--- title: "Credit Unions Near 12207 (Albany, NY)" description: "25 credit unions have branches near ZIP 12207, by NCUA-reported branch location. Compare distance, branch addresses, rates, and who can join — no paid placement." canonical: "https://rateapi.dev/credit-unions/near/12207" last-updated: "2026-08-24" source: "https://rateapi.dev/llms.txt" --- # Credit Unions Near 12207 — Albany, NY 25 credit unions have branches near ZIP 12207, ordered by NCUA-reported branch proximity. Updated August 2026. No paid placement — proximity only. Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. [Broadview Credit Union](https://rateapi.dev/credit-unions/new-york/broadview)Branch in this ZIP Nearest branch: 110 State St, Albany, NY 12207 [Fasny Credit Union](https://rateapi.dev/credit-unions/new-york/fasny)~0.8 mi Main office: 107 Washington Ave, Albany, NY 12210-2231 [Advantage Financial Credit Union](https://rateapi.dev/credit-unions/district-of-columbia/advantage-financial)~1.4 mi Nearest branch: 113 HOLLAND AVE, ALBANY, NY 12208 [Sunmark Credit Union](https://rateapi.dev/credit-unions/new-york/sunmark)~1.4 mi Nearest branch: 113 Holland Ave, Albany, NY 12208 [NY Firefighters Bravest Credit Union](https://rateapi.dev/credit-unions/new-york/ny-firefighters-bravest)~1.4 mi Nearest branch: 39 QUAIL ST, ALBANY, NY 12206 [First New York Credit Union](https://rateapi.dev/credit-unions/new-york/first-new-york)~2.6 mi Nearest branch: 818 Central Ave, Albany, NY 12206-1543 [Community Resource Credit Union](https://rateapi.dev/credit-unions/new-york/community-resource)~2.6 mi Nearest branch: 631 Bloomingrove Dr, Rensselaer, NY 12144 [Next Step Credit Union](https://rateapi.dev/credit-unions/new-york/next-step)~4.5 mi Main office: 150 Defreest Dr, Troy, NY 12180 [Hudson Valley Credit Union](https://rateapi.dev/credit-unions/new-york/hudson-valley)~5.3 mi Nearest branch: 98 Wolf Rd, Albany, NY 12205 [Troy Credit Union](https://rateapi.dev/credit-unions/new-york/troy)~6.3 mi Main office: 2175 6TH AVE, TROY, NY 12180 [Directors Choice Credit Union](https://rateapi.dev/credit-unions/new-york/directors-choice)~6.7 mi Nearest branch: 10 Airline Dr, Albany, NY 12205-1041 [Hudson River Community Credit Union](https://rateapi.dev/credit-unions/new-york/hudson-river-community)~7.7 mi Nearest branch: 35 Niver St, Cohoes, NY 12047 [Schenectady County Employees Credit Union](https://rateapi.dev/credit-unions/new-york/schenectady-county-employees)~14.9 mi Main office: 388 Broadway, Schenectady, NY 12305 [TCT Credit Union](https://rateapi.dev/credit-unions/new-york/tct)~15.1 mi Nearest branch: 520 Vischer Ferry Rd, Clifton Park, NY 12065 [Stewart's Credit Union](https://rateapi.dev/credit-unions/new-york/stewarts)~25.7 mi Main office: 2911 State Route 9, Ballston Spa, NY 12020 [Greylock Credit Union](https://rateapi.dev/credit-unions/massachusetts/greylock)~25.9 mi Nearest branch: 464 Fairview Ave, Hudson, NY 12534 [Heritage Family Credit Union](https://rateapi.dev/credit-unions/vermont/heritage-family)~26.3 mi Nearest branch: 28 Church St, Hoosick Falls, NY 12090 [Saratoga's Community Credit Union](https://rateapi.dev/credit-unions/new-york/saratogas-community)~27.5 mi Nearest branch: 444 Geyser Rd, Ballston Spa, NY 12020 [Mycom Credit Union](https://rateapi.dev/credit-unions/massachusetts/mycom)~29.0 mi Main office: 101 Fenn St, Pittsfield, MA 01201 [Navy Federal Credit Union Credit Union](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union)~29.5 mi Nearest branch: 19 J F King Dr, Saratoga Springs, NY 12866 [Remington Credit Union](https://rateapi.dev/credit-unions/new-york/remington)~29.8 mi Nearest branch: 39 Market St, Amsterdam, NY 12010-4413 [North Adams M E Credit Union](https://rateapi.dev/credit-unions/massachusetts/north-adams-m-e)~31.0 mi Main office: 60 Roberts Dr Ste 112, North Adams, MA 01247-3255 [M. C. T. Credit Union](https://rateapi.dev/credit-unions/new-york/m-c-t)~31.1 mi Main office: 4883 State Highway 30, AMSTERDAM, NY 12010 [Sidney Credit Union](https://rateapi.dev/credit-unions/new-york/sidney)~31.2 mi Nearest branch: 4839 State Highway 30, Amsterdam, NY 12010 [Eastrise Credit Union](https://rateapi.dev/credit-unions/vermont/eastrise)~32.0 mi Nearest branch: 194 North St, Bennington, VT 05201-3055 Rates and membership rules live on each credit union's profile. Membership is required before opening an account; final terms come from the institution. ## Keep comparing [Search another ZIP](https://rateapi.dev/credit-unions/near-me)[All New York credit unions](https://rateapi.dev/credit-unions/new-york)[New York auto loan rates](https://rateapi.dev/auto-loan-rates/new-york)[New York mortgage rates](https://rateapi.dev/mortgage-rates/new-york)[Who can join in New York](https://rateapi.dev/who-can-join/new-york) ## Nearby ZIP areas [Credit unions near 14202 (Buffalo)](https://rateapi.dev/credit-unions/near/14202)[Credit unions near 14604 (Rochester)](https://rateapi.dev/credit-unions/near/14604)[Credit unions near 13202 (Syracuse)](https://rateapi.dev/credit-unions/near/13202)[Credit unions near 10801 (New Rochelle)](https://rateapi.dev/credit-unions/near/10801)[Credit unions near 10550 (Mount Vernon)](https://rateapi.dev/credit-unions/near/10550)[Credit unions near 12305 (Schenectady)](https://rateapi.dev/credit-unions/near/12305)[Credit unions near 13501 (Utica)](https://rateapi.dev/credit-unions/near/13501)[Credit unions near 10601 (White Plains)](https://rateapi.dev/credit-unions/near/10601) As of August 2026, 25 credit unions have an NCUA-reported branch near ZIP 12207 in the Albany area. Distances are straight-line estimates — confirm travel time with the branch address. How many credit unions are near 12207? Not automatically. Each credit union has a field of membership — location, employer, family, school, or association based. Open a profile below and check its Who Can Join section before applying. Can I join any credit union near 12207? Branch locations reported to the National Credit Union Administration (NCUA), matched to your ZIP by branch coordinate or ZIP-area center. RateAPI does not sell placement; the order reflects proximity, never payment. Where does this list come from? ⚡RateAPI Daily-verified lending rates from 3,700+ US credit unions, plus deposit APY benchmarks for savings, CDs, share certificates, and money markets. 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