--- title: "Credit Unions Near 45402 (Dayton, OH)" description: "25 credit unions have branches near ZIP 45402, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/45402" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 45402 — Dayton, OH 25 credit unions have branches near ZIP 45402, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Wright-Patt Credit Union, Inc. Credit Union](https://rateapi.dev/credit-unions/ohio/wright-patt-credit-union-inc)Branch in this ZIP Nearest branch: 1137 W 3rd St, Dayton, OH 45402 [Code Credit Union](https://rateapi.dev/credit-unions/ohio/code)Branch in this ZIP Main office: 285 Liberty St, Dayton, OH 45402 [Firefighters & Company Credit Union](https://rateapi.dev/credit-unions/ohio/firefighters-company)Branch in this ZIP Main office: 338 S Patterson Blvd, Dayton, OH 45402-2845 [Bridge Credit Union](https://rateapi.dev/credit-unions/ohio/bridge)Branch in this ZIP Nearest branch: 409 E Monument Ave, Dayton, OH 45402 [Universal 1 Credit Union](https://rateapi.dev/credit-unions/ohio/universal-1)~1.6 mi Nearest branch: 1 Wyoming St, Dayton, OH 45409-2722 [Day Air Credit Union](https://rateapi.dev/credit-unions/ohio/day-air)~2.5 mi Nearest branch: 4100 W 3rd St, Dayton, OH 45428-9000 [Pathways Financial Credit Union](https://rateapi.dev/credit-unions/ohio/pathways-financial)~7.7 mi Nearest branch: 3562 Dayton Xenia Rd, Beavercreek, OH 45432 [Topmark Credit Union](https://rateapi.dev/credit-unions/ohio/topmark)~9.1 mi Nearest branch: 7915 Washington Woods Dr, Dayton, OH 45459 [Sorg Bay West Credit Union](https://rateapi.dev/credit-unions/ohio/sorg-bay-west)~19.4 mi Main office: 400 N BROAD ST, MIDDLETOWN, OH 45042-1909 [Middletown Area Schools Credit Union](https://rateapi.dev/credit-unions/ohio/middletown-area-schools)~19.7 mi Main office: 1730 Central Ave, Middletown, OH 45044-4140 [Sharefax Credit Union](https://rateapi.dev/credit-unions/ohio/sharefax)~21.1 mi Nearest branch: 1550 GENNTOWN DR, LEBANON, OH 45036 [General Electric Credit Union](https://rateapi.dev/credit-unions/ohio/general-electric)~21.9 mi Nearest branch: 722 Corwin Nixon Blvd, Lebanon, OH 45036 [Kemba Credit Union](https://rateapi.dev/credit-unions/ohio/kemba)~26.8 mi Nearest branch: 209 E Forest Ave, South Lebanon, OH 45065 [Members Trust Credit Union](https://rateapi.dev/credit-unions/ohio/members-trust)~29.4 mi Main office: 4000 Luxottica Pl, Mason, OH 45040 [Cincinnati Ohio Police Credit Union](https://rateapi.dev/credit-unions/ohio/cincinnati-ohio-police)~30.4 mi Nearest branch: 6714 Gilmore Rd, Fairfield Township, OH 45011 [Allwealth Credit Union](https://rateapi.dev/credit-unions/ohio/allwealth)~30.7 mi Nearest branch: 200 N Brookwood Ave, Hamilton, OH 45013-1214 [Telhio Credit Union](https://rateapi.dev/credit-unions/ohio/telhio)~30.8 mi Nearest branch: 8249 Market Place Dr, West Chester, OH 45069 [Miami University Community Credit Union](https://rateapi.dev/credit-unions/ohio/miami-university-community)~32.9 mi Nearest branch: 550 E Spring St rm 2011, Oxford, OH 45056 [Three Rivers Credit Union](https://rateapi.dev/credit-unions/indiana/three-rivers)~34.5 mi Nearest branch: 101 S 37th St, Richmond, IN 47374 [Perfect Circle Credit Union](https://rateapi.dev/credit-unions/indiana/perfect-circle)~34.5 mi Nearest branch: 77 S 37th St, Richmond, IN 47374 [Natco Credit Union](https://rateapi.dev/credit-unions/indiana/natco)~35.3 mi Nearest branch: 4 GLEN MILLER PKWY, RICHMOND, IN 47374-3562 [Richmond Light Employees Credit Union](https://rateapi.dev/credit-unions/indiana/richmond-light-employees)~36.4 mi Main office: 2000 US HIGHWAY 27 S, Richmond, IN 47374 [Health Care Professionals Credit Union](https://rateapi.dev/credit-unions/indiana/health-care-professionals)~37.8 mi Main office: 1810 Williamsburg Pike, Richmond, IN 47374 [Wayne County Credit Union](https://rateapi.dev/credit-unions/indiana/wayne-county)~39.3 mi Main office: 3010 W Main St, Richmond, IN 47374-4583 [Cinfed Credit Union](https://rateapi.dev/credit-unions/ohio/cinfed)~40.9 mi Nearest branch: 7661 Reading Rd, Cincinnati, OH 45237-3203 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Ohio credit unions](https://rateapi.dev/credit-unions/ohio)[Ohio auto loan rates](https://rateapi.dev/auto-loan-rates/ohio)[Ohio mortgage rates](https://rateapi.dev/mortgage-rates/ohio)[Who can join in Ohio](https://rateapi.dev/who-can-join/ohio) ## Nearby ZIP areas [Credit unions near 44113 (Cleveland)](https://rateapi.dev/credit-unions/near/44113)[Credit unions near 45202 (Cincinnati)](https://rateapi.dev/credit-unions/near/45202)[Credit unions near 43604 (Toledo)](https://rateapi.dev/credit-unions/near/43604)[Credit unions near 44308 (Akron)](https://rateapi.dev/credit-unions/near/44308)[Credit unions near 44129 (Parma)](https://rateapi.dev/credit-unions/near/44129)[Credit unions near 44702 (Canton)](https://rateapi.dev/credit-unions/near/44702)[Credit unions near 44052 (Lorain)](https://rateapi.dev/credit-unions/near/44052)[Credit unions near 45011 (Hamilton)](https://rateapi.dev/credit-unions/near/45011) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 45402 in the Dayton area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 45402? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 45402? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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