--- title: "Credit Unions Near 94538 (Fremont, CA)" description: "25 credit unions have branches near ZIP 94538, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/94538" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 94538 — Fremont, CA 25 credit unions have branches near ZIP 94538, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Technology Credit Union](https://rateapi.dev/credit-unions/california/technology)Branch in this ZIP Nearest branch: 43848 Pacific Commons Blvd, Fremont, CA 94538 [Citizens Equity First Credit Union](https://rateapi.dev/credit-unions/illinois/citizens-equity-first)~1.1 mi Nearest branch: 44047 Osgood Rd, Fremont, CA 94539 [Patelco Credit Union](https://rateapi.dev/credit-unions/california/patelco)Branch in this ZIP Nearest branch: 5166 Mowry Ave, Fremont, CA 94538 [Provident Credit Union](https://rateapi.dev/credit-unions/california/provident)Branch in this ZIP Nearest branch: 39080 Argonaut Way, Fremont, CA 94538 [1st United Credit Union](https://rateapi.dev/credit-unions/california/1st-united)Branch in this ZIP Nearest branch: 2710 Mowry Ave, Fremont, CA 94538-1609 [Meriwest Credit Union](https://rateapi.dev/credit-unions/california/meriwest)~5.5 mi Nearest branch: 117 N Milpitas Blvd, Milpitas, CA 95035 [Keypoint Credit Union](https://rateapi.dev/credit-unions/california/keypoint)~5.8 mi Nearest branch: 573 E CALAVERAS BLVD, Milpitas, CA 95035 [First Technology Credit Union](https://rateapi.dev/credit-unions/california/first-technology)~6.2 mi Nearest branch: 181 E Tasman Dr Ste 10, San Jose, CA 95134-3389 [Mirastar Credit Union](https://rateapi.dev/credit-unions/california/mirastar)~6.5 mi Nearest branch: 110 W Tasman Dr, San Jose, CA 95134 [Star One Credit Union](https://rateapi.dev/credit-unions/california/star-one)~7.1 mi Main office: 1306 Bordeaux Dr, Sunnyvale, CA 94089-1005 [F3 Credit Union](https://rateapi.dev/credit-unions/california/f3)~8.6 mi Nearest branch: 1750 Lundy Ave, San Jose, CA 95101-9001 [Premier One Credit Union](https://rateapi.dev/credit-unions/california/premier-one)~8.7 mi Nearest branch: 1193 E Arques Ave, Sunnyvale, CA 94085-3904 [Stanford Credit Union](https://rateapi.dev/credit-unions/california/stanford)~9.3 mi Main office: 1860 Embarcadero Rd, Palo Alto, CA 94303-3335 [Monterra Credit Union](https://rateapi.dev/credit-unions/california/monterra)~10.3 mi Nearest branch: 1735 E Bayshore Rd, East Palo Alto, CA 94303 [Mission City Credit Union](https://rateapi.dev/credit-unions/california/mission-city)~10.6 mi Main office: 1391 Franklin St, Santa Clara, CA 95050-4710 [Excite Credit Union](https://rateapi.dev/credit-unions/california/excite)~11.7 mi Nearest branch: 1695 Alum Rock Ave Ste 50, San Jose, CA 95116-2471 [Sri Credit Union](https://rateapi.dev/credit-unions/california/sri)~12.4 mi Main office: 333 RAVENSWOOD AVE, MENLO PARK, CA 94025 [Self-Help Credit Union](https://rateapi.dev/credit-unions/north-carolina/self-help)~12.5 mi Nearest branch: 1080 S White Rd, San Jose, CA 95127 [Nuvision Credit Union](https://rateapi.dev/credit-unions/california/nuvision)~13.0 mi Nearest branch: 1030 La Playa Dr, Hayward, CA 94545-2142 [Uncle Credit Union](https://rateapi.dev/credit-unions/california/uncle)~13.1 mi Nearest branch: 1987 Santa Rita Rd Ste A, PLEASANTON, CA 94566-4748 [Bay Cities Credit Union](https://rateapi.dev/credit-unions/california/bay-cities)~13.6 mi Main office: 22777 Main St, Hayward, CA 94541-5113 [The Police Credit Union](https://rateapi.dev/credit-unions/california/the-police)~13.9 mi Nearest branch: 6689 Owens Dr Ste 125, Pleasanton, CA 94588 [Hanscom Credit Union](https://rateapi.dev/credit-unions/massachusetts/hanscom)~14.4 mi Nearest branch: 700 Gale Dr, Campbell, CA 95008 [East County Schools Credit Union](https://rateapi.dev/credit-unions/california/east-county-schools)~14.5 mi Nearest branch: 2440 Sand Hill Rd Ste 301, Menlo Park, CA 94025-6900 [Polam Credit Union](https://rateapi.dev/credit-unions/california/polam)~14.8 mi Main office: 770 Marshall St, Redwood City, CA 94063-1846 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All California credit unions](https://rateapi.dev/credit-unions/california)[California auto loan rates](https://rateapi.dev/auto-loan-rates/california)[California mortgage rates](https://rateapi.dev/mortgage-rates/california)[Who can join in California](https://rateapi.dev/who-can-join/california) ## Nearby ZIP areas [Credit unions near 90012 (Los Angeles)](https://rateapi.dev/credit-unions/near/90012)[Credit unions near 92101 (San Diego)](https://rateapi.dev/credit-unions/near/92101)[Credit unions near 95113 (San Jose)](https://rateapi.dev/credit-unions/near/95113)[Credit unions near 94102 (San Francisco)](https://rateapi.dev/credit-unions/near/94102)[Credit unions near 93721 (Fresno)](https://rateapi.dev/credit-unions/near/93721)[Credit unions near 95814 (Sacramento)](https://rateapi.dev/credit-unions/near/95814)[Credit unions near 90802 (Long Beach)](https://rateapi.dev/credit-unions/near/90802)[Credit unions near 94612 (Oakland)](https://rateapi.dev/credit-unions/near/94612) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 94538 in the Fremont area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 94538? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 94538? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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