---
title: "Credit Unions Near 46032 (Carmel, IN)"
description: "25 credit unions have branches near ZIP 46032, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/46032"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 46032 — Carmel, IN

25 credit unions have branches near ZIP 46032, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Centra Credit Union](https://rateapi.dev/credit-unions/indiana/centra)Branch in this ZIP

Nearest branch: 11711 Pennsylvania St Ste 101, Carmel, IN 46032-4559

[Indiana Members Credit Union](https://rateapi.dev/credit-unions/indiana/indiana-members)Branch in this ZIP

Nearest branch: 12725 Old Meridian St, Carmel, IN 46032-8732

[Everwise Credit Union](https://rateapi.dev/credit-unions/indiana/everwise)Branch in this ZIP

Nearest branch: 1424 W Carmel Dr, Carmel, IN 46032

[Christian Family Credit Union](https://rateapi.dev/credit-unions/ohio/christian-family)~2.6 mi

Nearest branch: 301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280-1396

[Chicago's Bravest Credit Union](https://rateapi.dev/credit-unions/illinois/chicagos-bravest)~4.7 mi

Nearest branch: 9449 Priority Way West Dr, Indianapolis, IN 46240

[CS Credit Union](https://rateapi.dev/credit-unions/north-carolina/cs)~5.2 mi

Nearest branch: 3950 Priority Way South Dr Ste 110, Indianapolis, IN 46240-1409

[U F C W Local 1776 Credit Union](https://rateapi.dev/credit-unions/pennsylvania/u-f-c-w-local-1776)~5.2 mi

Nearest branch: 3950 Priority way South Dr Ste 110, Indianapolis, IN 46240-1409

[Financial Center First Credit Union](https://rateapi.dev/credit-unions/indiana/financial-center-first)~5.7 mi

Nearest branch: 5455 W 86th St, Indianapolis, IN 46268

[1st Street Credit Union](https://rateapi.dev/credit-unions/florida/1st-street)~6.1 mi

Nearest branch: 5251 W 81st St, Indianapolis, IN 46268-1643

[Finans Credit Union](https://rateapi.dev/credit-unions/indiana/finans)~6.3 mi

Nearest branch: 8415 Allison Pointe Blvd, Indianapolis, IN 46250-4204

[Bar-Cons Credit Union](https://rateapi.dev/credit-unions/indiana/bar-cons)~6.6 mi

Nearest branch: 5975 Castle Creek Parkway North Dr, Indianapolis, IN 46250

[South Bend Firefighters Credit Union](https://rateapi.dev/credit-unions/indiana/south-bend-firefighters)~6.6 mi

Nearest branch: 5975 CASTLE CREEK PARKWAY NORTH DR STE 300, INDIANAPOLIS, IN 46250

[Hoosier United Credit Union](https://rateapi.dev/credit-unions/indiana/hoosier-united)~9.4 mi

Nearest branch: 2828 E 45th St, Indianapolis, IN 46205-2403

[Energy Plus Credit Union](https://rateapi.dev/credit-unions/indiana/energy-plus)~12.0 mi

Nearest branch: 2020 N Meridian St, Indianapolis, IN 46202

[Financial Health Credit Union](https://rateapi.dev/credit-unions/indiana/financial-health)~12.3 mi

Nearest branch: 1633 N Capitol Ave, Indianapolis, IN 46202

[Elements Financial Credit Union](https://rateapi.dev/credit-unions/indiana/elements-financial)~13.8 mi

Nearest branch: 302 W Washington St Rm E030, Indianapolis, IN 46204

[Harvester Financial Credit Union](https://rateapi.dev/credit-unions/indiana/harvester-financial)~14.5 mi

Nearest branch: 5212 Rockville Rd, Indianapolis, IN 46224-9110

[Three Rivers Credit Union](https://rateapi.dev/credit-unions/indiana/three-rivers)~17.1 mi

Nearest branch: 585 W Broadway St, Fortville, IN 46040-1454

[Fedex Employees Credit Association Credit Union](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association)~18.6 mi

Nearest branch: 6311 Airway Dr Ste 100, Indianapolis, IN 46241-6400

[Crane Credit Union](https://rateapi.dev/credit-unions/indiana/crane)~21.5 mi

Nearest branch: 905 Southfield Dr, Plainfield, IN 46168

[Indiana University Credit Union](https://rateapi.dev/credit-unions/indiana/indiana-university)~22.9 mi

Nearest branch: 8936 Southpointe Dr, Indianapolis, IN 46227

[Encompass Credit Union](https://rateapi.dev/credit-unions/indiana/encompass)~23.0 mi

Nearest branch: 201 N Main St, Tipton, IN 46072

[Lampco Credit Union](https://rateapi.dev/credit-unions/indiana/lampco)~25.1 mi

Main office: 5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013

[Madison County Credit Union](https://rateapi.dev/credit-unions/indiana/madison-county)~25.1 mi

Nearest branch: 3607 Nichol Ave, Anderson, IN 46011-3006

[Independent Credit Union](https://rateapi.dev/credit-unions/indiana/independent)~28.7 mi

Main office: 3737 S Scatterfield Rd, Anderson, IN 46013

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Indiana credit unions](https://rateapi.dev/credit-unions/indiana)[Indiana auto loan rates](https://rateapi.dev/auto-loan-rates/indiana)[Indiana mortgage rates](https://rateapi.dev/mortgage-rates/indiana)[Who can join in Indiana](https://rateapi.dev/who-can-join/indiana)

## Nearby ZIP areas

[Credit unions near 46802 (Fort Wayne)](https://rateapi.dev/credit-unions/near/46802)[Credit unions near 47708 (Evansville)](https://rateapi.dev/credit-unions/near/47708)[Credit unions near 46601 (South Bend)](https://rateapi.dev/credit-unions/near/46601)[Credit unions near 46038 (Fishers)](https://rateapi.dev/credit-unions/near/46038)[Credit unions near 47404 (Bloomington)](https://rateapi.dev/credit-unions/near/47404)[Credit unions near 46320 (Hammond)](https://rateapi.dev/credit-unions/near/46320)[Credit unions near 46402 (Gary)](https://rateapi.dev/credit-unions/near/46402)[Credit unions near 47901 (Lafayette)](https://rateapi.dev/credit-unions/near/47901)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 46032 in the Carmel area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 46032?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 46032?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 46032 (Carmel, IN) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/46032
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp