--- title: "Credit Unions Near 85004 (Phoenix, AZ)" description: "25 credit unions have branches near ZIP 85004, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/85004" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 85004 — Phoenix, AZ 25 credit unions have branches near ZIP 85004, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Desert Financial Credit Union](https://rateapi.dev/credit-unions/arizona/desert-financial)Branch in this ZIP Nearest branch: 411 N Central Ave Ste 140, Phoenix, AZ 85004 [Mountain America Credit Union](https://rateapi.dev/credit-unions/utah/mountain-america)Branch in this ZIP Nearest branch: 302 E McDowell Rd, Phoenix, AZ 85004 [Banner Credit Union](https://rateapi.dev/credit-unions/arizona/banner)~1.1 mi Nearest branch: 1111 E McDowell Rd, Phoenix, AZ 85006 [Arizona Central Credit Union](https://rateapi.dev/credit-unions/arizona/arizona-central)Branch in this ZIP Main office: 2020 N Central Ave Ste 200, Phoenix, AZ 85004 [Marisol Credit Union](https://rateapi.dev/credit-unions/arizona/marisol)~1.3 mi Main office: 1515 W Roosevelt St, Phoenix, AZ 85007-2034 [Oneaz Credit Union](https://rateapi.dev/credit-unions/arizona/oneaz)~1.7 mi Nearest branch: 1812 W Monroe St, PHOENIX, AZ 85007 [U-Haul Credit Union](https://rateapi.dev/credit-unions/arizona/u-haul)Branch in this ZIP Main office: 2700 N 3rd St Ste 1000, Phoenix, AZ 85004-4625 [Aero Credit Union](https://rateapi.dev/credit-unions/arizona/aero)~1.9 mi Nearest branch: 1944 E Sky Harbor Cir N, Phoenix, AZ 85034 [Copper State Credit Union](https://rateapi.dev/credit-unions/arizona/copper-state)~2.5 mi Nearest branch: 1640 W Thomas Rd, Phoenix, AZ 85015-6105 [Em Credit Union](https://rateapi.dev/credit-unions/arizona/em)~2.9 mi Nearest branch: 2223 E Magnolia St, Phoenix, AZ 85034-6816 [First Credit Union](https://rateapi.dev/credit-unions/arizona/first)~3.2 mi Nearest branch: 803 E Devonshire Ave, Phoenix, AZ 85014 [Interfaith Credit Union](https://rateapi.dev/credit-unions/california/interfaith)~3.8 mi Nearest branch: 1550 E Meadowbrook Ave Ste B, Phoenix, AZ 85014-4040 [Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~4.1 mi Nearest branch: 1928 E Highland Ave, Phoenix, AZ 85016-4626 [Arizona Financial Credit Union](https://rateapi.dev/credit-unions/arizona/arizona-financial)~4.2 mi Nearest branch: 1505 E Southern Ave, Phoenix, AZ 85040-3531 [American Airlines Credit Union](https://rateapi.dev/credit-unions/texas/american-airlines)~4.2 mi Nearest branch: 3800 E Sky Harbor Blvd Terminal 4, Phoenix, AZ 85034 [Pima Credit Union](https://rateapi.dev/credit-unions/arizona/pima)~4.5 mi Nearest branch: 645 E Missouri Ave, Phoenix, AZ 85012 [Credit Union West Credit Union](https://rateapi.dev/credit-unions/arizona/credit-union-west)~4.5 mi Nearest branch: 5241 N 16th St Ste 4, Phoenix, AZ 85016-3201 [Notre Dame Credit Union](https://rateapi.dev/credit-unions/indiana/notre-dame)~4.9 mi Nearest branch: 4645 N 32nd St Ste 100A, Phoenix, AZ 85018-3389 [Global Credit Union](https://rateapi.dev/credit-unions/alaska/global)~5.3 mi Nearest branch: 3300 W Camelback Rd, Phoenix, AZ 85017 [Sharefax Credit Union](https://rateapi.dev/credit-unions/ohio/sharefax)~5.3 mi Nearest branch: 615 N 48th St, Phoenix, AZ 85008-6608 [Truwest Credit Union](https://rateapi.dev/credit-unions/arizona/truwest)~5.7 mi Nearest branch: 5136 E Roosevelt St, Phoenix, AZ 85008-7322 [Southwest Airlines Credit Union](https://rateapi.dev/credit-unions/texas/southwest-airlines)~6.1 mi Nearest branch: 4645 E Cotton Center Blvd Ste 115, Phoenix, AZ 85040 [America First Credit Union](https://rateapi.dev/credit-unions/utah/america-first)~6.7 mi Nearest branch: 1511 N Project Dr, Tempe, AZ 85288-1761 [Sierra Pacific Credit Union](https://rateapi.dev/credit-unions/nevada/sierra-pacific)~7.3 mi Nearest branch: 1600 E Northern Ave, Phoenix, AZ 85020-3933 [Alhambra Credit Union](https://rateapi.dev/credit-unions/arizona/alhambra)~7.5 mi Main office: 7339 N 35th Ave, Phoenix, AZ 85051 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Arizona credit unions](https://rateapi.dev/credit-unions/arizona)[Arizona auto loan rates](https://rateapi.dev/auto-loan-rates/arizona)[Arizona mortgage rates](https://rateapi.dev/mortgage-rates/arizona)[Who can join in Arizona](https://rateapi.dev/who-can-join/arizona) ## Nearby ZIP areas [Credit unions near 85701 (Tucson)](https://rateapi.dev/credit-unions/near/85701)[Credit unions near 85201 (Mesa)](https://rateapi.dev/credit-unions/near/85201)[Credit unions near 85225 (Chandler)](https://rateapi.dev/credit-unions/near/85225)[Credit unions near 85251 (Scottsdale)](https://rateapi.dev/credit-unions/near/85251)[Credit unions near 85301 (Glendale)](https://rateapi.dev/credit-unions/near/85301)[Credit unions near 85234 (Gilbert)](https://rateapi.dev/credit-unions/near/85234)[Credit unions near 85281 (Tempe)](https://rateapi.dev/credit-unions/near/85281)[Credit unions near 85345 (Peoria)](https://rateapi.dev/credit-unions/near/85345) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 85004 in the Phoenix area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 85004? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 85004? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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