--- title: "Sierra Pacific Credit Union Rates (Nov 2026): Mortgage 6.62%" description: "Sierra Pacific Credit Union rates today: mortgage 6.62% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Sierra Pacific Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/nevada/sierra-pacific" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sierra Pacific Credit Union Rates (Nov 2026): Mortgage 6.62% ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **First Mortgages 15 Year** other | 6.619% APR | 6.375% | — | Standard | | **First Mortgages 30 Year** other | 7.224% APR | 6.999% | — | Standard | Sierra Pacific Credit Union mortgage rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.100% | — | Standard | | **Personal/Unsecured** personal_unsecured | — APR | 9.990% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 13.000% | — | Standard | Sierra Pacific Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 8.990% | — | Standard | Sierra Pacific Credit Union credit card rates as of November 12, 2026 As of November 12, 2026, Sierra Pacific Credit Union offers mortgage rates from 6.619% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nevada/sierra-pacific) , verified from [Sierra Pacific Credit Union's official website](https://www.sierrapacificfcu.org/) Loading branch locator… ## About Sierra Pacific Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.9K Assets $187.8M Founded 1936 Locations reported 6 NCUA charter 1000 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Great Basin** Main Branch · Reno · NV · 89511-5941 About 5.5 miles away](https://rateapi.dev/credit-unions/nevada/great-basin) [**Greater Nevada** Reno Branch · Reno · NV · 89511 About 5.6 miles away](https://rateapi.dev/credit-unions/nevada/greater-nevada) [**Weststar** Reno Office · Reno · NV · 89502 About 6.3 miles away](https://rateapi.dev/credit-unions/nevada/weststar) [**United** Double R - Branch 16 · Reno · NV · 89521 About 6.4 miles away](https://rateapi.dev/credit-unions/michigan/united) [**Mountain America** 0123 Reno Steamboat Pkwy · Reno · NV · 89521-6285 About 7.2 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**One Nevada** Reno - Plumb Branch · Reno · NV · 89502-6917 About 7.3 miles away](https://rateapi.dev/credit-unions/nevada/one-nevada) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sierra Pacific Credit Union Membership eligibility from Sierra Pacific Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Sierra Pacific Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer A-1 Steel, Inc., Costco, Q&D Construction, Tanamera, Elemental LED, Dr. Paas’ Office, EM Research, Inc., Ensemble Real Estate Services LLC, Liberty Utilities, Microsoft Licensing, OB-GYN Associates, Woodburn and Wedge, Western Surgical Group - Association NV Energy, Southwest Gas, Nevada Alumni Association, St. Mary's, Teamsters Union Local 533, Mars, Associated General Contractors, Nevada Chapter Verified from [Sierra Pacific Credit Union's membership page](https://www.sierrapacificfcu.org/about/membership) . Final membership determination is always made by the credit union. ## Membership rules for Sierra Pacific Credit Union Employers 13 · Associations 7 20 published paths to membership, last verified August 21, 2026, quoted from Sierra Pacific Credit Union’s own published criteria. ### Employers 13 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of A-1 Steel, Inc. “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of A-1 Steel, Inc. - Employee of Costco “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Costco - Employee of Q&D Construction “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Q&D Construction - Employee of Tanamera “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Tanamera - Employee of Elemental LED “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Elemental LED - Employee of Dr. Paas’ Office “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Dr. Paas’ Office - Employee of EM Research, Inc. “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of EM Research, Inc. - Employee of Ensemble Real Estate Services LLC “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Ensemble Real Estate Services LLC - Employee of Liberty Utilities “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Liberty Utilities - Employee of Microsoft Licensing “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Microsoft Licensing - Employee of OB-GYN Associates “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of OB-GYN Associates - Employee of Woodburn and Wedge “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Woodburn and Wedge - Employee of Western Surgical Group “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Employee of Western Surgical Group ### Associations 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of NV Energy (as written on the source page) “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of NV Energy - Member of Southwest Gas (as written on the source page) “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of Southwest Gas - Member of Nevada Alumni Association “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of Nevada Alumni Association - Member of St. Mary's (as written on the source page) “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of St. Mary's - Member of Teamsters Union Local 533 “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of Teamsters Union Local 533 - Member of Mars (as written on the source page) “Sierra partners with these organizations to help their members and employees build a stronger financial future. Featured Partners NV Energy Southwest Gas Nevada Alumni Association St. Mary's Teamsters Union Local 533 Mars” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of Mars - Member of Associated General Contractors, Nevada Chapter (as written on the source page) “All Partners A-1 Steel, Inc. Costco Q&D Construction Tanamera Associated General Contractors, Nevada Chapter Elemental LED Dr. Paas’ Office EM Research, Inc. Ensemble Real Estate Services LLC Liberty Utilities Microsoft Licensing OB-GYN Associates Woodburn and Wedge Western Surgical Group” > [source ↗](https://www.sierrapacificfcu.org/about/membership) - Member of Associated General Contractors, Nevada Chapter Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Sierra Pacific Credit Union? Yes No ## Work at Sierra Pacific Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sierra Pacific Credit Union ranks against Nevada peers. - See which AI assistants fetched Sierra Pacific Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Nevada - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sierra-pacific&state=nevada&code=NV&name=Sierra%20Pacific%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sierra Pacific Credit Union offer? Sierra Pacific Credit Union currently offers mortgage, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Sierra Pacific Credit Union rates updated? RateAPI verifies Sierra Pacific Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Sierra Pacific Credit Union's rate data? Rate data is collected directly from Sierra Pacific Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Sierra Pacific Credit Union's mortgage rate? As of November 12, 2026, Sierra Pacific Credit Union offers mortgage rates from 6.619% APR. ### Who can join Sierra Pacific Credit Union? Sierra Pacific Credit Union publishes its membership criteria on its own website. RateAPI tracks 20 published membership paths covering 13 employers and 7 associations for Sierra Pacific Credit Union, each quoted from Sierra Pacific Credit Union's own published membership criteria. ## Related Rate Data Compare Sierra Pacific Credit Union's rates against national credit-union benchmarks. [More Nevada credit unions](https://rateapi.dev/credit-unions/nevada) [Nevada mortgage rate leaders](https://rateapi.dev/mortgage-rates/nevada) [Nevada personal loan leaders](https://rateapi.dev/personal-loan-rates/nevada) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sierrapacificfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sierra Pacific Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Nevada credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sierra Pacific Credit Union curl "https://api.rateapi.dev/credit-unions/nevada /sierra-pacific " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sierra Pacific Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/nevada/sierra-pacific Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp