---
title: "Credit Unions Near 96782 (Pearl City, HI)"
description: "25 credit unions have branches near ZIP 96782, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/96782"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 96782 — Pearl City, HI

25 credit unions have branches near ZIP 96782, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Aloha Pacific Credit Union](https://rateapi.dev/credit-unions/hawaii/aloha-pacific)~3.7 mi

Nearest branch: Waimalu Shopping Plaza, Aiea, HI 96701

[Hawaii State Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-state)~3.7 mi

Nearest branch: Westridge Shopping Center, Aiea, HI 96701

[Hawaiiusa Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaiiusa)~3.7 mi

Nearest branch: Aiea Shopping Center, Aiea, HI 96701

[Lokahi Credit Union](https://rateapi.dev/credit-unions/hawaii/lokahi)~4.8 mi

Nearest branch: 98-1005 Moanalua Rd Spc 245, Aiea, HI 96701-4707

[Hawaii Law Enforcement Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-law-enforcement)Branch in this ZIP

Nearest branch: 1140 Kuala St, Pearl City, HI 96782

[Hawaiian Financial Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial)Branch in this ZIP

Nearest branch: 1131 Kuala St, Pearl City, HI 96782-2886

[Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~5.6 mi

Nearest branch: 95-1830 Meheula Pkwy, Mililani, HI 96789

[Pearl Hawaii Credit Union](https://rateapi.dev/credit-unions/hawaii/pearl-hawaii)~6.0 mi

Main office: 94-449 Ukee St, Waipahu, HI 96797

[Honolulu Credit Union](https://rateapi.dev/credit-unions/hawaii/honolulu)~6.4 mi

Nearest branch: 459 Patterson Rd Rm 1-C100, Honolulu, HI 96819

[Matanuska Valley Credit Union](https://rateapi.dev/credit-unions/alaska/matanuska-valley)~8.6 mi

Nearest branch: 94-226 Leoku St Unit 4, Waipahu, HI 96797-1928

[Hawaiian Electric Employees Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaiian-electric-employees)~9.0 mi

Nearest branch: 1200 N SCHOOL ST, HONOLULU, HI 96817-2013

[Honolulu Fire Department Credit Union](https://rateapi.dev/credit-unions/hawaii/honolulu-fire-department)~9.0 mi

Main office: 1200 N School St, Honolulu, HI 96817-2013

[Schofield Credit Union](https://rateapi.dev/credit-unions/hawaii/schofield)~9.1 mi

Main office: PO Box 860669, Wahiawa, HI 96786-0669

[Hawaii Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii)~9.3 mi

Main office: 1244 Kaumualii St, Honolulu, HI 96817

[Ko`olau Credit Union](https://rateapi.dev/credit-unions/hawaii/koolau)~9.3 mi

Nearest branch: 1244 KAUMUALII ST, HONOLULU, HI 96817-4402

[I.l.w.u. Credit Union](https://rateapi.dev/credit-unions/california/ilwu)~9.8 mi

Nearest branch: 680 Iwilei Rd, Honolulu, HI 96817-5388

[Hawaii Schools Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-schools)~10.4 mi

Main office: 233 Vineyard St, Honolulu, HI 96813-2446

[Hawaii Central Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-central)~10.5 mi

Nearest branch: 999 Bishop St, Honolulu, HI 96813-4423

[Ewa Credit Union](https://rateapi.dev/credit-unions/hawaii/ewa)~10.8 mi

Main office: 91-1202 Renton Rd # A, Ewa Beach, HI 96706-7000

[University of Hawaii Credit Union](https://rateapi.dev/credit-unions/hawaii/university-of-hawaii)~12.0 mi

Nearest branch: 2752 Woodlawn Dr Ste 5-107, Honolulu, HI 96822-1855

[Hotel and Travel Industry Credit Union](https://rateapi.dev/credit-unions/hawaii/hotel-and-travel-industry)~12.1 mi

Main office: 1914 S KING ST STE 100, Honolulu, HI 96826-2162

[Kahuku Credit Union](https://rateapi.dev/credit-unions/hawaii/kahuku)~15.6 mi

Main office: 56-576 Kamehameha Hwy, Kahuku, HI 96731-2211

[Waialua Credit Union](https://rateapi.dev/credit-unions/hawaii/waialua)~15.7 mi

Main office: 67-292 Goodale Ave # A2, Waialua, HI 96791-8104

[Molokai Community Credit Union](https://rateapi.dev/credit-unions/hawaii/molokai-community)~54.6 mi

Nearest branch: 69-L Puupeelua Ave, Hoolehua, HI 96729

[Lanai Credit Union](https://rateapi.dev/credit-unions/hawaii/lanai)~76.5 mi

Main office: 816 Ilima Ave, Lanai City, HI 96763

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii)[Hawaii auto loan rates](https://rateapi.dev/auto-loan-rates/hawaii)[Hawaii mortgage rates](https://rateapi.dev/mortgage-rates/hawaii)[Who can join in Hawaii](https://rateapi.dev/who-can-join/hawaii)

## Nearby ZIP areas

[Credit unions near 96813 (Honolulu)](https://rateapi.dev/credit-unions/near/96813)[Credit unions near 96720 (Hilo)](https://rateapi.dev/credit-unions/near/96720)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 96782 in the Pearl City area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 96782?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 96782?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 96782 (Pearl City, HI) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/96782
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp