Clearwater Mortgage & Personal Loan Rates

Mortgage Rates

Rates as of July 9, 2026

savings

1.000% APR

Rate1.000%

Points0

Premium Checking

money_market

1.250% APR

Rate1.250%

Points0

Money Market Savings

cd_12mo

3.500% APR

Rate3.500%

Points0

Certificates of Deposit - 12-Month

cd_24mo

3.500% APR

Rate3.500%

Points0

Certificates of Deposit - 24-Month

cd_24mo

3.500% APR

Rate3.500%

Points0

Certificates of Deposit - 24-Month Energy Resilience

cd_6mo

3.500% APR

Rate3.500%

Points0

Certificates of Deposit - 6-Month

ira_cd_12mo

3.500% APR

Rate3.500%

Points0

Retirement Accounts - 12-Month IRA CD

ira_cd_24mo

3.500% APR

Rate3.500%

Points0

Retirement Accounts - 24-Month IRA CD

ira_cd_6mo

3.500% APR

Rate3.500%

Points0

Retirement Accounts - 6-Month IRA CD

cd_36mo

3.550% APR

Rate3.550%

Points0

Certificates of Deposit - 36-Month

cd_48mo

3.550% APR

Rate3.550%

Points0

Certificates of Deposit - 48-Month

ira_cd_36mo

3.550% APR

Rate3.550%

Points0

Retirement Accounts - 36-Month IRA CD

ira_cd_48mo

3.550% APR

Rate3.550%

Points0

Retirement Accounts - 48-Month IRA CD

cd_60mo

3.600% APR

Rate3.600%

Points0

Certificates of Deposit - 60-Month

ira_cd_60mo

3.600% APR

Rate3.600%

Points0

Retirement Accounts - 60-Month IRA CD

savings

5.000% APR

Rate5.000%

Points0

Coverdell Education Savings

savings

5.000% APR

Rate5.000%

Points0

Health Savings (HSA)

savings

5.000% APR

Rate5.000%

Points0

Montana Medical Savings (MSA)

savings

5.000% APR

Rate5.000%

Points0

Primary and Secondary Savings

savings

5.000% APR

Rate5.000%

Points0

V.I.P. Savings

savings

5.000% APR

Rate5.000%

Points0

Youth Savings

5.000% APR

Rate5.000%

Points0

Certificates of Deposit - SmartSaver Youth

ira

5.000% APR

Rate5.000%

Points0

Retirement Accounts - IRA Savings

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured_36mo

8.750% APR

Rate8.750%

Personal Loans - 36 Months

personal_unsecured_48mo

9.500% APR

Rate9.500%

Personal Loans - 48 Months

personal_unsecured_60mo

10.250% APR

Rate10.250%

Personal Loans - 60 Months

personal_unsecured_72mo

10.750% APR

Rate10.750%

Personal Loans - 72 Months

ploc_variable

12.250% APR

Rate12.250%

Personal Lines of Credit

personal_unsecured_5mo

28.000% APR

Rate28.000%

Payday Alternative Loans (PAL) - 5 Months

Frequently Asked Questions

What rates does Clearwater offer?

Clearwater currently offers mortgage, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Clearwater rates updated?

RateAPI verifies Clearwater's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Clearwater's rate data?

Rate data is collected directly from Clearwater's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Clearwater's mortgage rate?

As of July 9, 2026, Clearwater offers a savings mortgage at 1% APR.

Related Rate Data

Compare Clearwater's rates against national credit-union benchmarks.

More Montana credit unions Mortgage rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Clearwater
curl "https://api.rateapi.dev/credit-unions/montana/clearwater" \
  -H "Authorization: Bearer YOUR_API_KEY"

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