership also extends to members of the immediate families of credit union members” > [source ↗](https://www.fenfcu.com/about.php) - Family member (immediate family) of a member ### Other 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Occupation “Our field of membership is limited to those having the following common bond: federal employees who work in or have their agency headquartered out of the following counties: Bergen, Essex, Hudson, Middlesex, Morris, Passaic and Union.” > [source ↗](https://www.fenfcu.com/about.php) - Occupation: federal_government_employee Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Federal Employees Newark Credit Union? Yes No ## Work at Federal Employees Newark Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Federal Employees Newark Credit Union ranks against New Jersey peers. - See which AI assistants fetched Federal Employees Newark Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Jersey - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=federal-employees-newark&state=new-jersey&code=NJ&name=Federal%20Employees%20Newark%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Federal Employees Newark Credit Union offer? Federal Employees Newark Credit Union is a credit union in New Jersey. Rate data is currently being verified. ### How often are Federal Employees Newark Credit Union rates updated? RateAPI verifies Federal Employees Newark Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Federal Employees Newark Credit Union's rate data? Rate data is collected directly from Federal Employees Newark Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Federal Employees Newark Credit Union? Federal Employees Newark Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 18 employers, 1 association and 1 other for Federal Employees Newark Credit Union, each quoted from Federal Employees Newark Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Federal Employees Newark Credit Union's rates against national credit-union benchmarks. [More New Jersey credit unions](https://rateapi.dev/credit-unions/new-jersey) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fenfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Federal Employees Newark Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Jersey credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Federal Employees Newark Credit Union curl "https://api.rateapi.dev/credit-unions/new-jersey /federal-employees-newark " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Federal Employees Newark Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-jersey/federal-employees-newark Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp