--- title: "Credit Unions Near 96720 (Hilo, HI)" description: "25 credit unions have branches near ZIP 96720, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/96720" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 96720 — Hilo, HI 25 credit unions have branches near ZIP 96720, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Hawaii County Employees Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-county-employees)Branch in this ZIP Main office: 131 Puuhonu Way, Hilo, HI 96720 [HFS Credit Union](https://rateapi.dev/credit-unions/hawaii/hfs)Branch in this ZIP Main office: 632 KINOOLE ST, HILO, HI 96720-3828 [CU Hawaii Credit Union](https://rateapi.dev/credit-unions/hawaii/cu-hawaii)Branch in this ZIP Nearest branch: 155 W Kawili St Rm B202, Hilo, HI 96720 [Big Island Credit Union](https://rateapi.dev/credit-unions/hawaii/big-island)Branch in this ZIP Main office: 66 Lono St, Hilo, HI 96720-4144 [Hawaii First Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-first)Branch in this ZIP Nearest branch: 1221 Kilauea Ave, Hilo, HI 96720 [Helco Credit Union](https://rateapi.dev/credit-unions/hawaii/helco)Branch in this ZIP Main office: 1437 Kilauea Ave Ste 105, Hilo, HI 96720 [Hawaii Community Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-community)Branch in this ZIP Nearest branch: 111 Aupuni St, Hilo, HI 96720-4233 [Hawaiiusa Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaiiusa)Branch in this ZIP Nearest branch: 375 Kekuanaoa St, Hilo, HI 96720 [Onomea Credit Union](https://rateapi.dev/credit-unions/hawaii/onomea)~12.5 mi Main office: 27-251 Old Mamalahoa Hwy, Papaikou, HI 96781 [Hamakua Credit Union](https://rateapi.dev/credit-unions/hawaii/hamakua)~15.1 mi Main office: 28-490 Kaakepa Street, Pepeekeo, HI 96783 [Maui Credit Union](https://rateapi.dev/credit-unions/hawaii/maui)~93.4 mi Nearest branch: 5670 Hana Hwy, Hana, HI 96713 [Hawaii State Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaii-state)~109.2 mi Nearest branch: 277 Piikea Ave, Kihei, HI 96753 [Aloha Pacific Credit Union](https://rateapi.dev/credit-unions/hawaii/aloha-pacific)~115.5 mi Nearest branch: 70 Hookele St Ste 1210, Kahului, HI 96732-3555 [Hawaiian Financial Credit Union](https://rateapi.dev/credit-unions/hawaii/hawaiian-financial)~115.8 mi Nearest branch: 101 Pakaula St, Kahului, HI 96732-3508 [Maui County Credit Union](https://rateapi.dev/credit-unions/hawaii/maui-county)~115.8 mi Nearest branch: 270 Dairy Rd Ste 146, Kahului, HI 96732-2986 [Valley Isle Community Credit Union](https://rateapi.dev/credit-unions/hawaii/valley-isle-community)~116.4 mi Main office: 160 Paahana St, Kahului, HI 96732 [Kahului Credit Union](https://rateapi.dev/credit-unions/hawaii/kahului)~116.6 mi Main office: 25 W Kamehameha Ave, Kahului, HI 96732-2240 [Wailuku Credit Union](https://rateapi.dev/credit-unions/hawaii/wailuku)~117.0 mi Main office: 133 Maa St, Kahului, HI 96732-3603 [Maui Teachers Credit Union](https://rateapi.dev/credit-unions/hawaii/maui-teachers)~118.2 mi Main office: 2145 Wells St Ste 101, Wailuku, HI 96793 [Lanai Credit Union](https://rateapi.dev/credit-unions/hawaii/lanai)~136.7 mi Main office: 816 Ilima Ave, Lanai City, HI 96763 [Molokai Community Credit Union](https://rateapi.dev/credit-unions/hawaii/molokai-community)~145.3 mi Main office: 135 Puali Place, Kaunakakai, HI 96748 [Lokahi Credit Union](https://rateapi.dev/credit-unions/hawaii/lokahi)~200.3 mi Nearest branch: 4211 Waialae Ave # K13, Honolulu, HI 96816-5319 [Honolulu Fire Department Credit Union](https://rateapi.dev/credit-unions/hawaii/honolulu-fire-department)~200.6 mi Nearest branch: 3465 Waialae Ave, Honolulu, HI 96816 [Ko`olau Credit Union](https://rateapi.dev/credit-unions/hawaii/koolau)~201.8 mi Nearest branch: 151 HEKILI ST STE 101, KAILUA, HI 96734 [University of Hawaii Credit Union](https://rateapi.dev/credit-unions/hawaii/university-of-hawaii)~201.9 mi Nearest branch: 2752 Woodlawn Dr Ste 5-107, Honolulu, HI 96822-1855 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Hawaii credit unions](https://rateapi.dev/credit-unions/hawaii)[Hawaii auto loan rates](https://rateapi.dev/auto-loan-rates/hawaii)[Hawaii mortgage rates](https://rateapi.dev/mortgage-rates/hawaii)[Who can join in Hawaii](https://rateapi.dev/who-can-join/hawaii) ## Nearby ZIP areas [Credit unions near 96813 (Honolulu)](https://rateapi.dev/credit-unions/near/96813)[Credit unions near 96782 (Pearl City)](https://rateapi.dev/credit-unions/near/96782) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 96720 in the Hilo area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 96720? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 96720? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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