---
title: "Credit Unions Near 76541 (Killeen, TX)"
description: "25 credit unions have branches near ZIP 76541, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/76541"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 76541 — Killeen, TX

25 credit unions have branches near ZIP 76541, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Texell Credit Union](https://rateapi.dev/credit-unions/texas/texell)Branch in this ZIP

Nearest branch: 2208 Sunny Ln, Killeen, TX 76541

[Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)Branch in this ZIP

Nearest branch: 500 W Central Texas Expy, Killeen, TX 76541

[Greater Central Texas Credit Union](https://rateapi.dev/credit-unions/texas/greater-central-texas)~2.8 mi

Main office: 3305 E Elms Rd, Killeen, TX 76542

[Covenant Savings Credit Union](https://rateapi.dev/credit-unions/texas/covenant-savings)~3.2 mi

Main office: 2904 E Stan Schlueter loop Bldg A, Killeen, TX 76542-4813

[A+ Credit Union](https://rateapi.dev/credit-unions/texas/a)~5.0 mi

Nearest branch: 400 W Central Texas Expy, Harker Heights, TX 76548-1745

[Heart O' Texas Credit Union](https://rateapi.dev/credit-unions/texas/heart-o-texas)~8.8 mi

Nearest branch: 1612 S Fort Hood St, Killeen, TX 76542-1672

[Educators Credit Union](https://rateapi.dev/credit-unions/texas/educators)~10.2 mi

Nearest branch: 201 E Robertson Ave, COPPERAS COVE, TX 76522

[Belton Credit Union](https://rateapi.dev/credit-unions/texas/belton)~16.4 mi

Main office: 400 N Wall St, Belton, TX 76513

[Scott and White Employees Credit Union](https://rateapi.dev/credit-unions/texas/scott-and-white-employees)~21.6 mi

Main office: 2401 S 31st St, Temple, TX 76508-0001

[Temple Santa Fe Community Credit Union](https://rateapi.dev/credit-unions/texas/temple-santa-fe-community)~21.6 mi

Nearest branch: 2401 S 31st St, Temple, TX 76508

[Rocket Credit Union](https://rateapi.dev/credit-unions/texas/rocket)~29.3 mi

Main office: 905 W McGregor Dr, McGregor, TX 76657-1133

[University Credit Union](https://rateapi.dev/credit-unions/texas/university)~29.9 mi

Nearest branch: 4409 Williams Dr, Georgetown, TX 78628-1383

[United Heritage Credit Union](https://rateapi.dev/credit-unions/texas/united-heritage)~32.8 mi

Nearest branch: 12 Waters Edge Cir, Georgetown, TX 78626

[randolph-brooks Credit Union](https://rateapi.dev/credit-unions/texas/randolph-brooks)~33.3 mi

Nearest branch: 1209 W University Ave, Georgetown, TX 78628-1282

[Austin Telco Credit Union](https://rateapi.dev/credit-unions/texas/austin-telco)~33.4 mi

Nearest branch: 501 W University Ave, Georgetown, TX 78626-6603

[Genco Credit Union](https://rateapi.dev/credit-unions/texas/genco)~38.0 mi

Nearest branch: 230 N Frontage Rd, Lorena, TX 76655

[First Central Credit Union](https://rateapi.dev/credit-unions/texas/first-central)~39.7 mi

Nearest branch: 9101 Chapel Rd, Waco, TX 76712

[Velocity Credit Union](https://rateapi.dev/credit-unions/texas/velocity)~40.2 mi

Nearest branch: 1230 E New Hope Dr, Cedar Park, TX 78613

[Greater Texas Credit Union](https://rateapi.dev/credit-unions/texas/greater-texas)~41.0 mi

Nearest branch: 1600 N Bell Blvd, Cedar Park, TX 78613-7082

[Baker Hughes Credit Union](https://rateapi.dev/credit-unions/texas/baker-hughes)~42.2 mi

Nearest branch: 720 N 64th St, Waco, TX 76710-4387

[Matagorda County Credit Union](https://rateapi.dev/credit-unions/texas/matagorda-county)~42.2 mi

Nearest branch: 720 N 64TH ST, WACO, TX 76710

[Amplify Credit Union](https://rateapi.dev/credit-unions/texas/amplify)~42.3 mi

Nearest branch: 5001 183A Toll Rd Ste 500, Cedar Park, TX 78613-7903

[Members Choice of Central Texas Credit Union](https://rateapi.dev/credit-unions/texas/members-choice-of-central-texas)~43.1 mi

Main office: 4631 W Waco Dr, Waco, TX 76710

[Fontana Credit Union](https://rateapi.dev/credit-unions/california/fontana)~43.4 mi

Nearest branch: 5213 Lake Shore Dr, Waco, TX 76710-1732

[Kraftman Credit Union](https://rateapi.dev/credit-unions/louisiana/kraftman)~43.4 mi

Nearest branch: 5213 Lake Shore Dr, Waco, TX 76710-1732

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Texas credit unions](https://rateapi.dev/credit-unions/texas)[Texas auto loan rates](https://rateapi.dev/auto-loan-rates/texas)[Texas mortgage rates](https://rateapi.dev/mortgage-rates/texas)[Who can join in Texas](https://rateapi.dev/who-can-join/texas)

## Nearby ZIP areas

[Credit unions near 76010 (Arlington)](https://rateapi.dev/credit-unions/near/76010)[Credit unions near 75074 (Plano)](https://rateapi.dev/credit-unions/near/75074)[Credit unions near 78040 (Laredo)](https://rateapi.dev/credit-unions/near/78040)[Credit unions near 79401 (Lubbock)](https://rateapi.dev/credit-unions/near/79401)[Credit unions near 75040 (Garland)](https://rateapi.dev/credit-unions/near/75040)[Credit unions near 75061 (Irving)](https://rateapi.dev/credit-unions/near/75061)[Credit unions near 79101 (Amarillo)](https://rateapi.dev/credit-unions/near/79101)[Credit unions near 75050 (Grand Prairie)](https://rateapi.dev/credit-unions/near/75050)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 76541 in the Killeen area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 76541?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 76541?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 76541 (Killeen, TX) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/76541
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp