---
title: "Credit Unions Near 75040 (Garland, TX)"
description: "25 credit unions have branches near ZIP 75040, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/75040"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 75040 — Garland, TX

25 credit unions have branches near ZIP 75040, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Texans Credit Union](https://rateapi.dev/credit-unions/texas/texans)Branch in this ZIP

Nearest branch: 626 Austin St, Garland, TX 75040

[Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)Branch in this ZIP

Nearest branch: 5102 N President George Bush Hwy, Garland, TX 75040

[randolph-brooks Credit Union](https://rateapi.dev/credit-unions/texas/randolph-brooks)Branch in this ZIP

Nearest branch: 5175 N President George Bush Hwy, Garland, TX 75040

[Credit Union of Texas Credit Union](https://rateapi.dev/credit-unions/texas/credit-union-of-texas)Branch in this ZIP

Nearest branch: 5021 N Garland Ave, Garland, TX 75040

[America's Credit Union](https://rateapi.dev/credit-unions/texas/americas)~2.8 mi

Main office: 2154 FOREST LN, GARLAND, TX 75042

[Resource One Credit Union](https://rateapi.dev/credit-unions/texas/resource-one)~3.3 mi

Nearest branch: 2475 Arapaho Rd, Garland, TX 75044

[Firefighters First Credit Union](https://rateapi.dev/credit-unions/california/firefighters-first)~3.7 mi

Nearest branch: 901 W Campbell Rd Ste B, Garland, TX 75044-2510

[Texas Dow Employees Credit Union](https://rateapi.dev/credit-unions/texas/texas-dow-employees)~5.0 mi

Nearest branch: 1920 Northwest Hwy, Garland, TX 75041-4834

[Baxter Credit Union](https://rateapi.dev/credit-unions/illinois/baxter)~6.2 mi

Nearest branch: 2280 N Greenville Ave, Richardson, TX 75082-4412

[Lifetime Credit Union](https://rateapi.dev/credit-unions/texas/lifetime)~6.5 mi

Main office: 1001 E Lookout Dr, Richardson, TX 75082

[City Credit Union](https://rateapi.dev/credit-unions/texas/city)~8.0 mi

Main office: 8344 E R L Thornton Fwy Ste 400, Dallas, TX 75228

[Lone Star Credit Union](https://rateapi.dev/credit-unions/texas/lone-star)~8.0 mi

Main office: 7508 Ferguson Rd, Dallas, TX 75228

[Advancial Credit Union](https://rateapi.dev/credit-unions/texas/advancial)~8.0 mi

Nearest branch: 710 W Renner Rd, Richardson, TX 75080

[Neighborhood Credit Union](https://rateapi.dev/credit-unions/texas/neighborhood)~9.0 mi

Nearest branch: 1271 W Campbell Rd, Richardson, TX 75080-2946

[Corner Stone Credit Union](https://rateapi.dev/credit-unions/texas/corner-stone)~9.1 mi

Nearest branch: 2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150-5368

[Mesquite Credit Union](https://rateapi.dev/credit-unions/texas/mesquite)~10.0 mi

Main office: 1510 N Galloway Ave, Mesquite, TX 75149

[Meriwest Credit Union](https://rateapi.dev/credit-unions/california/meriwest)~11.2 mi

Nearest branch: 1021 Central Expy S, allen, TX 75013-2790

[Safe 1 Credit Union](https://rateapi.dev/credit-unions/california/safe-1)~11.2 mi

Nearest branch: 1021 Central Expy S, Allen, TX 75013

[Va Desert Pacific Credit Union](https://rateapi.dev/credit-unions/california/va-desert-pacific)~11.2 mi

Nearest branch: 1021 Central Expy S, Allen, TX 75013

[Prestige Community Credit Union](https://rateapi.dev/credit-unions/texas/prestige-community)~11.8 mi

Main office: 15203 Knoll Trail Dr Ste 101, Dallas, TX 75248

[Energy One Credit Union](https://rateapi.dev/credit-unions/oklahoma/energy-one)~11.8 mi

Nearest branch: 14555 Dallas Pkwy Ste 145, Dallas, TX 75254-4362

[MY Community Credit Union](https://rateapi.dev/credit-unions/texas/my-community)~11.8 mi

Nearest branch: 721 Central Expy S, Allen, TX 75013-8012

[Intouch Credit Union](https://rateapi.dev/credit-unions/texas/intouch)~12.3 mi

Nearest branch: 5224 W Plano Pkwy, Plano, TX 75093-5005

[Redeemer Credit Union](https://rateapi.dev/credit-unions/texas/redeemer)~12.6 mi

Main office: 4160 W Spring Creek Pkwy, Plano, TX 75024

[National Police Credit Union](https://rateapi.dev/credit-unions/illinois/national-police)~12.7 mi

Nearest branch: 13465 Midway Rd Ste 104, Dallas, TX 75244-5105

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Texas credit unions](https://rateapi.dev/credit-unions/texas)[Texas auto loan rates](https://rateapi.dev/auto-loan-rates/texas)[Texas mortgage rates](https://rateapi.dev/mortgage-rates/texas)[Who can join in Texas](https://rateapi.dev/who-can-join/texas)

## Nearby ZIP areas

[Credit unions near 76010 (Arlington)](https://rateapi.dev/credit-unions/near/76010)[Credit unions near 75074 (Plano)](https://rateapi.dev/credit-unions/near/75074)[Credit unions near 78040 (Laredo)](https://rateapi.dev/credit-unions/near/78040)[Credit unions near 79401 (Lubbock)](https://rateapi.dev/credit-unions/near/79401)[Credit unions near 75061 (Irving)](https://rateapi.dev/credit-unions/near/75061)[Credit unions near 79101 (Amarillo)](https://rateapi.dev/credit-unions/near/79101)[Credit unions near 75050 (Grand Prairie)](https://rateapi.dev/credit-unions/near/75050)[Credit unions near 78520 (Brownsville)](https://rateapi.dev/credit-unions/near/78520)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 75040 in the Garland area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 75040?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 75040?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 75040 (Garland, TX) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/75040
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp