---
title: "Credit Unions Near 38103 (Memphis, TN)"
description: "25 credit unions have branches near ZIP 38103, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement."
canonical: "https://rateapi.dev/credit-unions/near/38103"
last-updated: "2026-08-24"
source: "https://rateapi.dev/llms.txt"
---

# Credit Unions Near 38103 — Memphis, TN

25 credit unions have branches near ZIP 38103, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

[Fedtrust Credit Union](https://rateapi.dev/credit-unions/tennessee/fedtrust)Branch in this ZIP

Main office: 167 N Main St Ste 102, Memphis, TN 38103-1867

[Southern Security Credit Union](https://rateapi.dev/credit-unions/tennessee/southern-security)Branch in this ZIP

Nearest branch: 123 S Front St, Memphis, TN 38103

[First South Financial Credit Union](https://rateapi.dev/credit-unions/tennessee/first-south-financial)~0.8 mi

Nearest branch: 262 Danny Thomas Pl, Memphis, TN 38105-3678

[Fedex Employees Credit Association Credit Union](https://rateapi.dev/credit-unions/tennessee/fedex-employees-credit-association)Branch in this ZIP

Nearest branch: 145 George W. Lee Ave, Memphis, TN 38103

[Orion Credit Union](https://rateapi.dev/credit-unions/tennessee/orion)Branch in this ZIP

Main office: 400 Monroe Ave, Memphis, TN 38103

[U. T. Credit Union](https://rateapi.dev/credit-unions/tennessee/u-t)Branch in this ZIP

Nearest branch: 910 Madison Ave, Memphis, TN 38103

[Kennedy Va Employees Credit Union](https://rateapi.dev/credit-unions/tennessee/kennedy-va-employees)~1.9 mi

Main office: 1030 Jefferson Ave, Memphis, TN 38104

[Kimberly Clark Credit Union](https://rateapi.dev/credit-unions/tennessee/kimberly-clark)~2.2 mi

Main office: 1520 N 2nd St, Memphis, TN 38107-1004

[Methodist Healthcare Credit Union](https://rateapi.dev/credit-unions/tennessee/methodist-healthcare)~2.4 mi

Nearest branch: 1265 Union Ave, Memphis, TN 38104-3415

[Hope Credit Union](https://rateapi.dev/credit-unions/mississippi/hope)~2.4 mi

Nearest branch: 1350 Concourse Ave Ste 115, Memphis, TN 38104-2018

[Memphis City Employees Credit Union](https://rateapi.dev/credit-unions/tennessee/memphis-city-employees)~4.8 mi

Nearest branch: 2608 Avery Ave, Memphis, TN 38112-4821

[Memphis Municipal Employees Credit Union](https://rateapi.dev/credit-unions/tennessee/memphis-municipal-employees)~5.5 mi

Nearest branch: 2168 Frisco Ave, Memphis, TN 38114

[CN/Ic Employees Credit Union](https://rateapi.dev/credit-unions/tennessee/cnic-employees)~6.6 mi

Main office: 2005 NONCONNAH BLVD Ste 7, MEMPHIS, TN 38132-2129

[Ups Employees Credit Union](https://rateapi.dev/credit-unions/tennessee/ups-employees)~7.0 mi

Main office: 1814 E Brooks Rd, Memphis, TN 38116

[F A A Credit Union](https://rateapi.dev/credit-unions/tennessee/f-a-a)~8.0 mi

Nearest branch: 3229 Democrat Rd, Memphis, TN 38118

[Nucor Employee's Credit Union](https://rateapi.dev/credit-unions/south-carolina/nucor-employees)~9.5 mi

Nearest branch: 3601 Paul R Lowry Rd, Memphis, TN 38109-3007

[Firefighters First Credit Union](https://rateapi.dev/credit-unions/california/firefighters-first)~10.0 mi

Nearest branch: 5150 Stage Rd Ste 102, Memphis, TN 38134-3169

[American Spirit Credit Union](https://rateapi.dev/credit-unions/delaware/american-spirit)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd Ste 1120, Memphis, TN 38118

[Asbestos Workers Local 14 Credit Union](https://rateapi.dev/credit-unions/pennsylvania/asbestos-workers-local-14)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd, Memphis, TN 38118

[Daviess County Teachers Credit Union](https://rateapi.dev/credit-unions/kentucky/daviess-county-teachers)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd, Memphis, TN 38118

[Espeeco Credit Union](https://rateapi.dev/credit-unions/california/espeeco)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd, Memphis, TN 38118

[Owensboro Credit Union](https://rateapi.dev/credit-unions/kentucky/owensboro)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd Ste 1120, Memphis, TN 38118-2449

[Rio Grande Credit Union](https://rateapi.dev/credit-unions/colorado/rio-grande)~10.2 mi

Nearest branch: 2650 Thousand Oaks Blvd, Memphis, TN 38118

[L G & W Credit Union](https://rateapi.dev/credit-unions/tennessee/l-g-w)~11.2 mi

Main office: 1616 Whitten Rd, Memphis, TN 38134

[Healthnet Credit Union](https://rateapi.dev/credit-unions/tennessee/healthnet)~11.2 mi

Nearest branch: 6029 Walnut Grove Rd, Memphis, TN 38120

Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution.

## Keep comparing

[Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Tennessee credit unions](https://rateapi.dev/credit-unions/tennessee)[Tennessee auto loan rates](https://rateapi.dev/auto-loan-rates/tennessee)[Tennessee mortgage rates](https://rateapi.dev/mortgage-rates/tennessee)[Who can join in Tennessee](https://rateapi.dev/who-can-join/tennessee)

## Nearby ZIP areas

[Credit unions near 37902 (Knoxville)](https://rateapi.dev/credit-unions/near/37902)[Credit unions near 37402 (Chattanooga)](https://rateapi.dev/credit-unions/near/37402)[Credit unions near 37040 (Clarksville)](https://rateapi.dev/credit-unions/near/37040)[Credit unions near 37130 (Murfreesboro)](https://rateapi.dev/credit-unions/near/37130)[Credit unions near 37064 (Franklin)](https://rateapi.dev/credit-unions/near/37064)[Credit unions near 38301 (Jackson)](https://rateapi.dev/credit-unions/near/38301)[Credit unions near 37601 (Johnson City)](https://rateapi.dev/credit-unions/near/37601)[Credit unions near 37660 (Kingsport)](https://rateapi.dev/credit-unions/near/37660)

As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 38103 in the Memphis area. Distances are straight-line estimates — confirm travel time with the branch address.

How many credit unions are near 38103?

Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying.

Can I join any credit union near 38103?

Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment.

Where does this list come from?

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Credit Unions Near 38103 (Memphis, TN) — 25 Nearby, Aug 2026 | RateAPI

---

Source: https://rateapi.dev/credit-unions/near/38103
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp