--- title: "Lincoln S.d.a. Credit Union Rates (Nov 2026): CDs to 2.95%" description: "Lincoln S.d.a. Credit Union rates today: savings & CDs up to 2.95% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Lincoln S.d.a. Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/nebraska/lincoln-sda" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lincoln S.d.a. Credit Union Rates (Nov 2026): CDs to 2.95% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.300% | — | Standard | Lincoln S.d.a. Credit Union auto & vehicle rates as of November 6, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Loan** personal | — APR | 11.250% | — | Standard | Lincoln S.d.a. Credit Union personal loan rates as of November 6, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.000% | — | Standard | Lincoln S.d.a. Credit Union credit card rates as of November 6, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Draft (Checking) Account** checking | — APY | 0.05% | — | Standard | | **Business Shares (Savings) Account ⑤** savings | — APY | 0.25% | — | Eligibility restricted | | **Club Savings (NEW!) ①③** savings | — APY | 0.75% | — | Specialty offer | | **9 Month Youth Certificate ③** cd_9mo | 1.00% APY | 1.00% | 9 mo | Eligibility restricted | | **6-Month Certificate** cd_6mo | 2.75% APY | 2.75% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 2.83% APY | 2.80% | 12 mo | Standard | | **12 Month New Deposit Certificate ③ ⑥** cd_12mo | 2.95% APY | 2.95% | 12 mo | Standard | Lincoln S.d.a. Credit Union savings & cd rates as of November 6, 2026 Savings and certificate yields up to 2.95% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nebraska/lincoln-sda) , verified from [Lincoln S.d.a. Credit Union's official website](https://www.lincolnsdacu.org/) Loading branch locator… ## About Lincoln S.d.a. Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.1K Assets $10.1M Founded 1965 Locations reported 1 NCUA charter 65561 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lincoln Public School Employees** LPS Employees FCU · Lincoln · NE · 68510 About 2.0 miles away](https://rateapi.dev/credit-unions/nebraska/lincoln-public-school-employees) [**Membersown** Lincoln · Lincoln · NE · 68510-4508 About 2.0 miles away](https://rateapi.dev/credit-unions/nebraska/membersown) [**University of Nebraska** East Branch · Lincoln · NE · 68504-3507 About 2.2 miles away](https://rateapi.dev/credit-unions/nebraska/university-of-nebraska) [**First Lincoln** Main Office · Lincoln · NE · 68505-2309 About 2.3 miles away](https://rateapi.dev/credit-unions/nebraska/first-lincoln) [**Liberty First** Main · Lincoln · NE · 68503-3718 About 2.5 miles away](https://rateapi.dev/credit-unions/nebraska/liberty-first) [**Lincone** 4638 W St · Lincoln · NE · 68503 About 2.8 miles away](https://rateapi.dev/credit-unions/nebraska/lincone) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lincoln S.d.a. Credit Union Membership eligibility from Lincoln S.d.a. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lincoln S.d.a. Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Adventist Colleges, Adventist Hospitals - Association Seventh-day Adventist Church - School Adventist Colleges Verified from [Lincoln S.d.a. Credit Union's membership page](https://www.lincolnsdacu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Lincoln S.d.a. Credit Union Employers 2 · Associations · Schools 4 published paths to membership, last verified August 21, 2026, quoted from Lincoln S.d.a. Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Adventist Colleges “Students and Employees of Adventist Colleges” > [source ↗](https://www.lincolnsdacu.org/) - Employee of Adventist Colleges - Employee of Adventist Hospitals “Employees of Adventist Hospitals” > [source ↗](https://www.lincolnsdacu.org/) - Employee of Adventist Hospitals ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Seventh-day Adventist Church “The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church” > [source ↗](https://www.lincolnsdacu.org/) - Member of Seventh-day Adventist Church ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Adventist Colleges (as written on the source page) “Students and Employees of Adventist Colleges” > [source ↗](https://www.lincolnsdacu.org/) - Student at Adventist Colleges Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lincoln S.d.a. Credit Union? Yes No ## Work at Lincoln S.d.a. Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lincoln S.d.a. Credit Union ranks against Nebraska peers. - See which AI assistants fetched Lincoln S.d.a. Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Nebraska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lincoln-sda&state=nebraska&code=NE&name=Lincoln%20S.d.a.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lincoln S.d.a. Credit Union offer? Lincoln S.d.a. Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 6, 2026 directly from the credit union's official website. ### How often are Lincoln S.d.a. Credit Union rates updated? RateAPI verifies Lincoln S.d.a. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Lincoln S.d.a. Credit Union's rate data? Rate data is collected directly from Lincoln S.d.a. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Lincoln S.d.a. Credit Union's best CD rate? As of November 6, 2026, Lincoln S.d.a. Credit Union offers savings and certificate (CD) yields up to 2.95% APY. ### Who can join Lincoln S.d.a. Credit Union? Lincoln S.d.a. Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers, 1 association and 1 school for Lincoln S.d.a. Credit Union, each quoted from Lincoln S.d.a. Credit Union's own published membership criteria. ## Related Rate Data Compare Lincoln S.d.a. Credit Union's rates against national credit-union benchmarks. [More Nebraska credit unions](https://rateapi.dev/credit-unions/nebraska) [Nebraska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/nebraska) [Nebraska personal loan leaders](https://rateapi.dev/personal-loan-rates/nebraska) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lincolnsdacu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lincoln S.d.a. Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Nebraska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lincoln S.d.a. Credit Union curl "https://api.rateapi.dev/credit-unions/nebraska /lincoln-sda " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lincoln S.d.a. Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/nebraska/lincoln-sda Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp