--- title: "Summit Ridge Credit Union Rates - Missouri" description: "Current rv loan, personal loan, and credit card rates from Summit Ridge Credit Union in Missouri. Updated daily with source verification. See who can join Summit Ridge Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/summit-ridge" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Summit Ridge Credit Union Rates - Missouri ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto & Recreational Vehicle Loan** rv | — APR | 5.250% | — | Standard | Summit Ridge Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.500% | — | Standard | | **Holiday & Vacation Loan** personal | — APR | 9.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | Summit Ridge Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 13.500% | — | Standard | Summit Ridge Credit Union credit card rates as of November 12, 2026 Summit Ridge Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/summit-ridge) , verified from [Summit Ridge Credit Union's official website](https://mysrcu.com/) Loading branch locator… ## About Summit Ridge Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.7K Assets $19.4M Founded 1955 Locations reported 2 NCUA charter 64394 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**K.c. Area** Summit Ridge Credit Union · Lees Summit · MO · 64064-2361 About 1.0 miles away](https://rateapi.dev/credit-unions/missouri/kc-area) [**Missouri Central** Main Office · Lees Summit · MO · 64086-6750 About 3.4 miles away](https://rateapi.dev/credit-unions/missouri/missouri-central) [**Catholic Family** Vital Records Centor · Lees Summit · MO · 64086-3517 About 3.5 miles away](https://rateapi.dev/credit-unions/missouri/catholic-family) [**Public Safety** East Branch · Independence · MO · 64057-1590 About 3.8 miles away](https://rateapi.dev/credit-unions/missouri/public-safety) [**1st Midamerica** Independence Office · Independence · MO · 64055 About 3.8 miles away](https://rateapi.dev/credit-unions/illinois/1st-midamerica) [**Mazuma** Lee's Summit East · Lees Summit · MO · 64086-4603 About 3.9 miles away](https://rateapi.dev/credit-unions/kansas/mazuma) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Summit Ridge Credit Union Membership eligibility from Summit Ridge Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Summit Ridge Credit Union's website. Check the membership page below to confirm whether you qualify. - Location jackson — MO - Employer District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop "A" Verified from [Summit Ridge Credit Union's membership page](https://mysrcu.com/members.php) . Final membership determination is always made by the credit union. ## Membership rules for Summit Ridge Credit Union Geography 1 county · Employers 4 · Family 2 8 published paths to membership, last verified August 27, 2026, quoted from Summit Ridge Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Jackson County, MO “Then in March 2011, the credit union changed to a community charter that allows us to serve persons that live or work in Jackson County Missouri and their immediate family members.” > [source ↗](https://mysrcu.com/members.php) ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of District 4 Missouri Department of Transportation “We were chartered in 1955 as District 4 Highway Credit Union to serve all employees and retirees of District 4 Missouri Department of Transportation” > [source ↗](https://mysrcu.com/members.php) - Employee of District 4 Missouri Department of Transportation - Employee of Missouri State Highway Patrol Troop A “We were chartered in 1955 as District 4 Highway Credit Union to serve all employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop "A"” > [source ↗](https://mysrcu.com/members.php) - Employee of Missouri State Highway Patrol Troop A - Retired employee of District 4 Missouri Department of Transportation “We were chartered in 1955 as District 4 Highway Credit Union to serve all employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop "A"” > [source ↗](https://mysrcu.com/members.php) - Retiree of District 4 Missouri Department of Transportation - Retired employee of Missouri State Highway Patrol Troop A “We were chartered in 1955 as District 4 Highway Credit Union to serve all employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop "A"” > [source ↗](https://mysrcu.com/members.php) - Retiree of Missouri State Highway Patrol Troop A ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “serve all employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop "A" and immediate family members.” > [source ↗](https://mysrcu.com/members.php) - Family member of a member - Family of someone eligible immediate family “Then in March 2011, the credit union changed to a community charter that allows us to serve persons that live or work in Jackson County Missouri and their immediate family members.” > [source ↗](https://mysrcu.com/members.php) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Summit Ridge Credit Union? Yes No ## Work at Summit Ridge Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Summit Ridge Credit Union ranks against Missouri peers. - See which AI assistants fetched Summit Ridge Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=summit-ridge&state=missouri&code=MO&name=Summit%20Ridge%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Summit Ridge Credit Union offer? Summit Ridge Credit Union currently offers RV loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Summit Ridge Credit Union rates updated? RateAPI verifies Summit Ridge Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Summit Ridge Credit Union's rate data? Rate data is collected directly from Summit Ridge Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Summit Ridge Credit Union? Summit Ridge Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 1 county and 4 employers for Summit Ridge Credit Union, each quoted from Summit Ridge Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Summit Ridge Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mysrcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Summit Ridge Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Summit Ridge Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /summit-ridge " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Summit Ridge Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/summit-ridge Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp