--- title: "Credit Unions Near 78040 (Laredo, TX)" description: "25 credit unions have branches near ZIP 78040, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/78040" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 78040 — Laredo, TX 25 credit unions have branches near ZIP 78040, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Tex Mex Credit Union](https://rateapi.dev/credit-unions/texas/tex-mex)Branch in this ZIP Main office: 1420 Cedar Ave, Laredo, TX 78040-7956 [Laredo Credit Union](https://rateapi.dev/credit-unions/texas/laredo)Branch in this ZIP Main office: 1119 Corpus Christi St, Laredo, TX 78040-5258 [South Texas Regional Credit Union](https://rateapi.dev/credit-unions/texas/south-texas-regional)~2.3 mi Nearest branch: 5002 Tesoro Plz, Laredo, TX 78041-5744 [Starr County Teachers Credit Union](https://rateapi.dev/credit-unions/texas/starr-county-teachers)~82.0 mi Nearest branch: 801 N Garcia St, Roma, TX 78584 [Chemcel Credit Union](https://rateapi.dev/credit-unions/texas/chemcel)~85.0 mi Nearest branch: 2740 East Main Street, Alice, TX 78332 [Coastlife Credit Union](https://rateapi.dev/credit-unions/texas/coastlife)~85.0 mi Nearest branch: 2310 E Main St, Alice, TX 78332 [Cowboy Country Credit Union](https://rateapi.dev/credit-unions/texas/cowboy-country)~85.2 mi Main office: 501 SOUTH BROADWAY, PREMONT, TX 78375 [Gulf Coast Credit Union](https://rateapi.dev/credit-unions/texas/gulf-coast)~90.6 mi Nearest branch: 1909 E Main St, Alice, TX 78332 [Texas Community Credit Union](https://rateapi.dev/credit-unions/texas/texas-community)~100.5 mi Main office: 605 E Caesar Ave, Kingsville, TX 78363 [Rally Credit Union](https://rateapi.dev/credit-unions/texas/rally)~100.9 mi Nearest branch: 2940 S Brahma Blvd, Kingsville, TX 78363-7146 [Border Credit Union](https://rateapi.dev/credit-unions/texas/border)~101.1 mi Nearest branch: 2344 El Indio Hwy, Eagle Pass, TX 78852 [Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~101.2 mi Nearest branch: 500 Moffett Ave, Kingsville, TX 78363 [Synergy Credit Union](https://rateapi.dev/credit-unions/texas/synergy)~103.7 mi Nearest branch: 301 E Le Roy St, Three Rivers, TX 78071 [La Joya Area Credit Union](https://rateapi.dev/credit-unions/texas/la-joya-area)~106.2 mi Nearest branch: 214 W Expressway 83, La Joya, TX 78560 [Security Service Credit Union](https://rateapi.dev/credit-unions/texas/security-service)~114.9 mi Nearest branch: 124 S Shary Rd, Mission, TX 78572-8214 [Security First Credit Union](https://rateapi.dev/credit-unions/texas/security-first)~115.6 mi Nearest branch: 1409 E GRIFFIN PKWY, Mission, TX 78572 [Greater Texas Credit Union](https://rateapi.dev/credit-unions/texas/greater-texas)~116.5 mi Nearest branch: 416 S Jackson Rd, Edinburg, TX 78539-0161 [South Texas Credit Union](https://rateapi.dev/credit-unions/texas/south-texas)~116.9 mi Main office: 2121 W Dove Ave, McAllen, TX 78504-4064 [Edinburg Teachers Credit Union](https://rateapi.dev/credit-unions/texas/edinburg-teachers)~117.1 mi Main office: 900 W University Dr, Edinburg, TX 78539 [Members First Credit Union](https://rateapi.dev/credit-unions/texas/members-first)~119.6 mi Nearest branch: 11166 Up River Rd, Corpus Christi, TX 78410 [Naft Credit Union](https://rateapi.dev/credit-unions/texas/naft)~119.8 mi Nearest branch: 4301 N Sugar Rd, Pharr, TX 78577-8082 [Star Financial Credit Union](https://rateapi.dev/credit-unions/texas/star-financial)~120.2 mi Main office: 10429 Leopard St, Corpus Christi, TX 78410-1933 [Nspire Credit Union](https://rateapi.dev/credit-unions/texas/nspire)~126.7 mi Main office: 501 W Merriman St, Sinton, TX 78387-2412 [Texas Bridge Credit Union](https://rateapi.dev/credit-unions/texas/texas-bridge)~128.1 mi Nearest branch: 2140 Gollihar Rd, Corpus Christi, TX 78416 [Select Credit Union](https://rateapi.dev/credit-unions/texas/select)~128.4 mi Nearest branch: 2308 18th St, Hondo, TX 78861 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Texas credit unions](https://rateapi.dev/credit-unions/texas)[Texas auto loan rates](https://rateapi.dev/auto-loan-rates/texas)[Texas mortgage rates](https://rateapi.dev/mortgage-rates/texas)[Who can join in Texas](https://rateapi.dev/who-can-join/texas) ## Nearby ZIP areas [Credit unions near 76010 (Arlington)](https://rateapi.dev/credit-unions/near/76010)[Credit unions near 75074 (Plano)](https://rateapi.dev/credit-unions/near/75074)[Credit unions near 79401 (Lubbock)](https://rateapi.dev/credit-unions/near/79401)[Credit unions near 75040 (Garland)](https://rateapi.dev/credit-unions/near/75040)[Credit unions near 75061 (Irving)](https://rateapi.dev/credit-unions/near/75061)[Credit unions near 79101 (Amarillo)](https://rateapi.dev/credit-unions/near/79101)[Credit unions near 75050 (Grand Prairie)](https://rateapi.dev/credit-unions/near/75050)[Credit unions near 78520 (Brownsville)](https://rateapi.dev/credit-unions/near/78520) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 78040 in the Laredo area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 78040? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 78040? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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