--- title: "Mountain West Credit Union Rates - Montana" description: "Current vehicle loan, personal loan, and savings & cd rates from Mountain West Credit Union in Montana. Updated daily with source verification. See who can join Mountain West Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/montana/mountain-west" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mountain West Credit Union Rates - Montana ### Auto & vehicle rates 27 offers | Product | Published | Rate | Term / condition | Status | | **New Toy Loan** auto_new_36mo | — APR | 3.500% | 36 mo · new | Standard | | **New Travel Trailers** rv_new_48mo | — APR | 4.000% | 48 mo · new | Standard | | **New Toy Loan** auto_new_48mo | — APR | 4.000% | 48 mo · new | Standard | | **12-Month New Auto Loan** auto_new_12mo | — APR | 4.250% | 12 mo · new | Standard | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.250% | 36 mo · new | Standard | | **New Toy Loan** auto_new_60mo | — APR | 4.250% | 60 mo · new | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 4.500% | 36 mo · used | Standard | | **New Travel Trailers** rv_new_60mo | — APR | 4.750% | 60 mo · new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 5.000% | 60 mo · new | Standard | | **Used Travel Trailers** rv_used_48mo | — APR | 5.000% | 48 mo · used | Standard | | **Used Toy Loan** auto_used_36mo | — APR | 5.000% | 36 mo · used | Standard | | **New Travel Trailers** rv_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **New Travel Trailers** rv_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **Used Travel Trailers** rv_used_60mo | — APR | 5.500% | 60 mo · used | Standard | | **48-Month Used Auto Loan** auto_used_48mo | — APR | 5.500% | 48 mo · used | Standard | | **New Travel Trailers** rv_new_96mo | — APR | 5.750% | 96 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.750% | 84 mo · new | Standard | | **Used Travel Trailers** rv_used_72mo | — APR | 5.750% | 72 mo · used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 6.000% | 60 mo · used | Standard | | **Used Toy Loan** auto_used_48mo | — APR | 6.000% | 48 mo · used | Standard | | **New Travel Trailers** rv_new_120mo | — APR | 6.250% | 120 mo · new | Standard | | **Used Travel Trailers** rv_used_84mo | — APR | 6.250% | 84 mo · used | Standard | | **New Toy Loan** auto_new_72mo | — APR | 6.250% | 72 mo · new | Standard | | **72-Month Used Auto Loan** auto_used_72mo | — APR | 6.500% | 72 mo · used | Standard | | **Used Toy Loan** auto_used_60mo | — APR | 7.000% | 60 mo · used | Standard | | **Used Toy Loan** auto_used_72mo | — APR | 7.500% | 72 mo · used | Standard | Mountain West Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 7.000% | 12 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 10.000% | 48 mo | Standard | Mountain West Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 11 offers | Product | Published | Rate | Term / condition | Status | | **Little Miners Club** savings | — APY | 0.03% | — | Standard | | **Christmas Club** savings | — APY | 0.05% | — | Specialty offer | | **Savings** share_savings | — APY | 0.05% | — | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 2.75% | 24 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.75% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.00% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.00% | 12 mo | Standard | | **$0 - $10,000** savings | — APY | 3.00% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.25% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.25% | 6 mo | Standard | | **$10,000 - $100,000+** savings | — APY | 3.25% | — | Standard | Mountain West Credit Union savings & cd rates as of November 13, 2026 Mountain West Credit Union is a credit union in Montana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/montana/mountain-west) , verified from [Mountain West Credit Union's official website](https://mountainwestfcu.com/) Loading branch locator… ## About Mountain West Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3K Assets $24M Founded 1952 Locations reported 4 NCUA charter 8129 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Frontier** Butte · Butte · MT · 59701 Branch in the same ZIP](https://rateapi.dev/credit-unions/idaho/frontier) [**Horizon** Butte Branch · Butte · MT · 59701 Branch in the same ZIP](https://rateapi.dev/credit-unions/washington/horizon) [**Southwest Montana Community** Butte · Butte · MT · 59701-3909 Branch in the same ZIP](https://rateapi.dev/credit-unions/montana/southwest-montana-community) [**Butte Community** Main Office · Butte · MT · 59701-5172 About 2.6 miles away](https://rateapi.dev/credit-unions/montana/butte-community) [**Northwestern Energy Employees** Northwestern Energy Employees Federal Credit Union · Butte · MT · 59701-6004 About 3.6 miles away](https://rateapi.dev/credit-unions/montana/northwestern-energy-employees) [**Clearwater** Clearwater - Butte Main · Butte · MT · 59701 About 3.7 miles away](https://rateapi.dev/credit-unions/montana/clearwater) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mountain West Credit Union Membership eligibility from Mountain West Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mountain West Credit Union's website. Check the membership page below to confirm whether you qualify. - Location Lincoln, Silver Bow — MT Verified from [Mountain West Credit Union's membership page](https://mountainwestfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Mountain West Credit Union Geography 2 counties 2 published paths to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Lincoln County, MT - Silver Bow County, MT “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Lincoln County, MT; Silver Bow County, MT” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mountain West Credit Union? Yes No ## Work at Mountain West Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mountain West Credit Union ranks against Montana peers. - See which AI assistants fetched Mountain West Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Montana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mountain-west&state=montana&code=MT&name=Mountain%20West%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mountain West Credit Union offer? Mountain West Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Mountain West Credit Union rates updated? RateAPI verifies Mountain West Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Mountain West Credit Union's rate data? Rate data is collected directly from Mountain West Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mountain West Credit Union? Mountain West Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 counties for Mountain West Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Mountain West Credit Union's rates against national credit-union benchmarks. [More Montana credit unions](https://rateapi.dev/credit-unions/montana) [Montana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/montana) [Montana personal loan leaders](https://rateapi.dev/personal-loan-rates/montana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mountainwestfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mountain West Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Montana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mountain West Credit Union curl "https://api.rateapi.dev/credit-unions/montana /mountain-west " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mountain West Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/montana/mountain-west Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp