--- title: "Centris Credit Union Rates - Nebraska" description: "Current vehicle loan, heloc, and personal loan rates from Centris Credit Union in Nebraska. Updated daily with source verification. See who can join Centris Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/nebraska/centris" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Centris Credit Union Rates - Nebraska ### Auto & vehicle rates 25 offers | Product | Published | Rate | Term / condition | Status | | **Loan must be secured by a 2022 or newer Auto and under 50,000 miles (24-63 Months)** auto_any_63mo | — APR | 4.490% | 63 mo | Standard | | **Loan must be secured by a 2022 or newer Auto and under 50,000 miles (64-75 Months)** auto_any_75mo | — APR | 4.990% | 75 mo | Standard | | **Loan must be secured by a 2022 or newer Auto and under 50,000 miles (76-84 Months)** auto_any_84mo | — APR | 5.490% | 84 mo | Standard | | **Loan must be secured by 2022 or newer Auto (24-63 Months)** auto_any_63mo | — APR | 5.740% | 63 mo | Standard | | **Loan must be secured by 2022 or newer Auto (64-75 Months)** auto_any_75mo | — APR | 6.240% | 75 mo | Standard | | **Motorcycles & ATVs (24-60 Months)** motorcycle_any_60mo | — APR | 6.740% | 60 mo | Standard | | **Loan must be secured by a 2019-2021 Auto OR Special Interest Auto (24-63 Months)** auto_any_63mo | — APR | 7.240% | 63 mo | Standard | | **Motorcycles & ATVs (61-72 Months)** motorcycle_any_72mo | — APR | 7.240% | 72 mo | Standard | | **Loan must be secured by 2022 or newer Auto (76-84 Months)** auto_any_84mo | — APR | 7.240% | 84 mo | Standard | | **Loan must be secured by a 2022 or newer camper, travel trailer, 5 th wheel or motorhome (up to 180 months)** rv_any_180mo | — APR | 7.490% | 180 mo | Standard | | **Loan must be secured by a 2019-2021 Auto OR Special Interest Auto (64-75 Months)** auto_any_75mo | — APR | 7.740% | 75 mo | Standard | | **Loan must be secured by a 2019 to 2021 camper, travel trailer, 5 th wheel or motorhome (up to 180 months)** rv_any_180mo | — APR | 7.740% | 180 mo | Standard | | **Motorcycles & ATVs (73-84 Months)** motorcycle_any_84mo | — APR | 7.990% | 84 mo | Standard | | **Loan must be secured by a 2018 or older camper, travel trailer, 5 th wheel or motorhome (up to 180 months)** rv_used_180mo | — APR | 8.240% | 180 mo · used | Standard | | **Loan must be secured by a 2022 or newer camper, travel trailer, 5 th wheel or motorhome (up to 144 months)** rv_any_144mo | — APR | 8.240% | 144 mo | Standard | | **Loan must be secured by a 2019 to 2021 camper, travel trailer, 5 th wheel or motorhome (up to 144 months)** rv_any_144mo | — APR | 8.490% | 144 mo | Standard | | **Loan must be secured by a 2016-2018 Auto (24-63 Months)** auto_any_63mo | — APR | 8.490% | 63 mo | Standard | | **Loan must be secured by a 2022 or newer camper, travel trailer, 5 th wheel or motorhome (up to 120 months)** rv_any_120mo | — APR | 8.490% | 120 mo | Standard | | **Loan must be secured by a 2022 or newer camper, travel trailer, 5 th wheel or motorhome (24-72 months)** rv_any_72mo | — APR | 8.740% | 72 mo | Standard | | **Loan must be secured by a 2019 to 2021 camper, travel trailer, 5 th wheel or motorhome (up to 120 months)** rv_any_120mo | — APR | 8.740% | 120 mo | Standard | | **Loan must be secured by a 2019 to 2021 camper, travel trailer, 5 th wheel or motorhome (24-72 months)** rv_any_72mo | — APR | 8.990% | 72 mo | Standard | | **Loan must be secured by a 2016-2018 Auto (64-75 Months)** auto_any_75mo | — APR | 8.990% | 75 mo | Standard | | **Loan must be secured by a 2018 or older camper, travel trailer, 5 th wheel or motorhome (up to 144 months)** rv_used_144mo | — APR | 8.990% | 144 mo · used | Standard | | **Loan must be secured by a 2018 or older camper, travel trailer, 5 th wheel or motorhome (up to 120 months)** rv_used_120mo | — APR | 9.240% | 120 mo · used | Standard | | **Loan must be secured by a 2018 or older camper, travel trailer, 5 th wheel or motorhome (24-72 months)** rv_used_72mo | — APR | 9.490% | 72 mo · used | Standard | Centris Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **1-Year Home Equity Loan — Intro Rate** heloc | — APR | 6.000% | — | Introductory offer | | **Rate After Introductory Period** heloc | — APR | 7.740% | — | Standard | Centris Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Share or Certificate Secured (12-60 Months)** personal_secured_60mo | — APR | 5.750% | 60 mo | Standard | | **Share or Certificate Secured (61-72 Months)** personal_secured_72mo | — APR | 6.000% | 72 mo | Standard | | **Personal Loans (Unsecured) (12-24 Months)** personal_unsecured_24mo | — APR | 11.240% | 24 mo | Standard | | **Personal Loans (Unsecured) (25-48 Months)** personal_unsecured_48mo | — APR | 11.490% | 48 mo | Standard | | **Personal Loans (Unsecured) (49-60 Months)** personal_unsecured_60mo | — APR | 11.740% | 60 mo | Standard | | **Personal Loans (Unsecured) (61-72 Months)** personal_unsecured_72mo | — APR | 12.240% | 72 mo | Standard | Centris Credit Union personal loan rates as of November 12, 2026 ### Other rates 8 offers | Product | Published | Rate | Term / condition | Status | | **0-80% Financing (48-72 Months)** other | — % | 6.000% | — | Standard | | **0-80% Financing (73-120 Months)** other | — % | 6.500% | — | Standard | | **0-80% Financing (121-180 Months)** other | — % | 6.750% | — | Standard | | **81-90% Financing (48-72 Months)** other | — % | 7.240% | — | Standard | | **81-90% Financing (73-120 Months)** other | — % | 7.750% | — | Standard | | **81-90% Financing (121-180 Months)** other | — % | 8.000% | — | Standard | | **91-100% Financing (48-72 Months)** other | — % | 11.740% | — | Standard | | **91-100% Financing (73-120 Months)** other | — % | 12.740% | — | Standard | Centris Credit Union other rates as of November 12, 2026 Centris Credit Union is a credit union in Nebraska. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/nebraska/centris) , verified from [Centris Credit Union's official website](https://www.centrisfcu.org/) Loading branch locator… ## About Centris Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 131.4K Assets $1.5B Founded 1934 Locations reported 14 NCUA charter 28 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Veridian** South 144th St · OMAHA · NE · 68144 About 1.0 miles away](https://rateapi.dev/credit-unions/iowa/veridian) [**Mutual First** MFFCU Main Branch · Omaha · NE · 68137 About 1.5 miles away](https://rateapi.dev/credit-unions/nebraska/mutual-first) [**Metro CU** F Street Office · Omaha · NE · 68137-1054 About 1.6 miles away](https://rateapi.dev/credit-unions/nebraska/metro-cu) [**Four Points** Four Points Federal Credit Union · Omaha · NE · 68137-2258 About 1.7 miles away](https://rateapi.dev/credit-unions/nebraska/four-points) [**Omaha Firefighters** OFCU · Omaha · NE · 68137-4511 About 1.7 miles away](https://rateapi.dev/credit-unions/nebraska/omaha-firefighters) [**Neighborhood Community** Neighborhood Community Federal Credit Union · Omaha · NE · 68137 About 1.9 miles away](https://rateapi.dev/credit-unions/nebraska/neighborhood-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Centris Credit Union Membership eligibility from Centris Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Centris Credit Union's website. Check the membership page below to confirm whether you qualify. - Location douglas, sarpy, pottawattamie, hall, lincoln, cass, dodge, saunders, mcpherson, washington, harrison, mills — NE, IA Verified from [Centris Credit Union's membership page](https://www.centrisfcu.org/about-us/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Centris Credit Union Geography 12 counties 45 published paths to membership, last verified August 27, 2026, quoted from Centris Credit Union’s own published criteria. ### Geography 12 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Cass County, NE - Dodge County, NE - Douglas County, NE - Hall County, NE - Harrison County, IA - Lincoln County, NE - Mcpherson County, NE - Mills County, IA - Pottawattamie County, IA - Sarpy County, NE - Saunders County, NE - Washington County, NE “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Pottawattamie County, IA; Douglas County, NE; Hall County, NE; Lincoln County, NE; Sarpy County, NE” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Centris Credit Union? Yes No ## Work at Centris Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Centris Credit Union ranks against Nebraska peers. - See which AI assistants fetched Centris Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Nebraska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=centris&state=nebraska&code=NE&name=Centris%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Centris Credit Union offer? Centris Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Centris Credit Union rates updated? RateAPI verifies Centris Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Centris Credit Union's rate data? Rate data is collected directly from Centris Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Centris Credit Union? Centris Credit Union publishes its membership criteria on its own website. RateAPI tracks 45 published membership paths covering 12 counties for Centris Credit Union, each quoted from Centris Credit Union's own published membership criteria. ## Related Rate Data Compare Centris Credit Union's rates against national credit-union benchmarks. [More Nebraska credit unions](https://rateapi.dev/credit-unions/nebraska) [Nebraska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/nebraska) [Nebraska HELOC rate leaders](https://rateapi.dev/heloc-rates/nebraska) [Nebraska personal loan leaders](https://rateapi.dev/personal-loan-rates/nebraska) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.centrisfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Centris Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Nebraska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Centris Credit Union curl "https://api.rateapi.dev/credit-unions/nebraska /centris " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Centris Credit Union locations Search, filter, and browse all 14 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/nebraska/centris Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp