--- title: "Together Credit Union Rates - Missouri" description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Together Credit Union in Missouri. Updated daily with source verification. See who can join Together Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/together" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Together Credit Union Rates - Missouri ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.250% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **5/6mo ARM** arm | — APR | 6.625% | — | Standard | | **7/6mo ARM FTHB*** arm | — APR | 7.125% | — | Standard | Together Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 21 offers | Product | Published | Rate | Term / condition | Status | | **Up to 63-Month New Auto Loan** auto_new_63mo | — APR | 4.990% | 63 mo · new | Standard | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Value Plus** auto | — APR | 4.990% | — | Standard | | **Used Auto Loan** auto_used | — APR | 5.340% | used | Standard | | **Up to 63-Month Used Auto Loan** auto_used_63mo | — APR | 5.340% | 63 mo · used | Standard | | **Up to 75-Month New Auto Loan** auto_new_75mo | — APR | 5.490% | 75 mo · new | Standard | | **Up to 75-Month Used Auto Loan** auto_used_75mo | — APR | 5.840% | 75 mo · used | Standard | | **72-Month Motorcycle Loan** motorcycle_any_72mo | — APR | 6.340% | 72 mo | Standard | | **Up to 60-Month Used Auto Loan (2018 and Older)** auto_used_60mo | — APR | 6.340% | 60 mo · used | Standard | | **Value Plus Auto (Up to 60 Months)** auto_any_60mo | — APR | 6.340% | 60 mo | Standard | | **Value Plus** auto_any_72mo | — APR | 6.340% | 72 mo | Standard | | **Up to 84-Month New Auto Loan** auto_new_84mo | — APR | 6.490% | 84 mo · new | Standard | | **Up to 84-Month Used Auto Loan** auto_used_84mo | — APR | 6.840% | 84 mo · used | Standard | | **Value Plus Auto (61-72 Months)** auto_any_72mo | — APR | 6.840% | 72 mo | Standard | | **Motorcycle Loan** motorcycle | — APR | 8.140% | — | Standard | | **Boats (36-60 Months)** boat_any_60mo | — APR | 8.140% | 60 mo | Standard | | **36-Month Motorcycle Loan** motorcycle_any_36mo | — APR | 8.140% | 36 mo | Standard | | **48-Month Motorcycle Loan** motorcycle_any_48mo | — APR | 8.140% | 48 mo | Standard | | **120-Month Boat Loan** boat_any_120mo | — APR | 9.140% | 120 mo | Standard | | **60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 9.140% | 60 mo | Standard | | **144-Month Boat Loan** boat_any_144mo | — APR | 10.140% | 144 mo | Standard | Together Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **15-Year Choice** heloc | — APR | 8.250% | — | Standard | Together Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Other Secured** personal_secured_60mo | — APR | 8.640% | 60 mo | Standard | | **Share-Secured Loan** personal_secured | — APR | 8.640% | — | Standard | | **Any Reason Any Season¹** personal_unsecured_72mo | — APR | 10.490% | 72 mo | Standard | | **Any Reason Any Season Loan** personal | — APR | 11.490% | — | Standard | | **Lines of Credit** personal | — APR | 13.650% | — | Standard | Together Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Preferred Platinum Visa²** credit_card_platinum | — APR | 10.650% | — | Standard | | **Platinum Points Visa³** credit_card_rewards | — APR | 12.650% | — | Standard | | **CITY SC Visa Credit Card³** credit_card | — APR | 12.650% | — | Standard | | **Secured Visa5** credit_card_secured | — APR | 14.900% | — | Standard | | **Visa Signature4** credit_card_platinum | — APR | 15.000% | — | Standard | Together Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Young Adult Financial Group Savings** savings | — APY | 0.20% | — | Eligibility restricted | | **Based on average daily balance** savings | — APY | 1.51% | — | Standard | | **Earn & Learn Savings³** savings | — APY | 3.00% | — | Context only | | **36 Month Variable Rate Certificate ¹** cd_36mo | — APY | 3.10% | 36 mo | Standard | | **60 Month Variable Rate Certificate ¹** cd_60mo | — APY | 3.10% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.25% | 60 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.25% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.25% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.25% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.25% | 48 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.50% | 6 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.50% | 9 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.55% | 12 mo | Standard | | **New money only** savings | — APY | 4.00% | — | Standard | | **11-Month Certificate** cd_11mo | — APY | 4.50% | 11 mo | Standard | | **Accelerate It Savings²** savings | — APY | 5.00% | — | Context only | Together Credit Union savings & cd rates as of November 12, 2026 Together Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/together) , verified from [Together Credit Union's official website](https://www.togethercu.org/) Loading branch locator… ## About Together Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 147.5K Assets $2.7B Founded 1939 Locations reported 26 NCUA charter 62715 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**St. Louis Community** Benton Park · saint louis · MO · 63118 About 0.7 miles away](https://rateapi.dev/credit-unions/missouri/st-louis-community) [**West Community** RAY Building · Saint Louis · MO · 63103-2831 About 2.6 miles away](https://rateapi.dev/credit-unions/missouri/west-community) [**Neighbors** Downtown · Saint Louis · MO · 63166-4001 About 2.7 miles away](https://rateapi.dev/credit-unions/missouri/neighbors) [**St. Louis Policemen`s** ST LOUIS POLICEMEN'S CREDIT UNION · Saint Louis · MO · 63103 About 2.9 miles away](https://rateapi.dev/credit-unions/missouri/st-louis-policemens) [**Gateway Metro** Operations Center/Back Office · Saint Louis · MO · 63101 About 3.0 miles away](https://rateapi.dev/credit-unions/missouri/gateway-metro) [**Alltru** Downtown · Saint Louis · MO · 63103-1920 About 3.1 miles away](https://rateapi.dev/credit-unions/missouri/alltru) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Together Credit Union Membership eligibility from Together Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Anheuser-Busch Companies, Inc. +5 more) - Location St. Louis County, St. Charles County, Jefferson County, Madison County, St. Clair County - Employer Anheuser-Busch Companies, Inc., BJC HealthCare System, Energizer Holdings, Metropolitan St. Louis Sewer District, Nestle Purina PetCare Company, AT&T **Cost to join:** About $5. Verified from [Together Credit Union's membership page](https://www.togethercu.org/join-us/become-a-member/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Together Credit Union Geography 5 counties · Employers · Family 12 published paths to membership, last verified August 21, 2026, quoted from Together Credit Union’s own published criteria. ### Geography 10 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Cedar Hill, TX - Jefferson County, MO - Madison County, IL - New Hampton, VA - Newport, VA - St. Charles County, MO - St. Clair County, IL - St. Louis City, MO - St. Louis County, MO - Williamsburg, VA “Missouri: St. Louis City St. Louis County St. Charles County Jefferson County” > [source ↗](https://www.togethercu.org/join-us/become-a-member/who-can-join) ### Employers 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Anheuser-Busch Companies, Inc. “Employees and Retirees of: Anheuser-Busch Companies, Inc.” > [source ↗](https://www.togethercu.org/join-us/become-a-member/who-can-join) - Employee of Anheuser-Busch Companies, Inc. ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, stepchildren, sons and daughters-in-law, parents, parents-in-law, brothers, sisters, brothers and sisters-in-law, grandparents, grandchildren, aunts, uncles, nieces, nephews, household member “Immediate family or household members of current Together Credit Union members are also eligible to join.” > [source ↗](https://www.togethercu.org/join-us/become-a-member/who-can-join) - Family member (spouse, children, stepchildren, sons and daughters-in-law, parents, parents-in-law, brothers, sisters, brothers and sisters-in-law, grandparents, grandchildren, aunts, uncles, nieces, nephews, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Together Credit Union? Yes No ## Work at Together Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Together Credit Union ranks against Missouri peers. - See which AI assistants fetched Together Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=together&state=missouri&code=MO&name=Together%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Together Credit Union offer? Together Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Together Credit Union rates updated? RateAPI verifies Together Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Together Credit Union's rate data? Rate data is collected directly from Together Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Together Credit Union? Membership via employers (Anheuser-Busch Companies, Inc. +5 more) RateAPI tracks 12 published membership paths covering 5 counties and 1 employer for Together Credit Union, each quoted from Together Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Together Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri mortgage rate leaders](https://rateapi.dev/mortgage-rates/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri HELOC rate leaders](https://rateapi.dev/heloc-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.togethercu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Together Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Together Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /together " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Together Credit Union locations Search, filter, and browse all 26 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/together Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp