---
title: "Credit Unions Near 89431 (Sparks, NV)"
description: "25 credit unions have branches near ZIP 89431, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/89431"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 89431 — Sparks, NV

25 credit unions have branches near ZIP 89431, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[America First Credit Union](https://rateapi.dev/credit-unions/utah/america-first)~1.6 mi

Nearest branch: 1440 E Lincoln Way, Sparks, NV 89434

[United Credit Union](https://rateapi.dev/credit-unions/michigan/united)~1.7 mi

Nearest branch: 1430 E Prater Way, Sparks, NV 89434

[Sierra Pacific Credit Union](https://rateapi.dev/credit-unions/nevada/sierra-pacific)~1.9 mi

Nearest branch: 5580 Mill St Ste 700, Reno, NV 89502

[Greater Nevada Credit Union](https://rateapi.dev/credit-unions/nevada/greater-nevada)~2.7 mi

Nearest branch: 120 Salomon Ct, Sparks, NV 89434-6634

[One Nevada Credit Union](https://rateapi.dev/credit-unions/nevada/one-nevada)~2.8 mi

Nearest branch: 1296 E Plumb Ln Ste A, Reno, NV 89502-6917

[Great Basin Credit Union](https://rateapi.dev/credit-unions/nevada/great-basin)~3.3 mi

Nearest branch: 381 Los Altos Pkwy, Sparks, NV 89436-7731

[Mountain America Credit Union](https://rateapi.dev/credit-unions/utah/mountain-america)~3.4 mi

Nearest branch: 700 Los Altos Pkwy, Sparks, NV 89436-7753

[Weststar Credit Union](https://rateapi.dev/credit-unions/nevada/weststar)~3.9 mi

Nearest branch: 394 E Moana Ln, Reno, NV 89502

[Churchill County Credit Union](https://rateapi.dev/credit-unions/nevada/churchill-county)~52.1 mi

Main office: 667 S Maine St, Fallon, NV 89406-3801

[Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~55.4 mi

Nearest branch: 4755 Pasture Rd, Fallon, NV 89496

[Sierra Central Credit Union](https://rateapi.dev/credit-unions/california/sierra-central)~71.7 mi

Nearest branch: 1000 Plaza Dr, Grass Valley, CA 95945

[First U.s. Community Credit Union](https://rateapi.dev/credit-unions/california/first-us-community)~71.7 mi

Nearest branch: 2090 Nevada City Hwy, Grass Valley, CA 95945

[Lassen County Credit Union](https://rateapi.dev/credit-unions/california/lassen-county)~76.5 mi

Main office: 2605 Riverside Dr, Susanville, CA 96130

[Schoolsfirst Credit Union](https://rateapi.dev/credit-unions/california/schoolsfirst)~81.5 mi

Nearest branch: 4278 Golden Center Dr Ste 100, Placerville, CA 95667

[Safe Credit Union](https://rateapi.dev/credit-unions/california/safe)~95.0 mi

Nearest branch: 111 Ferrari Ranch Rd, Lincoln, CA 95648

[First Technology Credit Union](https://rateapi.dev/credit-unions/california/first-technology)~95.7 mi

Nearest branch: 1011 Sunset Blvd, Rocklin, CA 95765

[Provident Credit Union](https://rateapi.dev/credit-unions/california/provident)~95.9 mi

Nearest branch: 2475 Iron Point Rd Ste 110, Folsom, CA 95630-8755

[Patelco Credit Union](https://rateapi.dev/credit-unions/california/patelco)~96.2 mi

Nearest branch: 1300 E Bidwell St Ste 155, Folsom, CA 95630

[Sacramento Credit Union](https://rateapi.dev/credit-unions/california/sacramento)~97.2 mi

Nearest branch: 1705 Iron Point Rd Ste 100, Folsom, CA 95630

[Firefighters First Credit Union](https://rateapi.dev/credit-unions/california/firefighters-first)~97.5 mi

Nearest branch: 1380 Lead Hill Blvd Ste 104, Roseville, CA 95661

[California Community Credit Union](https://rateapi.dev/credit-unions/california/california-community)~98.1 mi

Nearest branch: 130 Sunrise Ave, Roseville, CA 95661-3424

[Heritage Community Credit Union](https://rateapi.dev/credit-unions/california/heritage-community)~98.1 mi

Nearest branch: 13385 Folsom Blvd Ste 200, Folsom, CA 95630-8004

[Ukrainian Credit Union](https://rateapi.dev/credit-unions/new-york/ukrainian)~101.3 mi

Nearest branch: 7084 Auburn Blvd Ste 100, Citrus Heights, CA 95621-4334

[Central State Credit Union](https://rateapi.dev/credit-unions/california/central-state)~104.3 mi

Nearest branch: 462 Saint Charles St, San Andreas, CA 95249-9664

[Polam Credit Union](https://rateapi.dev/credit-unions/california/polam)~104.3 mi

Nearest branch: 4313 Elkhorn Blvd, Sacramento, CA 95842

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Nevada credit unions](https://rateapi.dev/credit-unions/nevada)[Nevada auto loan rates](https://rateapi.dev/auto-loan-rates/nevada)[Nevada mortgage rates](https://rateapi.dev/mortgage-rates/nevada)[Who can join in Nevada](https://rateapi.dev/who-can-join/nevada)

## Nearby ZIP areas

[Credit unions near 89101 (Las Vegas)](https://rateapi.dev/credit-unions/near/89101)[Credit unions near 89015 (Henderson)](https://rateapi.dev/credit-unions/near/89015)[Credit unions near 89501 (Reno)](https://rateapi.dev/credit-unions/near/89501)[Credit unions near 89030 (North Las Vegas)](https://rateapi.dev/credit-unions/near/89030)[Credit unions near 89701 (Carson City)](https://rateapi.dev/credit-unions/near/89701)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 89431 in the Sparks area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 89431?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 89431?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 89431 (Sparks, NV) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/89431
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp