--- title: "The Family First Credit Union Rates - Montana" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from The Family First Credit Union in Montana. Updated daily with source verification. See who can join The Family First Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/montana/the-family-first" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # The Family First Credit Union Rates - Montana ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New or Used - Car and Trucks** auto_any | — APR | 3.990% | any | Standard | | **New & Used Recreational/Seasonal Vehicles** rv_any | — APR | 6.340% | any | Standard | The Family First Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC-variable rate, current rate shown** heloc_variable | — APR | 6.750% | — | Standard | The Family First Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Up to 60-Month Share-Secured Loan** personal_secured_60mo | — APR | 4.900% | 60 mo | Standard | | **Share Secured - over 5 to 10 years** personal_secured_120mo | — APR | 5.900% | 120 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 8.490% | 36 mo | Standard | | **Personal Line of Credit** ploc_variable | — APR | 16.000% | — | Standard | The Family First Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 12.900% | — | Standard | The Family First Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** share_certificate_6mo | — APY | 0.05% | 6 mo | Standard | | **Share Savings or Alternate Shares** share_savings | — APY | 0.10% | — | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 0.10% | 12 mo | Standard | | **Christmas Club** savings | — APY | 0.15% | — | Specialty offer | | **24-Month Certificate** share_certificate_24mo | — APY | 0.15% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 0.20% | 36 mo | Standard | The Family First Credit Union savings & cd rates as of November 12, 2026 The Family First Credit Union is a credit union in Montana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/montana/the-family-first) , verified from [The Family First Credit Union's official website](https://familyfirstfcu.org/) Loading branch locator… ## About The Family First Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.7K Assets $17.6M Founded 1956 Locations reported 1 NCUA charter 11364 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Russell Country** Russell Country FCU-MANG · Great Falls · MT · 59404-5570 About 13.3 miles away](https://rateapi.dev/credit-unions/montana/russell-country) [**Horizon** 10th Avenue (Great Falls) · Great Falls · MT · 59405 About 14.2 miles away](https://rateapi.dev/credit-unions/washington/horizon) [**Montana** 10th Avenue Office · Great Falls · MT · 59405-3241 About 14.3 miles away](https://rateapi.dev/credit-unions/montana/montana) [**Billings** MDT - West · Great Falls · MT · 59405-1879 About 14.5 miles away](https://rateapi.dev/credit-unions/montana/billings) [**Weld Community** Member Driven Technologies- Data Center · Great Falls · MT · 59405 About 14.5 miles away](https://rateapi.dev/credit-unions/colorado/weld-community) [**Clearwater** Clearwater - Great Falls 5th Ave · Great Falls · MT · 59401-2529 About 15.0 miles away](https://rateapi.dev/credit-unions/montana/clearwater) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join The Family First Credit Union Membership eligibility from The Family First Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on The Family First Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Cascade — MT Verified from [The Family First Credit Union's membership page](https://familyfirstfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for The Family First Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Cascade County, MT “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Cascade County, MT” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for The Family First Credit Union? Yes No ## Work at The Family First Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where The Family First Credit Union ranks against Montana peers. - See which AI assistants fetched The Family First Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Montana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=the-family-first&state=montana&code=MT&name=The%20Family%20First%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does The Family First Credit Union offer? The Family First Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are The Family First Credit Union rates updated? RateAPI verifies The Family First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get The Family First Credit Union's rate data? Rate data is collected directly from The Family First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join The Family First Credit Union? The Family First Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for The Family First Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare The Family First Credit Union's rates against national credit-union benchmarks. [More Montana credit unions](https://rateapi.dev/credit-unions/montana) [Montana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/montana) [Montana HELOC rate leaders](https://rateapi.dev/heloc-rates/montana) [Montana personal loan leaders](https://rateapi.dev/personal-loan-rates/montana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://familyfirstfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track The Family First Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Montana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for The Family First Credit Union curl "https://api.rateapi.dev/credit-unions/montana /the-family-first " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## The Family First Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/montana/the-family-first Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp