SKY

livingston, Montana
Last verified: July 11, 2026

As of July 11, 2026, SKY offers a ploc_variable mortgage at 12.5% APR (12.5% rate, 0 points). Auto loans available from 5.24% APR. Personal loan rates from 5% APR.

Source: RateAPI.dev, verified from SKY's official website

Who Can Join SKY

Membership eligibility from SKY's own published criteria. How we verify this.

Membership criteria are published on SKY's website. Check the membership page below to confirm whether you qualify.

Verified from SKY's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

ploc_variable
12.500% APR
Rate12.500%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 11, 2026

auto
5.240% APR
Rate5.240%
[PROMOTIONAL] ECO Auto Loans
auto_new
5.240% APR
Rate5.240%
[PROMOTIONAL] Vehicle Loans - NEW
auto_new
6.490% APR
Rate6.490%
[PROMOTIONAL] Recreational Vehicle Loans - NEW
auto_used
6.740% APR
Rate6.740%
[PROMOTIONAL] Vehicle Loans - USED
auto_used
6.990% APR
Rate6.990%
[PROMOTIONAL] Recreational Vehicle Loans - USED
credit_card
10.900% APR
Rate10.900%
Visa Credit Card

Personal Loan Rates

Rates as of July 11, 2026

personal_secured
5.000% APR
Rate5.000%
Share Secured
personal
8.240% APR
Rate8.240%
[PROMOTIONAL] Credit Builder Loan
personal_unsecured_36mo
9.990% APR
Rate9.990%
[PROMOTIONAL] Unsecured Personal Loan (36 months)
personal_unsecured_60mo
11.990% APR
Rate11.990%
[PROMOTIONAL] Unsecured Personal Loan (60 months)
personal
13.250% APR
Rate13.250%
Overdraft Protection

Frequently Asked Questions

What rates does SKY offer?

SKY currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are SKY rates updated?

RateAPI verifies SKY's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get SKY's rate data?

Rate data is collected directly from SKY's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is SKY's mortgage rate?

As of July 11, 2026, SKY offers a ploc_variable mortgage at 12.5% APR.

What is SKY's auto loan rate?

As of July 11, 2026, SKY offers auto loans from 5.24% APR.

Related Rate Data

Compare SKY's rates against national credit-union benchmarks.

More Montana credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for SKY
curl "https://api.rateapi.dev/credit-unions/montana/sky" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude