1st Bergen

hackensack, New Jersey
Last verified: July 8, 2026

As of July 8, 2026, 1st Bergen offers a savings mortgage at 1.26% APR (1.25% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 7.25% APR.

Source: RateAPI.dev, verified from 1st Bergen's official website

Mortgage Rates

Rates as of July 8, 2026

savings
1.260% APR
Rate1.250%
Points0
Teacher's Club Savings
savings
1.760% APR
Rate1.750%
Points0
Future Dream Club Savings
cd_36mo
1.760% APR
Rate1.750%
Points0
3 Year Certificate
cd_24mo
2.020% APR
Rate2.000%
Points0
2 Year Certificate
cd_12mo
2.780% APR
Rate2.750%
Points0
1 Year Certificate
cd_6mo
2.780% APR
Rate2.750%
Points0
6 Month Certificate
cd_3mo
3.030% APR
Rate3.000%
Points0
3 Month Certificate
cd_60mo
3.290% APR
Rate3.250%
Points0
5 Year Certificate
cd_5mo
5.090% APR
Rate5.000%
Points0
5 Month Dream Builder Certificate*

Auto Loan Rates

Rates as of July 8, 2026

auto
4.500% APR
Rate4.500%
Vehicle Loans

Personal Loan Rates

Rates as of July 8, 2026

personal_unsecured
7.250% APR
Rate7.250%
Personal Loans

Frequently Asked Questions

What rates does 1st Bergen offer?

1st Bergen currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are 1st Bergen rates updated?

RateAPI verifies 1st Bergen's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get 1st Bergen's rate data?

Rate data is collected directly from 1st Bergen's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is 1st Bergen's mortgage rate?

As of July 8, 2026, 1st Bergen offers a savings mortgage at 1.26% APR.

What is 1st Bergen's auto loan rate?

As of July 8, 2026, 1st Bergen offers auto loans from 4.5% APR.

Related Rate Data

Compare 1st Bergen's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for 1st Bergen
curl "https://api.rateapi.dev/credit-unions/new-jersey/1st-bergen" \
  -H "Authorization: Bearer YOUR_API_KEY"