--- title: "Metro CU Rates (Nov 2026): CDs to 4.49%, Mortgage 5.95%" description: "Metro CU rates today: 5 1 arm mortgage 5.95% APR, savings & CDs up to 4.49% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Metro CU — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/nebraska/metro-cu" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Metro CU Rates (Nov 2026): CDs to 4.49%, Mortgage 5.95% ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **5/6 Adjustable Rate Mortgage (ARM)** 5 1 arm | 5.953% APR | 5.875% | — | Standard | | **ARM** arm | 5.953% APR | 5.875% | — | Standard | Metro CU mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | Metro CU auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 4.990% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 4.990% | — | Standard | Metro CU heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | 4.49% APY | 4.60% | — | Standard | Metro CU savings & cd rates as of November 12, 2026 As of November 12, 2026, Metro CU offers a 5 1 arm mortgage at 5.953% APR. Savings and certificate yields up to 4.49% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nebraska/metro-cu) , verified from [Metro CU's official website](https://www.metrofcu.org/) Loading branch locator… ## About Metro CU Institution facts reported to the National Credit Union Administration for Invalid Date. Members 44.8K Assets $642.7M Founded 1951 Locations reported 6 NCUA charter 7091 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Four Points** Four Points Federal Credit Union · Omaha · NE · 68137-2258 About 0.8 miles away](https://rateapi.dev/credit-unions/nebraska/four-points) [**Neighborhood Community** Neighborhood Community Federal Credit Union · Omaha · NE · 68137 About 1.0 miles away](https://rateapi.dev/credit-unions/nebraska/neighborhood-community) [**Omaha Firefighters** Neighborhood Comm Federal CU · Omaha · NE · 68137 About 1.0 miles away](https://rateapi.dev/credit-unions/nebraska/omaha-firefighters) [**Centris** 117th Branch · Omaha · NE · 68137 About 1.2 miles away](https://rateapi.dev/credit-unions/nebraska/centris) [**Mutual First** MFFCU Main Branch · Omaha · NE · 68137 About 1.5 miles away](https://rateapi.dev/credit-unions/nebraska/mutual-first) [**Electrical Workers No 22** DISATER RECOVERY LOCATION · Omaha · NE · 68137 About 1.7 miles away](https://rateapi.dev/credit-unions/nebraska/electrical-workers-no-22) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Metro CU Membership eligibility from Metro CU's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Metro CU's website. Check the membership page below to confirm whether you qualify. - Location douglas, sarpy, saunders, cass, washington, pottawattamie, harrison, mills — NE, IA Verified from [Metro CU's membership page](https://www.metrofcu.org/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Metro CU Geography 8 counties · Family 41 published paths to membership, last verified November 8, 2026, quoted from Metro CU’s own published criteria. ### Geography 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Cass County, NE - Douglas County, NE - Harrison County, IA - Mills County, IA - Pottawattamie County, IA - Sarpy County, NE - Saunders County, NE - Washington County, NE “Nebraska: Douglas County Sarpy County Saunders County Cass County Washington County” > [source ↗](https://www.metrofcu.org/about-us) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “In addition, any immediate family of a current Metro member is eligible for membership.” > [source ↗](https://www.metrofcu.org/about-us) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Metro CU? Yes No ## Work at Metro CU? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metro CU ranks against Nebraska peers. - See which AI assistants fetched Metro CU’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Nebraska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=metro-cu&state=nebraska&code=NE&name=Metro%20CU) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Metro CU offer? Metro CU currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Metro CU rates updated? RateAPI verifies Metro CU's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Metro CU's rate data? Rate data is collected directly from Metro CU's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Metro CU's mortgage rate? As of November 12, 2026, Metro CU offers a 5 1 arm mortgage at 5.953% APR. ### What is Metro CU's best CD rate? As of November 12, 2026, Metro CU offers savings and certificate (CD) yields up to 4.49% APY. ### Who can join Metro CU? Metro CU publishes its membership criteria on its own website. RateAPI tracks 41 published membership paths covering 8 counties for Metro CU, each quoted from Metro CU's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Metro CU's rates against national credit-union benchmarks. [More Nebraska credit unions](https://rateapi.dev/credit-unions/nebraska) [Nebraska mortgage rate leaders](https://rateapi.dev/mortgage-rates/nebraska) [Nebraska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/nebraska) [Nebraska HELOC rate leaders](https://rateapi.dev/heloc-rates/nebraska) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.metrofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Metro CU rates Get a free API key to query these rates programmatically, or get the daily email when Nebraska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Metro CU curl "https://api.rateapi.dev/credit-unions/nebraska /metro-cu " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Metro CU locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/nebraska/metro-cu Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp