---
title: "Credit Unions Near 48601 (Saginaw, MI)"
description: "25 credit unions have branches near ZIP 48601, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/48601"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 48601 — Saginaw, MI

25 credit unions have branches near ZIP 48601, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Frankenmuth Credit Union](https://rateapi.dev/credit-unions/michigan/frankenmuth)Branch in this ZIP

Nearest branch: 5540 Dixie Hwy, Saginaw, MI 48601

[Financial Plus Credit Union](https://rateapi.dev/credit-unions/michigan/financial-plus)Branch in this ZIP

Nearest branch: 1837 Bagley St, Saginaw, MI 48601-3107

[United Financial Credit Union](https://rateapi.dev/credit-unions/michigan/united-financial)~2.9 mi

Nearest branch: 6310 Dixie Hwy, Bridgeport, MI 48722-9566

[Team One Credit Union](https://rateapi.dev/credit-unions/michigan/team-one)~3.3 mi

Main office: 520 HAYDEN ST, SAGINAW, MI 48607

[Jolt Credit Union](https://rateapi.dev/credit-unions/michigan/jolt)Branch in this ZIP

Nearest branch: 1002 S Washington Ave, Saginaw, MI 48601

[Family First Credit Union](https://rateapi.dev/credit-unions/michigan/family-first)~3.9 mi

Main office: 1011 N Michigan Ave, Saginaw, MI 48602-4326

[Health Advantage Credit Union](https://rateapi.dev/credit-unions/michigan/health-advantage)~3.9 mi

Nearest branch: 1430 N MICHIGAN Ave, SAGINAW, MI 48602-4734

[Consumers Professional Credit Union](https://rateapi.dev/credit-unions/michigan/consumers-professional)~4.7 mi

Nearest branch: 1700 Court St, Saginaw, MI 48602-4071

[Lake Huron Credit Union](https://rateapi.dev/credit-unions/michigan/lake-huron)~6.5 mi

Main office: 1540 Tittabawassee Rd, Saginaw, MI 48604-9445

[Elga Credit Union](https://rateapi.dev/credit-unions/michigan/elga)~6.5 mi

Nearest branch: 3262 Cabaret Trl S, Saginaw, MI 48603-2266

[Security Credit Union](https://rateapi.dev/credit-unions/michigan/security)~6.8 mi

Nearest branch: 2882 Schust Rd, Saginaw, MI 48603

[Dow Credit Union](https://rateapi.dev/credit-unions/michigan/dow)~6.9 mi

Nearest branch: 5420 Gratiot Rd, Saginaw, MI 48638-6056

[Members First Credit Union](https://rateapi.dev/credit-unions/michigan/members-first)~7.3 mi

Nearest branch: 4955 Bay Rd, Saginaw, MI 48604

[Lake Michigan Credit Union](https://rateapi.dev/credit-unions/michigan/lake-michigan)~7.3 mi

Nearest branch: 5430 State St, Saginaw, MI 48603

[Wildfire Credit Union](https://rateapi.dev/credit-unions/michigan/wildfire)~7.6 mi

Nearest branch: 3465 N Center Rd, Saginaw, MI 48603-1863

[Great Lakes Credit Union](https://rateapi.dev/credit-unions/michigan/great-lakes)~9.4 mi

Nearest branch: 9315 Tiffany Blvd, Birch Run, MI 48415-9442

[Financialedge Credit Union](https://rateapi.dev/credit-unions/michigan/financialedge)~13.5 mi

Main office: 1199 S Euclid Ave, Bay City, MI 48706

[Sunrise Family Credit Union](https://rateapi.dev/credit-unions/michigan/sunrise-family)~14.1 mi

Nearest branch: 190 N Powell Rd, Essexville, MI 48732-1715

[United Bay Community Credit Union](https://rateapi.dev/credit-unions/michigan/united-bay-community)~14.4 mi

Main office: 1309 N Lincoln St, Bay City, MI 48708-6172

[Genisys Credit Union](https://rateapi.dev/credit-unions/michigan/genisys)~15.7 mi

Nearest branch: 659 State Rd, Vassar, MI 48768

[Dort Financial Credit Union](https://rateapi.dev/credit-unions/michigan/dort-financial)~16.6 mi

Nearest branch: 11411 N LINDEN RD, CLIO, MI 48420-8586

[Sovita Credit Union](https://rateapi.dev/credit-unions/michigan/sovita)~24.6 mi

Nearest branch: 1005 University Ave, Flint, MI 48504

[PFCU Credit Union](https://rateapi.dev/credit-unions/michigan/pfcu)~29.0 mi

Nearest branch: 3378 Lennon Rd, Flint, MI 48507

[LAFCU Credit Union](https://rateapi.dev/credit-unions/michigan/lafcu)~29.6 mi

Nearest branch: 2665 E M 21, Corunna, MI 48817

[Chattanooga First Credit Union](https://rateapi.dev/credit-unions/tennessee/chattanooga-first)~30.8 mi

Nearest branch: 3031 Airpark Dr N, Flint, MI 48507-3471

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Michigan credit unions](https://rateapi.dev/credit-unions/michigan)[Michigan auto loan rates](https://rateapi.dev/auto-loan-rates/michigan)[Michigan mortgage rates](https://rateapi.dev/mortgage-rates/michigan)[Who can join in Michigan](https://rateapi.dev/who-can-join/michigan)

## Nearby ZIP areas

[Credit unions near 48226 (Detroit)](https://rateapi.dev/credit-unions/near/48226)[Credit unions near 49503 (Grand Rapids)](https://rateapi.dev/credit-unions/near/49503)[Credit unions near 48089 (Warren)](https://rateapi.dev/credit-unions/near/48089)[Credit unions near 48310 (Sterling Heights)](https://rateapi.dev/credit-unions/near/48310)[Credit unions near 48104 (Ann Arbor)](https://rateapi.dev/credit-unions/near/48104)[Credit unions near 48933 (Lansing)](https://rateapi.dev/credit-unions/near/48933)[Credit unions near 48502 (Flint)](https://rateapi.dev/credit-unions/near/48502)[Credit unions near 48124 (Dearborn)](https://rateapi.dev/credit-unions/near/48124)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 48601 in the Saginaw area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 48601?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 48601?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 48601 (Saginaw, MI) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/48601
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp