--- title: "Credit Unions Near 93454 (Santa Maria, CA)" description: "25 credit unions have branches near ZIP 93454, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/93454" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 93454 — Santa Maria, CA 25 credit unions have branches near ZIP 93454, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Coasthills Credit Union](https://rateapi.dev/credit-unions/california/coasthills)Branch in this ZIP Main office: 1075 E Betteravia Rd, Santa Maria, CA 93454 [Santa Barbara Teachers Credit Union](https://rateapi.dev/credit-unions/california/santa-barbara-teachers)~9.8 mi Nearest branch: 2615 S Miller St Ste 110, Santa Maria, CA 93455-1775 [Sesloc Credit Union](https://rateapi.dev/credit-unions/california/sesloc)Branch in this ZIP Nearest branch: 2506 S Broadway, Santa Maria, CA 93454 [Slo Credit Union](https://rateapi.dev/credit-unions/california/slo)~33.5 mi Main office: 1220 Osos St, San Luis Obispo, CA 93401-3620 [Kinecta Credit Union](https://rateapi.dev/credit-unions/california/kinecta)~40.4 mi Nearest branch: 145 Santa Felicia Dr, Goleta, CA 93117-2804 [Keypoint Credit Union](https://rateapi.dev/credit-unions/california/keypoint)~40.7 mi Nearest branch: 7062 Market Place Dr, Goleta, CA 93117-5902 [Santa Barbara County Credit Union](https://rateapi.dev/credit-unions/california/santa-barbara-county)~45.4 mi Main office: 2623 De La Vina St, Santa Barbara, CA 93105-3823 [Safe 1 Credit Union](https://rateapi.dev/credit-unions/california/safe-1)~47.4 mi Nearest branch: 1092 Kern St, Taft, CA 93268 [Educational Employees Credit Union](https://rateapi.dev/credit-unions/california/educational-employees)~51.9 mi Nearest branch: 2341 Theatre Dr, Paso Robles, CA 93446-9604 [Valley Strong Credit Union](https://rateapi.dev/credit-unions/california/valley-strong)~65.9 mi Nearest branch: 1341 Allen Rd, Bakersfield, CA 93314-9748 [Strata Credit Union](https://rateapi.dev/credit-unions/california/strata)~68.1 mi Nearest branch: 2830 CA-46, Wasco, CA 93280 [Altaone Credit Union](https://rateapi.dev/credit-unions/california/altaone)~70.4 mi Nearest branch: 11211 River Run Blvd, Bakersfield, CA 93311 [Energy One Credit Union](https://rateapi.dev/credit-unions/oklahoma/energy-one)~71.1 mi Nearest branch: 9600 Ming Ave Ste 146, Bakersfield, CA 93311 [Ventura County Credit Union](https://rateapi.dev/credit-unions/california/ventura-county)~72.6 mi Main office: 2575 Vista Del Mar Dr, Ventura, CA 93001 [Oceanair Credit Union](https://rateapi.dev/credit-unions/california/oceanair)~73.3 mi Nearest branch: 3636 Dean Dr, Ventura, CA 93003-3486 [County Schools Credit Union](https://rateapi.dev/credit-unions/california/county-schools)~73.7 mi Nearest branch: 6085 King Dr Unit 102, Ventura, CA 93003-7178 [Firefighters First Credit Union](https://rateapi.dev/credit-unions/california/firefighters-first)~73.7 mi Nearest branch: 7900 Downing Ave, Bakersfield, CA 93308 [Chevron Credit Union](https://rateapi.dev/credit-unions/california/chevron)~74.3 mi Nearest branch: 5060 California Ave Ste 190, Bakersfield, CA 93309-7077 [Schoolsfirst Credit Union](https://rateapi.dev/credit-unions/california/schoolsfirst)~75.0 mi Nearest branch: 5280 Valentine Rd, Ventura, CA 93003 [Families and Schools Together Credit Union](https://rateapi.dev/credit-unions/california/families-and-schools-together)~75.1 mi Nearest branch: 744 Skyline Blvd, Avenal, CA 93204 [Communityamerica Credit Union](https://rateapi.dev/credit-unions/kansas/communityamerica)~75.3 mi Nearest branch: 1722 S Victoria Ave, Ventura, CA 93003 [Premier America Credit Union](https://rateapi.dev/credit-unions/california/premier-america)~75.3 mi Nearest branch: 1794 S Victoria Ave Ste B, Ventura, CA 93003-6787 [Bakersfield City Employees Credit Union](https://rateapi.dev/credit-unions/california/bakersfield-city-employees)~75.9 mi Main office: 2817 16th St, Bakersfield, CA 93301-3210 [Self-Help Credit Union](https://rateapi.dev/credit-unions/north-carolina/self-help)~76.7 mi Nearest branch: 2100 H St, Bakersfield, CA 93301 [Espeeco Credit Union](https://rateapi.dev/credit-unions/california/espeeco)~76.9 mi Main office: 2801 H St, Bakersfield, CA 93301-1913 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All California credit unions](https://rateapi.dev/credit-unions/california)[California auto loan rates](https://rateapi.dev/auto-loan-rates/california)[California mortgage rates](https://rateapi.dev/mortgage-rates/california)[Who can join in California](https://rateapi.dev/who-can-join/california) ## Nearby ZIP areas [Credit unions near 90012 (Los Angeles)](https://rateapi.dev/credit-unions/near/90012)[Credit unions near 92101 (San Diego)](https://rateapi.dev/credit-unions/near/92101)[Credit unions near 95113 (San Jose)](https://rateapi.dev/credit-unions/near/95113)[Credit unions near 94102 (San Francisco)](https://rateapi.dev/credit-unions/near/94102)[Credit unions near 93721 (Fresno)](https://rateapi.dev/credit-unions/near/93721)[Credit unions near 95814 (Sacramento)](https://rateapi.dev/credit-unions/near/95814)[Credit unions near 90802 (Long Beach)](https://rateapi.dev/credit-unions/near/90802)[Credit unions near 94612 (Oakland)](https://rateapi.dev/credit-unions/near/94612) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 93454 in the Santa Maria area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 93454? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 93454? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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