--- title: "Lincone Credit Union Rates - Nebraska" description: "Current auto loan, heloc, personal loan, and savings & cd rates from Lincone Credit Union in Nebraska. Updated daily with source verification. See who can join Lincone Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/nebraska/lincone" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lincone Credit Union Rates - Nebraska ### Auto & vehicle rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Flex Auto Loan Rates (48 Month)** auto_any_48mo | — APR | 4.500% | 48 mo | Standard | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.500% | 48 mo · new | Standard | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.500% | 36 mo · new | Standard | | **Flex Auto Loan Rates (36 Month)** auto_any_36mo | — APR | 4.500% | 36 mo | Standard | | **24-Month Used Auto Loan** auto_used_24mo | — APR | 5.000% | 24 mo · used | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 5.000% | 60 mo · new | Standard | | **Flex Auto Loan Rates (60 Month)** auto_any_60mo | — APR | 5.000% | 60 mo | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 5.000% | 36 mo · used | Standard | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 5.250% | 48 mo · used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 5.500% | 60 mo · used | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.500% | 72 mo · new | Standard | | **Flex Auto Loan Rates (72 Month)** auto_any_72mo | — APR | 5.500% | 72 mo | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 6.250% | 72 mo · used | Standard | | **Flex Auto Loan Rates (84 Month)** auto_any_84mo | — APR | 6.250% | 84 mo | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 6.250% | 84 mo · new | Standard | | **2024 Federal Taxable Income Brackets and Rates (for returns due in April 2025)** auto | — APR | 10.000% | — | Standard | Lincone Credit Union auto & vehicle rates as of November 9, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan** heloc | — APR | 5.750% | — | Standard | | **10-Year Home Equity Loan** heloc | — APR | 6.750% | — | Standard | | **(Prime Rate)** heloc_variable | — APR | 7.000% | — | Standard | | **(Prime + 1.00%)** heloc_variable | — APR | 8.000% | — | Standard | Lincone Credit Union heloc rates as of November 9, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 8.990% | 48 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 8.990% | 36 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 8.990% | 24 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 12.750% | 60 mo | Standard | Lincone Credit Union personal loan rates as of November 9, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (3 Months)** share_certificate_3mo | — APY | 1.25% | 3 mo | Standard | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (36 Months)** share_certificate_36mo | — APY | 2.53% | 36 mo | Standard | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (24 Months)** share_certificate_24mo | — APY | 2.79% | 24 mo | Standard | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (18 Months)** share_certificate_18mo | — APY | 3.30% | 18 mo | Standard | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (12 Months)** share_certificate_12mo | — APY | 3.66% | 12 mo | Standard | | **High-Yield Share Certificates | LincOne FCU Lincoln, NE (6 Months)** share_certificate_6mo | — APY | 3.76% | 6 mo | Standard | Lincone Credit Union savings & cd rates as of November 9, 2026 Lincone Credit Union is a credit union in Nebraska. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nebraska/lincone) , verified from [Lincone Credit Union's official website](https://www.linconefcu.org/) Loading branch locator… ## About Lincone Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17K Assets $183.8M Founded 1955 Locations reported 3 NCUA charter 10585 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Liberty First** Main · Lincoln · NE · 68503-3718 About 1.0 miles away](https://rateapi.dev/credit-unions/nebraska/liberty-first) [**University of Nebraska** Main · Lincoln · NE · 68508 About 1.4 miles away](https://rateapi.dev/credit-unions/nebraska/university-of-nebraska) [**Nebraska State Employees** Main Office · Lincoln · NE · 68508 About 1.6 miles away](https://rateapi.dev/credit-unions/nebraska/nebraska-state-employees) [**First Lincoln** Main Office · Lincoln · NE · 68505-2309 About 1.7 miles away](https://rateapi.dev/credit-unions/nebraska/first-lincoln) [**Membersown** Lincoln · Lincoln · NE · 68510-4508 About 1.8 miles away](https://rateapi.dev/credit-unions/nebraska/membersown) [**Lincoln Public School Employees** LPS Employees FCU · Lincoln · NE · 68510 About 1.8 miles away](https://rateapi.dev/credit-unions/nebraska/lincoln-public-school-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lincone Credit Union Membership eligibility from Lincone Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lincone Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Lancaster — NE Verified from [Lincone Credit Union's membership page](https://www.linconefcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Lincone Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lancaster County, NE “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lancaster County, NE” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lincone Credit Union? Yes No ## Work at Lincone Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lincone Credit Union ranks against Nebraska peers. - See which AI assistants fetched Lincone Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Nebraska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lincone&state=nebraska&code=NE&name=Lincone%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lincone Credit Union offer? Lincone Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 9, 2026 directly from the credit union's official website. ### How often are Lincone Credit Union rates updated? RateAPI verifies Lincone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 9, 2026. ### Where does RateAPI get Lincone Credit Union's rate data? Rate data is collected directly from Lincone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Lincone Credit Union? Lincone Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Lincone Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Lincone Credit Union's rates against national credit-union benchmarks. [More Nebraska credit unions](https://rateapi.dev/credit-unions/nebraska) [Nebraska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/nebraska) [Nebraska HELOC rate leaders](https://rateapi.dev/heloc-rates/nebraska) [Nebraska personal loan leaders](https://rateapi.dev/personal-loan-rates/nebraska) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.linconefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lincone Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Nebraska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lincone Credit Union curl "https://api.rateapi.dev/credit-unions/nebraska /lincone " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lincone Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/nebraska/lincone Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp