Valley Financial Mortgage Rates

As of July 6, 2026, Valley Financial offers a cd_24mo mortgage at 3.45% APR (3.45% rate, 0 points).
Source: RateAPI.dev, verified from Valley Financial's official website

Mortgage Rates

Rates as of July 6, 2026

cd_24mo

3.450% APR

Rate3.450%

Points0

24 Month Certificate

cd_12mo

3.660% APR

Rate3.660%

Points0

12 Month Certificate

savings

5.120% APR

Rate5.120%

Points0

Youth Savings Account

Frequently Asked Questions

What rates does Valley Financial offer?

Valley Financial currently offers mortgage rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Valley Financial rates updated?

RateAPI verifies Valley Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Valley Financial's rate data?

Rate data is collected directly from Valley Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Valley Financial's mortgage rate?

As of July 6, 2026, Valley Financial offers a cd_24mo mortgage at 3.45% APR.

Related Rate Data

Compare Valley Financial's rates against national credit-union benchmarks.

More Montana credit unions Mortgage rate benchmark How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Valley Financial
curl "https://api.rateapi.dev/credit-unions/montana/valley-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude