--- title: "Intrepid Credit Union Rates - Montana" description: "Current auto loan, and savings & cd rates from Intrepid Credit Union in Montana. Updated daily with source verification. See who can join Intrepid Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/montana/intrepid" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Intrepid Credit Union Rates - Montana ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.240% | 48 mo | Standard | Intrepid Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Premium Plus Checking (Existing Accounts Only)** checking | — APY | 0.10% | — | Standard | | **Community Checking** checking | — APY | 0.30% | — | Standard | | **The first $25 - $999.99** savings | — APY | 0.35% | — | Standard | | **$1,000+** savings | — APY | 0.35% | — | Standard | | **Community Checking** checking | — APY | 0.50% | — | Standard | | **Community Checking** checking | — APY | 0.75% | — | Standard | | **Community Checking** checking | — APY | 1.25% | — | Standard | Intrepid Credit Union savings & cd rates as of November 12, 2026 Intrepid Credit Union is a credit union in Montana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/montana/intrepid) , verified from [Intrepid Credit Union's official website](https://www.intrepidcu.org/) Loading branch locator… ## About Intrepid Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.7K Assets $310.5M Founded 1936 Locations reported 7 NCUA charter 68495 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Vocal** 2910 Prospect Ave · Helena · MT · 59601-9726 About 10.9 miles away](https://rateapi.dev/credit-unions/montana/vocal) [**Clearwater** Clearwater - Helena Airport Rd · Helena · MT · 59601-1264 About 11.0 miles away](https://rateapi.dev/credit-unions/montana/clearwater) [**Frontier** Butte · Butte · MT · 59701 About 36.7 miles away](https://rateapi.dev/credit-unions/idaho/frontier) [**Horizon** Butte Branch · Butte · MT · 59701 About 36.7 miles away](https://rateapi.dev/credit-unions/washington/horizon) [**Southwest Montana Community** Butte · Butte · MT · 59701-3909 About 36.7 miles away](https://rateapi.dev/credit-unions/montana/southwest-montana-community) [**Mountain West** disaster recovery · Butte · MT · 59701 About 38.7 miles away](https://rateapi.dev/credit-unions/montana/mountain-west) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Intrepid Credit Union Membership eligibility from Intrepid Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Intrepid Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer health care industry - Association Montana Dental Association Verified from [Intrepid Credit Union's membership page](https://www.intrepidcu.org/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Intrepid Credit Union Employers · Associations · Military · Family 4 published paths to membership, last verified August 21, 2026, quoted from Intrepid Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of health care industry - Works in state:MT “OR Employees, independent contractors or self-employed persons who work regularly in the health care industry in the State of Montana.” > [source ↗](https://www.intrepidcu.org/about-us/become-a-member.html) - Employee of health care industry and Works in MT ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Montana Dental Association “A member of the Montana Dental Association.” > [source ↗](https://www.intrepidcu.org/about-us/become-a-member.html) - Member of Montana Dental Association ### Military 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Military affiliation “Military Must live or be stationed in the state of Montana and be either active or a Veteran; Military ID required.” > [source ↗](https://www.intrepidcu.org/about-us/become-a-member.html) - Military: active or a Veteran ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings “Immediate Family Member Is A Current Member in Good Standing Immediate family means a spouse, a child, a sibling, a parent, a grandparent, or a grandchild and includes stepparents, stepchildren, stepsiblings, and adoptive relationships.” > [source ↗](https://www.intrepidcu.org/about-us/become-a-member.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Intrepid Credit Union? Yes No ## Work at Intrepid Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Intrepid Credit Union ranks against Montana peers. - See which AI assistants fetched Intrepid Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Montana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=intrepid&state=montana&code=MT&name=Intrepid%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Intrepid Credit Union offer? Intrepid Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Intrepid Credit Union rates updated? RateAPI verifies Intrepid Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Intrepid Credit Union's rate data? Rate data is collected directly from Intrepid Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Intrepid Credit Union? Intrepid Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 employer, 1 association and 1 military for Intrepid Credit Union, each quoted from Intrepid Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Intrepid Credit Union's rates against national credit-union benchmarks. [More Montana credit unions](https://rateapi.dev/credit-unions/montana) [Montana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/montana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.intrepidcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Intrepid Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Montana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Intrepid Credit Union curl "https://api.rateapi.dev/credit-unions/montana /intrepid " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Intrepid Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/montana/intrepid Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp