--- title: "United Consumers Credit Union Rates - Missouri" description: "Current personal loan rates from United Consumers Credit Union in Missouri. Updated daily with source verification. See who can join United Consumers Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/united-consumers" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # United Consumers Credit Union Rates - Missouri ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Adjustable Line of Credit** ploc_variable | — APR | 7.750% | — | Standard | United Consumers Credit Union personal loan rates as of November 13, 2026 United Consumers Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/united-consumers) , verified from [United Consumers Credit Union's official website](https://www.uccumo.com/) Loading branch locator… ## About United Consumers Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16.7K Assets $216.5M Founded 1941 Locations reported 5 NCUA charter 68410 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Interfaith** Missouri · Independence · MO · 64055 About 0.5 miles away](https://rateapi.dev/credit-unions/california/interfaith) [**Communityamerica** Noland Road · Independence · MO · 64055 About 0.9 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**1st Midamerica** Independence Office · Independence · MO · 64055 About 2.6 miles away](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**Public Safety** East Branch · Independence · MO · 64057-1590 About 3.0 miles away](https://rateapi.dev/credit-unions/missouri/public-safety) [**Independence Teachers** Independence Teachers Credit Union · Independence · MO · 64050-2697 About 3.6 miles away](https://rateapi.dev/credit-unions/missouri/independence-teachers) [**City** City Credit Union · Independence · MO · 64057-1226 About 4.5 miles away](https://rateapi.dev/credit-unions/missouri/city) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join United Consumers Credit Union Membership eligibility from United Consumers Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on United Consumers Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer United States Government, Postal Service - Association Cornerstone Credit Union League Verified from [United Consumers Credit Union's membership page](https://www.uccumo.com/about/why-join) . Final membership determination is always made by the credit union. ## Membership rules for United Consumers Credit Union Employers 2 · Associations · Military · Family 5 published paths to membership, last verified August 21, 2026, quoted from United Consumers Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of United States Government “United States Government Employees” > [source ↗](https://www.uccumo.com/about/why-join) - Employee of United States Government - Employee of postal service “Postal Employees” > [source ↗](https://www.uccumo.com/about/why-join) - Employee of postal service ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Cornerstone Credit Union League “Cornerstone Credit Union League” > [source ↗](https://www.uccumo.com/about/why-join) - Member of Cornerstone Credit Union League ### Military 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Military affiliation “Active and Reserve Military and veterans (including affiliated organizations)” > [source ↗](https://www.uccumo.com/about/why-join) - Military: active duty, reservists, veterans ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, sibling, parent, grandparent, child, grandchild “Immediate family of current accountholders and eligible persons (such as your spouse, sibling, parent, grandparent, child or grandchild) is also eligible to join our community of members!” > [source ↗](https://www.uccumo.com/about/why-join) - Family member (spouse, sibling, parent, grandparent, child, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for United Consumers Credit Union? Yes No ## Work at United Consumers Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where United Consumers Credit Union ranks against Missouri peers. - See which AI assistants fetched United Consumers Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=united-consumers&state=missouri&code=MO&name=United%20Consumers%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does United Consumers Credit Union offer? United Consumers Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are United Consumers Credit Union rates updated? RateAPI verifies United Consumers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get United Consumers Credit Union's rate data? Rate data is collected directly from United Consumers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join United Consumers Credit Union? United Consumers Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 2 employers, 1 association and 1 military for United Consumers Credit Union, each quoted from United Consumers Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare United Consumers Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.uccumo.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track United Consumers Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for United Consumers Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /united-consumers " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## United Consumers Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/united-consumers Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp