---
title: "Credit Unions Near 95113 (San Jose, CA)"
description: "25 credit unions have branches near ZIP 95113, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/95113"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 95113 — San Jose, CA

25 credit unions have branches near ZIP 95113, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Premier One Credit Union](https://rateapi.dev/credit-unions/california/premier-one)~1.3 mi

Nearest branch: 140 Asbury St, San Jose, CA 95110

[Citizens Equity First Credit Union](https://rateapi.dev/credit-unions/illinois/citizens-equity-first)~1.5 mi

Nearest branch: 670 Lincoln Ave, San Jose, CA 95126-3704

[Mirastar Credit Union](https://rateapi.dev/credit-unions/california/mirastar)~1.5 mi

Nearest branch: 70 W Hedding St, San Jose, CA 95110-1705

[Excite Credit Union](https://rateapi.dev/credit-unions/california/excite)~2.2 mi

Nearest branch: 1695 Alum Rock Ave Ste 50, San Jose, CA 95116-2471

[F3 Credit Union](https://rateapi.dev/credit-unions/california/f3)~2.6 mi

Main office: 1040 Leigh Ave, San Jose, CA 95126

[Patelco Credit Union](https://rateapi.dev/credit-unions/california/patelco)~2.7 mi

Nearest branch: 1775 Story Rd Ste 110, San Jose, CA 95122

[Provident Credit Union](https://rateapi.dev/credit-unions/california/provident)~2.9 mi

Nearest branch: 1757 Technology Dr Ste 10, San Jose, CA 95110-1322

[Technology Credit Union](https://rateapi.dev/credit-unions/california/technology)~3.1 mi

Main office: 2010 N 1st St, San Jose, CA 95131-2018

[Mission City Credit Union](https://rateapi.dev/credit-unions/california/mission-city)~3.4 mi

Main office: 1391 Franklin St, Santa Clara, CA 95050-4710

[Keypoint Credit Union](https://rateapi.dev/credit-unions/california/keypoint)~3.4 mi

Nearest branch: 1055 E Brokaw Rd, San Jose, CA 95131

[Star One Credit Union](https://rateapi.dev/credit-unions/california/star-one)~3.4 mi

Nearest branch: 3136 Stevens Creek Blvd, San Jose, CA 95117

[Meriwest Credit Union](https://rateapi.dev/credit-unions/california/meriwest)~4.1 mi

Nearest branch: 2042 El Camino Real, Santa Clara, CA 95050

[Self-Help Credit Union](https://rateapi.dev/credit-unions/north-carolina/self-help)~4.2 mi

Nearest branch: 1080 S White Rd, San Jose, CA 95127

[First Technology Credit Union](https://rateapi.dev/credit-unions/california/first-technology)~4.8 mi

Main office: 2890 Zanker Rd, San Jose, CA 95134-2118

[Hanscom Credit Union](https://rateapi.dev/credit-unions/massachusetts/hanscom)~4.9 mi

Nearest branch: 700 Gale Dr, Campbell, CA 95008

[Commonwealth Central Credit Union](https://rateapi.dev/credit-unions/california/commonwealth-central)~5.2 mi

Nearest branch: 3075 Union Ave, San Jose, CA 95124

[Stanford Credit Union](https://rateapi.dev/credit-unions/california/stanford)~14.8 mi

Main office: 1860 Embarcadero Rd, Palo Alto, CA 94303-3335

[Monterra Credit Union](https://rateapi.dev/credit-unions/california/monterra)~16.1 mi

Nearest branch: 1735 E Bayshore Rd, East Palo Alto, CA 94303

[1st United Credit Union](https://rateapi.dev/credit-unions/california/1st-united)~16.2 mi

Nearest branch: 2710 Mowry Ave, Fremont, CA 94538-1609

[Sri Credit Union](https://rateapi.dev/credit-unions/california/sri)~17.9 mi

Main office: 333 RAVENSWOOD AVE, MENLO PARK, CA 94025

[East County Schools Credit Union](https://rateapi.dev/credit-unions/california/east-county-schools)~18.1 mi

Nearest branch: 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025-6900

[Bay Credit Union](https://rateapi.dev/credit-unions/california/bay)~21.3 mi

Nearest branch: 255 Mount Hermon Rd Ste C, Scotts Valley, CA 95066-4080

[Polam Credit Union](https://rateapi.dev/credit-unions/california/polam)~21.3 mi

Main office: 770 Marshall St, Redwood City, CA 94063-1846

[San Francisco Credit Union](https://rateapi.dev/credit-unions/california/san-francisco)~21.8 mi

Nearest branch: 510 Veterans Blvd Ste B, Redwood City, CA 94063

[Upward Credit Union](https://rateapi.dev/credit-unions/california/upward)~21.8 mi

Nearest branch: 510 Veterans Blvd Ste B, Redwood City, CA 94063

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All California credit unions](https://rateapi.dev/credit-unions/california)[California auto loan rates](https://rateapi.dev/auto-loan-rates/california)[California mortgage rates](https://rateapi.dev/mortgage-rates/california)[Who can join in California](https://rateapi.dev/who-can-join/california)

## Nearby ZIP areas

[Credit unions near 90012 (Los Angeles)](https://rateapi.dev/credit-unions/near/90012)[Credit unions near 92101 (San Diego)](https://rateapi.dev/credit-unions/near/92101)[Credit unions near 94102 (San Francisco)](https://rateapi.dev/credit-unions/near/94102)[Credit unions near 93721 (Fresno)](https://rateapi.dev/credit-unions/near/93721)[Credit unions near 95814 (Sacramento)](https://rateapi.dev/credit-unions/near/95814)[Credit unions near 90802 (Long Beach)](https://rateapi.dev/credit-unions/near/90802)[Credit unions near 94612 (Oakland)](https://rateapi.dev/credit-unions/near/94612)[Credit unions near 93301 (Bakersfield)](https://rateapi.dev/credit-unions/near/93301)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 95113 in the San Jose area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 95113?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 95113?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 95113 (San Jose, CA) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/95113
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp