--- title: "Credit Unions Near 36104 (Montgomery, AL)" description: "25 credit unions have branches near ZIP 36104, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/36104" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 36104 — Montgomery, AL 25 credit unions have branches near ZIP 36104, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Guardian Credit Union](https://rateapi.dev/credit-unions/alabama/guardian)Branch in this ZIP Nearest branch: 418 Madison Ave, Montgomery, AL 36104 [Max Credit Union](https://rateapi.dev/credit-unions/alabama/max)Branch in this ZIP Nearest branch: 401 Monroe St, Montgomery, AL 36104 [Southern Energy Credit Union](https://rateapi.dev/credit-unions/alabama/southern-energy)Branch in this ZIP Nearest branch: 244 Dexter Ave, Montgomery, AL 36104-3739 [Alabama State Employees Credit Union](https://rateapi.dev/credit-unions/alabama/alabama-state-employees)Branch in this ZIP Nearest branch: 800 Washington Ave, Montgomery, AL 36104 [Hope Credit Union](https://rateapi.dev/credit-unions/mississippi/hope)Branch in this ZIP Nearest branch: 400 Arba St, Montgomery, AL 36104-5106 [Montgomery Va Credit Union](https://rateapi.dev/credit-unions/alabama/montgomery-va)~4.6 mi Main office: 345 PERRY HILL RD, MONTGOMERY, AL 36109 [Fedmont Credit Union](https://rateapi.dev/credit-unions/alabama/fedmont)~6.5 mi Main office: 330 Eastdale Cir, Montgomery, AL 36117 [Alabama One Credit Union](https://rateapi.dev/credit-unions/alabama/alabama-one)~8.4 mi Nearest branch: 3390 Highway 14, Millbrook, AL 36054 [Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~9.3 mi Nearest branch: 3311 Malcolm Dr, Montgomery, AL 36116 [Auburn University Credit Union](https://rateapi.dev/credit-unions/alabama/auburn-university)~10.9 mi Nearest branch: 9120 Eastchase Pkwy, Montgomery, AL 36117 [Heritage South Credit Union](https://rateapi.dev/credit-unions/alabama/heritage-south)~24.4 mi Nearest branch: 500 Madix Dr, Eclectic, AL 36024 [Mutual Savings Credit Union](https://rateapi.dev/credit-unions/alabama/mutual-savings)~33.3 mi Nearest branch: 1501 7th St S, Clanton, AL 35045-8785 [Tuskegee Credit Union](https://rateapi.dev/credit-unions/alabama/tuskegee)~37.0 mi Main office: 304 W Montgomery Rd, Tuskegee, AL 36083-1520 [All in Credit Union](https://rateapi.dev/credit-unions/alabama/all-in)~47.7 mi Nearest branch: 651 Alabama Hwy 87, Troy, AL 36079 [Coosa Pines Credit Union](https://rateapi.dev/credit-unions/alabama/coosa-pines)~53.5 mi Nearest branch: 255 James Payton Blvd, Sylacauga, AL 35150-8047 [Four Seasons Credit Union](https://rateapi.dev/credit-unions/alabama/four-seasons)~54.7 mi Main office: 2915 Pepperell Pkwy, Opelika, AL 36801-6127 [East Alabama Community Credit Union](https://rateapi.dev/credit-unions/alabama/east-alabama-community)~55.3 mi Main office: 2420 PEPPERELL PKWY, OPELIKA, AL 36801-6257 [America's First Credit Union](https://rateapi.dev/credit-unions/alabama/americas-first)~56.9 mi Nearest branch: 108 County Road 304, Calera, AL 35040 [Riverfall Credit Union](https://rateapi.dev/credit-unions/alabama/riverfall)~61.5 mi Nearest branch: 901 Birmingham Rd, Centreville, AL 35042 [Legacy Community Credit Union](https://rateapi.dev/credit-unions/alabama/legacy-community)~64.2 mi Nearest branch: 810 Colonial Promenade Pkwy, Alabaster, AL 35007 [Eco Credit Union](https://rateapi.dev/credit-unions/alabama/eco)~64.6 mi Nearest branch: 791 4th Pl SW, Alabaster, AL 35007-8878 [Avadian Credit Union](https://rateapi.dev/credit-unions/alabama/avadian)~67.8 mi Nearest branch: 15660 Highway 280, Chelsea, AL 35043 [Chattahoochee Credit Union](https://rateapi.dev/credit-unions/alabama/chattahoochee)~70.8 mi Main office: 519 FOB JAMES DR, VALLEY, AL 36854-5085 [Alabama Credit Union](https://rateapi.dev/credit-unions/alabama/alabama)~72.1 mi Nearest branch: 2675 Valleydale Rd, Hoover, AL 35244 [Alatrust Credit Union](https://rateapi.dev/credit-unions/alabama/alatrust)~72.5 mi Nearest branch: 301 North St W, Talladega, AL 35160-2035 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All Alabama credit unions](https://rateapi.dev/credit-unions/alabama)[Alabama auto loan rates](https://rateapi.dev/auto-loan-rates/alabama)[Alabama mortgage rates](https://rateapi.dev/mortgage-rates/alabama)[Who can join in Alabama](https://rateapi.dev/who-can-join/alabama) ## Nearby ZIP areas [Credit unions near 35203 (Birmingham)](https://rateapi.dev/credit-unions/near/35203)[Credit unions near 36602 (Mobile)](https://rateapi.dev/credit-unions/near/36602)[Credit unions near 35801 (Huntsville)](https://rateapi.dev/credit-unions/near/35801)[Credit unions near 35401 (Tuscaloosa)](https://rateapi.dev/credit-unions/near/35401)[Credit unions near 35216 (Hoover)](https://rateapi.dev/credit-unions/near/35216)[Credit unions near 36830 (Auburn)](https://rateapi.dev/credit-unions/near/36830)[Credit unions near 36301 (Dothan)](https://rateapi.dev/credit-unions/near/36301)[Credit unions near 35601 (Decatur)](https://rateapi.dev/credit-unions/near/35601) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 36104 in the Montgomery area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 36104? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 36104? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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