--- title: "Credit Unions Near 95340 (Merced, CA)" description: "25 credit unions have branches near ZIP 95340, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/95340" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 95340 — Merced, CA 25 credit unions have branches near ZIP 95340, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Educational Employees Credit Union](https://rateapi.dev/credit-unions/california/educational-employees)Branch in this ZIP Nearest branch: 755 E Yosemite Ave Ste A, Merced, CA 95340 [Merced School Employees Credit Union](https://rateapi.dev/credit-unions/california/merced-school-employees)~3.9 mi Nearest branch: 205 W Olive Ave, Merced, CA 95348 [Farmers Insurance Credit Union](https://rateapi.dev/credit-unions/california/farmers-insurance)~3.9 mi Nearest branch: 87 W Alexander Ave, Merced, CA 95348-3404 [Travis Credit Union](https://rateapi.dev/credit-unions/california/travis)~4.8 mi Nearest branch: 1194 W Olive Ave, Merced, CA 95348 [Merco Credit Union](https://rateapi.dev/credit-unions/california/merco)Branch in this ZIP Main office: 1911 M ST, Merced, CA 95340-3706 [Mocse Credit Union](https://rateapi.dev/credit-unions/california/mocse)~26.9 mi Nearest branch: 1401 Geer Rd, Turlock, CA 95380-3206 [Rolling F Credit Union](https://rateapi.dev/credit-unions/california/rolling-f)~27.0 mi Main office: 2101 GEER RD STE 401, TURLOCK, CA 95382-2471 [Valley First Credit Union](https://rateapi.dev/credit-unions/california/valley-first)~28.9 mi Nearest branch: 3001 Countryside Dr, Turlock, CA 95380 [Noble Credit Union](https://rateapi.dev/credit-unions/california/noble)~32.4 mi Nearest branch: 609 W Yosemite Ave, Madera, CA 93637-4522 [Self-Help Credit Union](https://rateapi.dev/credit-unions/north-carolina/self-help)~37.4 mi Nearest branch: 900 Crows Landing Rd, Modesto, CA 95351 [Modesto's First Credit Union](https://rateapi.dev/credit-unions/california/modestos-first)~38.1 mi Main office: 430 12th St, Modesto, CA 95354-2423 [Organized Labor Credit Union](https://rateapi.dev/credit-unions/california/organized-labor)~38.1 mi Nearest branch: 430 12th St, Modesto, CA 95354 [Greater Valley Credit Union](https://rateapi.dev/credit-unions/california/greater-valley)~47.5 mi Nearest branch: 9432 N Ashurst Dr, Fresno, CA 93720 [Fresno Grangers Credit Union](https://rateapi.dev/credit-unions/california/fresno-grangers)~47.7 mi Main office: 3434 W Shaw Ave, Fresno, CA 93711-3216 [Pacific Service Credit Union](https://rateapi.dev/credit-unions/california/pacific-service)~47.9 mi Nearest branch: 102 E Nees Ave, Fresno, CA 93720-4312 [United Local Credit Union](https://rateapi.dev/credit-unions/california/united-local)~47.9 mi Nearest branch: 2033 W Bullard Ave, Fresno, CA 93711-1200 [San Joaquin Power Employees Credit Union](https://rateapi.dev/credit-unions/california/san-joaquin-power-employees)~49.3 mi Main office: 1080 W SHAW AVE STE 109, FRESNO, CA 93711 [Central Valley Firefighters Credit Union](https://rateapi.dev/credit-unions/california/central-valley-firefighters)~50.1 mi Main office: 5300 N FRESNO ST, FRESNO, CA 93710-6828 [First California Credit Union](https://rateapi.dev/credit-unions/california/first-california)~51.8 mi Main office: 2525 E Shields Ave, Fresno, CA 93726 [Valley Strong Credit Union](https://rateapi.dev/credit-unions/california/valley-strong)~54.4 mi Nearest branch: 206 E Yosemite Ave, Manteca, CA 95336 [Golden Valley Credit Union](https://rateapi.dev/credit-unions/california/golden-valley)~54.7 mi Main office: 409 W Center St, Manteca, CA 95336 [Central State Credit Union](https://rateapi.dev/credit-unions/california/central-state)~59.9 mi Nearest branch: 462 Saint Charles St, San Andreas, CA 95249-9664 [Uncle Credit Union](https://rateapi.dev/credit-unions/california/uncle)~63.3 mi Nearest branch: 1829 W 11th St, TRACY, CA 95376 [Mirastar Credit Union](https://rateapi.dev/credit-unions/california/mirastar)~67.2 mi Nearest branch: 6915 Camino Arroyo, Gilroy, CA 95020 [Premier One Credit Union](https://rateapi.dev/credit-unions/california/premier-one)~67.3 mi Nearest branch: 1415 1ST ST STE 101, GILROY, CA 95020-4870 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All California credit unions](https://rateapi.dev/credit-unions/california)[California auto loan rates](https://rateapi.dev/auto-loan-rates/california)[California mortgage rates](https://rateapi.dev/mortgage-rates/california)[Who can join in California](https://rateapi.dev/who-can-join/california) ## Nearby ZIP areas [Credit unions near 90012 (Los Angeles)](https://rateapi.dev/credit-unions/near/90012)[Credit unions near 92101 (San Diego)](https://rateapi.dev/credit-unions/near/92101)[Credit unions near 95113 (San Jose)](https://rateapi.dev/credit-unions/near/95113)[Credit unions near 94102 (San Francisco)](https://rateapi.dev/credit-unions/near/94102)[Credit unions near 93721 (Fresno)](https://rateapi.dev/credit-unions/near/93721)[Credit unions near 95814 (Sacramento)](https://rateapi.dev/credit-unions/near/95814)[Credit unions near 90802 (Long Beach)](https://rateapi.dev/credit-unions/near/90802)[Credit unions near 94612 (Oakland)](https://rateapi.dev/credit-unions/near/94612) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 95340 in the Merced area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 95340? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 95340? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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