---
title: "Liberty First Credit Union Rates - Nebraska"
description: "Current mortgage, auto loan, heloc, personal loan, and credit card rates from Liberty First Credit Union in Nebraska. Updated daily with source verification. See who can join Liberty First Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/nebraska/liberty-first"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Liberty First Credit Union Rates - Nebraska

### Mortgage rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Loan** other |  — APR |  7.230% |  — |  Standard |
Liberty First Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loan** auto |  — APR |  3.490% |  — |  Standard |
Liberty First Credit Union auto & vehicle rates as of November 12, 2026

### HELOC rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Equity Loan (Fixed)** heloc_fixed |  — APR |  5.750% |  — |  Standard |
Liberty First Credit Union heloc rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Unsecured Personal Loan** personal_unsecured |  — APR |  7.680% |  — |  Standard |
Liberty First Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  9.990% |  — |  Standard |
Liberty First Credit Union credit card rates as of November 12, 2026

Liberty First Credit Union is a credit union in Nebraska. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nebraska/liberty-first) , verified from [Liberty First Credit Union's official website](https://www.libertyfirstcu.com/)

Loading branch locator…

## About Liberty First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

35.7K

Assets

$512.1M

Founded

1935

Locations reported

7

NCUA charter

63757

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Lincone** 4638 W St · Lincoln · NE · 68503 About 1.0 miles away](https://rateapi.dev/credit-unions/nebraska/lincone) [**University of Nebraska** Main · Lincoln · NE · 68508 About 1.4 miles away](https://rateapi.dev/credit-unions/nebraska/university-of-nebraska) [**Nebraska State Employees** Main Office · Lincoln · NE · 68508 About 1.6 miles away](https://rateapi.dev/credit-unions/nebraska/nebraska-state-employees) [**First Lincoln** Main Office · Lincoln · NE · 68505-2309 About 1.7 miles away](https://rateapi.dev/credit-unions/nebraska/first-lincoln) [**Membersown** Lincoln · Lincoln · NE · 68510-4508 About 1.8 miles away](https://rateapi.dev/credit-unions/nebraska/membersown) [**Lincoln Public School Employees** LPS Employees FCU · Lincoln · NE · 68510 About 1.8 miles away](https://rateapi.dev/credit-unions/nebraska/lincoln-public-school-employees)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Liberty First Credit Union

Membership eligibility from Liberty First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Liberty First Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location lancaster, seward — NE
- Employer Burlington Northern Santa Fe, Inc., Liberty First Credit Union
- Association Connoisseur Media, Assurity Life Insurance Company, Autism Family Network (AFN), Carpenters Union Local 1055, Down Syndrome Association for Families of Nebraska (DSAF), 1st Nebraska Trust, Goodwill of America, Kinko's (Lincoln), KOLN-KGIN Inc, M.A.D. DADS, Office Depot (Lincoln), Sign Pro (Lincoln), Speedway Motors, Time-Warner Cable / Spectrum, Union Insurance Company, United Fire Group, US Foods, American Consumer Council (ACC), Nebraska Sports Council (NSC)

Verified from [Liberty First Credit Union's membership page](https://www.libertyfirstcu.com/who-we-are/) . Final membership determination is always made by the credit union.

## Membership rules for Liberty First Credit Union

Geography 2 counties · Employers 3 · Associations 19 · Family 3

30 published paths to membership, last verified August 27, 2026, quoted from Liberty First Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Lancaster County, NE
- Seward County, NE

“we applied for and were granted a community charter allowing us to serve all who live, work, worship or attend school in Lancaster County or is related to those eligible for membership.”

> [source ↗](https://www.libertyfirstcu.com/who-we-are/)

### Employers 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Burlington Northern Santa Fe, Inc.

“Employees or retirees of Burlington Northern Santa Fe, Inc. and its subsidiaries;”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Employee of Burlington Northern Santa Fe, Inc.
  - Retired employee of Burlington Northern Santa Fe, Inc.

“Employees or retirees of Burlington Northern Santa Fe, Inc. and its subsidiaries;”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Retiree of Burlington Northern Santa Fe, Inc.
  - Employee of Liberty First Credit Union

“Employees of Liberty First Credit Union;”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Employee of Liberty First Credit Union

### Associations 19

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Connoisseur Media

“Connoisseur Media”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Connoisseur Media
  - Member of Assurity Life Insurance Company

“Assurity Life Insurance Company”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Assurity Life Insurance Company
  - Member of Autism Family Network (AFN)

“Autism Family Network (AFN)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Autism Family Network (AFN)
  - Member of Carpenters Union Local 1055

“Carpenters Union Local 1055”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Carpenters Union Local 1055
  - Member of Down Syndrome Association for Families of Nebraska (DSAF)

“Down Syndrome Association for Families of Nebraska (DSAF)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Down Syndrome Association for Families of Nebraska (DSAF)
  - Member of 1st Nebraska Trust

“1st Nebraska Trust”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of 1st Nebraska Trust
  - Member of Goodwill of America

“Goodwill of America”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Goodwill of America
  - Member of Kinko's (Lincoln)

“Kinko&#8217;s (Lincoln)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Kinko's (Lincoln)
  - Member of KOLN-KGIN Inc

“KOLN-KGIN Inc”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of KOLN-KGIN Inc
  - Member of M.A.D. DADS

“M.A.D. DADS”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of M.A.D. DADS
  - Member of Office Depot (Lincoln)

“Office Depot (Lincoln)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Office Depot (Lincoln)
  - Member of Sign Pro (Lincoln)

“Sign Pro (Lincoln)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Sign Pro (Lincoln)
  - Member of Speedway Motors

“Speedway Motors”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Speedway Motors
  - Member of Time-Warner Cable / Spectrum

“Time-Warner Cable / Spectrum”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Time-Warner Cable / Spectrum
  - Member of Union Insurance Company

“Union Insurance Company”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Union Insurance Company
  - Member of United Fire Group

“United Fire Group”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of United Fire Group
  - Member of US Foods

“US Foods”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of US Foods
  - Member of American Consumer Council (ACC)

“American Consumer Council (ACC)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of American Consumer Council (ACC)
  - Member of Nebraska Sports Council (NSC)

“Nebraska Sports Council (NSC)”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Member of Nebraska Sports Council (NSC)

### Family 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member blood relative, spouse, adopted relative

“Any person related by blood, marriage, or adoption to a member or those within the field of membership;”

> [source ↗](https://www.libertyfirstcu.com/become-member/)

- Family member (blood relative, spouse, adopted relative) of a member
  - Family of a member family

“January 2012 brought on our most current change in field of membership with the addition of Seward County residents and their family.”

> [source ↗](https://www.libertyfirstcu.com/who-we-are/)

- Family member (family) of a member
  - Family of a member family, relative

“Over the years, our field of membership has grown to include family members, retirees, select groups of occupation and association, those living or working in Lancaster or Seward County, Nebraska and those related to a member or someone within our field of membership.”

> [source ↗](https://www.libertyfirstcu.com/who-we-are/)

- Family member (family, relative) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Liberty First Credit Union? Yes No

## Work at Liberty First Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Liberty First Credit Union ranks against Nebraska peers.

- See which AI assistants fetched Liberty First Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Nebraska
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=liberty-first&amp;state=nebraska&amp;code=NE&amp;name=Liberty%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Liberty First Credit Union offer?

Liberty First Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Liberty First Credit Union rates updated?

RateAPI verifies Liberty First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Liberty First Credit Union's rate data?

Rate data is collected directly from Liberty First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Liberty First Credit Union?

Liberty First Credit Union publishes its membership criteria on its own website. RateAPI tracks 30 published membership paths covering 2 counties, 3 employers and 19 associations for Liberty First Credit Union, each quoted from Liberty First Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Liberty First Credit Union's rates against national credit-union benchmarks.

[More Nebraska credit unions](https://rateapi.dev/credit-unions/nebraska) [Nebraska mortgage rate leaders](https://rateapi.dev/mortgage-rates/nebraska) [Nebraska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/nebraska) [Nebraska HELOC rate leaders](https://rateapi.dev/heloc-rates/nebraska) [Nebraska personal loan leaders](https://rateapi.dev/personal-loan-rates/nebraska) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.libertyfirstcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Liberty First Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Nebraska credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Liberty First Credit Union
curl "https://api.rateapi.dev/credit-unions/nebraska /liberty-first " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Liberty First Credit Union locations

Search, filter, and browse all 7 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/nebraska/liberty-first
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
