--- title: "St. Mary's Bank Credit Union Rates - New Hampshire" description: "Current vehicle loan, heloc, and personal loan rates from St. Mary's Bank Credit Union in New Hampshire. Updated daily with source verification. See who can join St. Mary's Bank Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/new-hampshire/st-marys-bank-credit-union" last-updated: "2026-09-27" source: "https://rateapi.dev/llms.txt" --- # St. Mary's Bank Credit Union Rates - New Hampshire ### Auto & vehicle rates 23 offers | Product | Published | Rate | Term / condition | Status | | **63-Month Auto Loan (2024–2026)** auto_any_63mo | — APR | 5.140% | 63 mo | Standard | | **75-Month Auto Loan (2024–2026)** auto_any_75mo | — APR | 5.540% | 75 mo | Standard | | **63-Month Auto Loan (2019–2023)** auto_any_63mo | — APR | 5.540% | 63 mo | Standard | | **75-Month Auto Loan (2019–2023)** auto_any_75mo | — APR | 6.040% | 75 mo | Standard | | **84-Month Auto Loan (2024–2026)** auto_any_84mo | — APR | 6.140% | 84 mo | Standard | | **36-Month Auto Loan (2017–2018)** auto_any_36mo | — APR | 6.340% | 36 mo | Standard | | **63-Month Auto Loan (2017–2018)** auto_any_63mo | — APR | 6.440% | 63 mo | Standard | | **84-Month Auto Loan (2019–2023)** auto_any_84mo | — APR | 6.540% | 84 mo | Standard | | **36-Month Auto Loan (2011–2016)** auto_any_36mo | — APR | 7.340% | 36 mo | Standard | | **63-Month Auto Loan (2011–2016)** auto_any_63mo | — APR | 7.440% | 63 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2024 to 2026** motorcycle_any_36mo | — APR | 7.900% | 36 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2024 to 2026** motorcycle_any_48mo | — APR | 8.200% | 48 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2024 to 2026** motorcycle_any_60mo | — APR | 8.400% | 60 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2019 to 2023** motorcycle_any_36mo | — APR | 8.900% | 36 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2019 to 2023** motorcycle_any_48mo | — APR | 9.200% | 48 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2019 to 2023** motorcycle_any_60mo | — APR | 9.400% | 60 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2024 to 2026** motorcycle_any_72mo | — APR | 9.600% | 72 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2017 to 2018** motorcycle_any_36mo | — APR | 10.000% | 36 mo | Standard | | **RV & Boats Model Year 2016 and Newer*** rv_any_84mo | — APR | 10.050% | 84 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2017 to 2018** motorcycle_any_48mo | — APR | 10.300% | 48 mo | Standard | | **RV & Boats Model Year 2016 and Newer*** rv_any_120mo | — APR | 10.310% | 120 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2017 to 2018** motorcycle_any_60mo | — APR | 10.500% | 60 mo | Standard | | **Motorcycle, Snowmobile, Personal Watercraft, Scooter, ATV, & UTV Model Year 2019 to 2023** motorcycle_any_72mo | — APR | 10.600% | 72 mo | Standard | St. Mary's Bank Credit Union auto & vehicle rates as of September 25, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Line with Lock Option** heloc | — APR | 5.750% | — | Standard | St. Mary's Bank Credit Union heloc rates as of September 25, 2026 ### Personal loan rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Green Rate Home Improvement Loan 3 up to $25,000** personal_unsecured_84mo | — APR | 7.640% | 84 mo | Standard | | **Credit Builder Plus** personal_unsecured_48mo | — APR | 7.890% | 48 mo | Standard | | **24-Month Credit Builder Loan** personal_unsecured_24mo | — APR | 7.890% | 24 mo | Standard | | **Home Improvement Loan up to $25,000** personal_unsecured_60mo | — APR | 10.390% | 60 mo | Standard | | **Home Improvement Loan up to $25,000** personal_unsecured_84mo | — APR | 10.640% | 84 mo | Standard | | **Personal Unsecured up to $15,000** personal_unsecured_48mo | — APR | 12.390% | 48 mo | Standard | | **Personal Unsecured up to $15,000** personal_unsecured_60mo | — APR | 13.390% | 60 mo | Standard | | **Overdraft Line of Credit** personal | — APR | 18.000% | — | Standard | St. Mary's Bank Credit Union personal loan rates as of September 25, 2026 St. Mary's Bank Credit Union is a credit union in New Hampshire. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/new-hampshire/st-marys-bank) , verified from [St. Mary's Bank Credit Union's official website](https://www.stmarysbank.com/) Loading branch locator… ## About St. Mary's Bank Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 102.5K Assets $1.8B Founded 1909 Locations reported 13 NCUA charter 63829 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Members First Credit Union of N.h.** Salmon Street Branch · Manchester · NH · 03104-3027 About 1.5 miles away](https://rateapi.dev/credit-unions/new-hampshire/members-first-credit-union-of-nh) [**Granite State** Administration · Manchester · NH · 03101-1325 About 1.7 miles away](https://rateapi.dev/credit-unions/new-hampshire/granite-state) [**Bellwether Community** Bellwether Community Credit Union · Manchester · NH · 03104 About 2.0 miles away](https://rateapi.dev/credit-unions/new-hampshire/bellwether-community) [**Triangle** Elm Street Branch · Manchester · NH · 03101 About 2.5 miles away](https://rateapi.dev/credit-unions/new-hampshire/triangle) [**Service** Bedford Branch Office · Bedford · NH · 03110 About 3.4 miles away](https://rateapi.dev/credit-unions/new-hampshire/service) [**First Technology** Manchester · Manchester · NH · 03103 About 3.5 miles away](https://rateapi.dev/credit-unions/california/first-technology) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join St. Mary's Bank Credit Union Membership eligibility from St. Mary's Bank Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . **Open to anyone.** Anyone can become a member — no employer, location, or affiliation requirement. Verified from [St. Mary's Bank Credit Union's membership page](https://www.stmarysbank.com/for-you/join/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for St. Mary's Bank Credit Union Open to anyone 1 published path to membership, last verified August 20, 2026, quoted from St. Mary's Bank Credit Union’s own published criteria. ### Open to anyone 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 20, 2026 “Membership is open to anyone - all you need is $5 for your membership share.” > [source ↗](https://www.stmarysbank.com/for-you/join/become-a-member) - Open to anyone Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for St. Mary's Bank Credit Union? Yes No ## Work at St. Mary's Bank Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where St. Mary's Bank Credit Union ranks against New Hampshire peers. - See which AI assistants fetched St. Mary's Bank Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in New Hampshire - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=st-marys-bank&state=new-hampshire&code=NH&name=St.%20Mary's%20Bank%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does St. Mary's Bank Credit Union offer? St. Mary's Bank Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified September 25, 2026 directly from the credit union's official website. ### How often are St. Mary's Bank Credit Union rates updated? RateAPI verifies St. Mary's Bank Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified September 25, 2026. ### Where does RateAPI get St. Mary's Bank Credit Union's rate data? Rate data is collected directly from St. Mary's Bank Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join St. Mary's Bank Credit Union? Anyone can join St. Mary's Bank Credit Union — there is no employer, location, or affiliation requirement. RateAPI tracks 1 published membership path for St. Mary's Bank Credit Union, each quoted from St. Mary's Bank Credit Union's own published membership criteria. ## Related Rate Data Compare St. Mary's Bank Credit Union's rates against national credit-union benchmarks. [More New Hampshire credit unions](https://rateapi.dev/credit-unions/new-hampshire) [New Hampshire auto loan rate leaders](https://rateapi.dev/auto-loan-rates/new-hampshire) [New Hampshire HELOC rate leaders](https://rateapi.dev/heloc-rates/new-hampshire) [New Hampshire personal loan leaders](https://rateapi.dev/personal-loan-rates/new-hampshire) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.stmarysbank.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track St. Mary's Bank Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when New Hampshire credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for St. Mary's Bank Credit Union curl "https://api.rateapi.dev/credit-unions/new-hampshire /st-marys-bank " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## St. Mary's Bank Credit Union locations Search, filter, and browse all 13 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/new-hampshire/st-marys-bank-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp