---
title: "Credit Unions Near 79401 (Lubbock, TX)"
description: "25 credit unions have branches near ZIP 79401, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/79401"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 79401 — Lubbock, TX

25 credit unions have branches near ZIP 79401, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Westex Credit Union](https://rateapi.dev/credit-unions/texas/westex)Branch in this ZIP

Main office: 901 Avenue Q, Lubbock, TX 79401

[First Basin Credit Union](https://rateapi.dev/credit-unions/texas/first-basin)~2.6 mi

Nearest branch: 3805 19th St, Lubbock, TX 79410

[Texas Tech Credit Union](https://rateapi.dev/credit-unions/texas/texas-tech)~2.7 mi

Nearest branch: 3601 4th St # 1A98, Lubbock, TX 79430-0002

[Citizens Credit Union](https://rateapi.dev/credit-unions/texas/citizens)~3.1 mi

Nearest branch: 3007 50th St, Lubbock, TX 79413

[Santa Fe Credit Union](https://rateapi.dev/credit-unions/texas/santa-fe)~3.9 mi

Nearest branch: 4210 50th St Ste E, Lubbock, TX 79413

[Complex Community Credit Union](https://rateapi.dev/credit-unions/texas/complex-community)~5.0 mi

Nearest branch: 8603 University Ave, Lubbock, TX 79423

[Hockley County Credit Union](https://rateapi.dev/credit-unions/texas/hockley-county)~30.0 mi

Main office: 504 Clubview Dr, Levelland, TX 79336

[Texas Plains Credit Union](https://rateapi.dev/credit-unions/texas/texas-plains)~30.5 mi

Nearest branch: 1801 US-87 Frontage Rd, Tahoka, TX 79373

[Brownfield Credit Union](https://rateapi.dev/credit-unions/texas/brownfield)~36.5 mi

Nearest branch: 1323 Tahoka Rd, Brownfield, TX 79316

[Plains Credit Union](https://rateapi.dev/credit-unions/texas/plains)~42.1 mi

Main office: 209 W 4th St, Plainview, TX 79072

[Cochran County Schools Credit Union](https://rateapi.dev/credit-unions/texas/cochran-county-schools)~53.1 mi

Main office: 118 SW 1st ST, MORTON, TX 79346-3010

[Caprock Credit Union](https://rateapi.dev/credit-unions/texas/caprock)~59.3 mi

Main office: 709 N 1ST ST, LAMESA, TX 79331

[Estacado Credit Union](https://rateapi.dev/credit-unions/new-mexico/estacado)~70.9 mi

Nearest branch: 324 N MAIN AVE, DENVER CITY, TX 79323-3242

[Hereford Texas Credit Union](https://rateapi.dev/credit-unions/texas/hereford-texas)~71.7 mi

Nearest branch: 200 N Broadway St, Dimmitt, TX 79027-1824

[Friona Texas Credit Union](https://rateapi.dev/credit-unions/texas/friona-texas)~88.4 mi

Nearest branch: 710 W 11th St, Friona, TX 79035

[Education Credit Union](https://rateapi.dev/credit-unions/texas/education)~94.0 mi

Nearest branch: 1900 FM 2590, Canyon, TX 79015

[First Financial Credit Union](https://rateapi.dev/credit-unions/new-mexico/first-financial)~94.8 mi

Nearest branch: 700 W 2nd St, Portales, NM 88130-6242

[Big Spring Education Employees Credit Union](https://rateapi.dev/credit-unions/texas/big-spring-education-employees)~95.3 mi

Main office: 1110 S BENTON ST, BIG SPRING, TX 79720

[Cosden Credit Union](https://rateapi.dev/credit-unions/texas/cosden)~96.4 mi

Main office: 400 E MARCY DR, BIG SPRING, TX 79720-5714

[Andrews School Credit Union](https://rateapi.dev/credit-unions/texas/andrews-school)~96.4 mi

Main office: 405 NW 3rd St, Andrews, TX 79714-5014

[Cannon Credit Union](https://rateapi.dev/credit-unions/new-mexico/cannon)~97.0 mi

Main office: 4205 N Prince St, Clovis, NM 88101

[The People's Credit Union](https://rateapi.dev/credit-unions/texas/the-peoples)~97.7 mi

Nearest branch: 120 Hunsley Rd, Canyon, TX 79015-1730

[City Credit Union](https://rateapi.dev/credit-unions/texas/city)~106.4 mi

Nearest branch: 8100 S Soncy Rd, Amarillo, TX 79119

[Access Community Credit Union](https://rateapi.dev/credit-unions/texas/access-community)~107.4 mi

Main office: 6401 Bell St, Amarillo, TX 79109

[ACFCU Credit Union](https://rateapi.dev/credit-unions/texas/acfcu)~107.7 mi

Nearest branch: 6030 S Western St, Amarillo, TX 79110

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Texas credit unions](https://rateapi.dev/credit-unions/texas)[Texas auto loan rates](https://rateapi.dev/auto-loan-rates/texas)[Texas mortgage rates](https://rateapi.dev/mortgage-rates/texas)[Who can join in Texas](https://rateapi.dev/who-can-join/texas)

## Nearby ZIP areas

[Credit unions near 76010 (Arlington)](https://rateapi.dev/credit-unions/near/76010)[Credit unions near 75074 (Plano)](https://rateapi.dev/credit-unions/near/75074)[Credit unions near 78040 (Laredo)](https://rateapi.dev/credit-unions/near/78040)[Credit unions near 75040 (Garland)](https://rateapi.dev/credit-unions/near/75040)[Credit unions near 75061 (Irving)](https://rateapi.dev/credit-unions/near/75061)[Credit unions near 79101 (Amarillo)](https://rateapi.dev/credit-unions/near/79101)[Credit unions near 75050 (Grand Prairie)](https://rateapi.dev/credit-unions/near/75050)[Credit unions near 78520 (Brownsville)](https://rateapi.dev/credit-unions/near/78520)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 79401 in the Lubbock area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 79401?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 79401?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 79401 (Lubbock, TX) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/79401
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
